Busting 3 Common Home Buying Myths
Manage episode 186577737 series 1372692
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Today I’m busting three common home buying myths that can sometimes deter people from buying.
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There are a few common myths that exist around the subject of buying a home.
There are a few common myths that exist around the subject of buying a home.
First of all, many people falsely assume that mortgage payments are unaffordable.
In fact, the tax savings you gain from a mortgage actually makes up a large portion of the difference between a rent payment and a mortgage. Mortgages are a lot more affordable than many people think.
The second myth I’d like to bust is that buying a home is too complicated. Though the process does involve some fine details, working with a quality Realtor will alleviate any confusion. The job of a Realtor is to walk you through the transaction from start to finish.
From helping with the pre-approval, talking about your goals, all the way into guiding you to the best home, Realtors are here to help.
Third, there is a common misconception that buying a new home requires a substantial down payment. This is simply not the case. Many programs exist, such as the VA program for veterans, that require zero money down.
There’s also the FHA program, which allows first-time homebuyers to put as little as 3.5% down. Conventional loans can also be as low as 5%.
It’s a great time to buy a home.
Rates are still low right now, so it’s a great time to buy a home.
If you’d like to hear how I can help you buy a home, have any other questions, or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.
18 에피소드