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Chris Hauck에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Chris Hauck 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
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The Latest News on Interest Rates and Down Payments

 
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Manage episode 178793255 series 1432373
Chris Hauck에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Chris Hauck 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
If you’re worried about rising interest rates or having to put down 20% to purchase a home, I have some great news for you.

Looking to buy in St. Cloud? Get a full home search
Looking to sell in St Cloud? Get a free Home Price Evaluation

Do you have to put 20% down in order to purchase a home? How much will rising interest rates affect the market? I get those two questions quite often, and I have some great news!

First, 30-year fixed loans are still at a 4% interest rate, which is still very attractive.



A 4% interest rate is still very attractive.



Second, we have conventional financing with 20% down or more. However, we have a number of programs that require a substantially smaller down payment. FHA loans are about 3.5% down, rural development loans are 0% down, VA loans are 0% down, and regular conventional loans can be anywhere from 3% down to 15% down depending on what you qualify for.

There are a number of ways you can get into a home, and if you have any questions, please feel free to give me a call. I’m always happy to help!
  continue reading

22 에피소드

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icon공유
 
Manage episode 178793255 series 1432373
Chris Hauck에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Chris Hauck 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
If you’re worried about rising interest rates or having to put down 20% to purchase a home, I have some great news for you.

Looking to buy in St. Cloud? Get a full home search
Looking to sell in St Cloud? Get a free Home Price Evaluation

Do you have to put 20% down in order to purchase a home? How much will rising interest rates affect the market? I get those two questions quite often, and I have some great news!

First, 30-year fixed loans are still at a 4% interest rate, which is still very attractive.



A 4% interest rate is still very attractive.



Second, we have conventional financing with 20% down or more. However, we have a number of programs that require a substantially smaller down payment. FHA loans are about 3.5% down, rural development loans are 0% down, VA loans are 0% down, and regular conventional loans can be anywhere from 3% down to 15% down depending on what you qualify for.

There are a number of ways you can get into a home, and if you have any questions, please feel free to give me a call. I’m always happy to help!
  continue reading

22 에피소드

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