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Redding Financial Advisors LLC and Chris Hall에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Redding Financial Advisors LLC and Chris Hall 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
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Ep #3 | Tips and Tricks in Today's Mortgage Market

43:50
 
공유
 

Manage episode 435312708 series 3586144
Redding Financial Advisors LLC and Chris Hall에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Redding Financial Advisors LLC and Chris Hall 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

Sabrina Schmitt, a lending expert from Prime Lending, discusses the current state of interest rates and the housing market. She explains that interest rates are influenced by bond markets and the decisions of the Federal Reserve. While rates have been increasing, there is anticipation of a rate cut in the near future. Sabrina also highlights the various loan programs available, such as FHA, USDA, and VA loans, which offer different benefits and requirements. She emphasizes the importance of being prepared to purchase a home by working on credit, saving for a down payment, and seeking professional guidance. The conversation discusses the biggest mistakes people make when getting a home loan. The three main mistakes mentioned are depositing cash during the loan process, co-signing for someone else, and taking on new debt. It is important to avoid these mistakes to ensure a smooth loan process. The conversation also emphasizes the importance of getting information and seeking help when considering a home loan. It is important to understand the process and make informed decisions.

Keywords

interest rates, housing market, lending, loan programs, FHA, USDA, VA, credit score, down payment, home loan, mistakes, cash deposits, co-signing, new debt, loan process, information, help

Takeaways

Interest rates are influenced by bond markets and the decisions of the Federal Reserve.
There is anticipation of a rate cut in the near future.
Loan programs such as FHA, USDA, and VA offer different benefits and requirements.
It is important to be prepared to purchase a home by working on credit, saving for a down payment, and seeking professional guidance. Avoid depositing cash during the home loan process to prevent unverified funds.
Be cautious about co-signing for someone else while in the loan process.
Do not take on new debt, such as opening new credit cards or making large purchases, during the loan process.
Seek information and help when considering a home loan to make informed decisions and navigate the process smoothly.

For more information...
To reach Sabrina Schmitt at Prime Lending, go here: https://lo.primelending.com/sschmitt/
To reach Chris Hall at Redding Financial Advisors, go here: https://reddingfinancialadvisors.com/

  continue reading

4 에피소드

Artwork
icon공유
 
Manage episode 435312708 series 3586144
Redding Financial Advisors LLC and Chris Hall에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Redding Financial Advisors LLC and Chris Hall 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

Sabrina Schmitt, a lending expert from Prime Lending, discusses the current state of interest rates and the housing market. She explains that interest rates are influenced by bond markets and the decisions of the Federal Reserve. While rates have been increasing, there is anticipation of a rate cut in the near future. Sabrina also highlights the various loan programs available, such as FHA, USDA, and VA loans, which offer different benefits and requirements. She emphasizes the importance of being prepared to purchase a home by working on credit, saving for a down payment, and seeking professional guidance. The conversation discusses the biggest mistakes people make when getting a home loan. The three main mistakes mentioned are depositing cash during the loan process, co-signing for someone else, and taking on new debt. It is important to avoid these mistakes to ensure a smooth loan process. The conversation also emphasizes the importance of getting information and seeking help when considering a home loan. It is important to understand the process and make informed decisions.

Keywords

interest rates, housing market, lending, loan programs, FHA, USDA, VA, credit score, down payment, home loan, mistakes, cash deposits, co-signing, new debt, loan process, information, help

Takeaways

Interest rates are influenced by bond markets and the decisions of the Federal Reserve.
There is anticipation of a rate cut in the near future.
Loan programs such as FHA, USDA, and VA offer different benefits and requirements.
It is important to be prepared to purchase a home by working on credit, saving for a down payment, and seeking professional guidance. Avoid depositing cash during the home loan process to prevent unverified funds.
Be cautious about co-signing for someone else while in the loan process.
Do not take on new debt, such as opening new credit cards or making large purchases, during the loan process.
Seek information and help when considering a home loan to make informed decisions and navigate the process smoothly.

For more information...
To reach Sabrina Schmitt at Prime Lending, go here: https://lo.primelending.com/sschmitt/
To reach Chris Hall at Redding Financial Advisors, go here: https://reddingfinancialadvisors.com/

  continue reading

4 에피소드

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