056. Declutter Your Finances, with Bernadette Joy

Organizing for Beautiful Living: Home Organizing Tips, Sustainable Organizing Tips, Decluttering Tips, and Time Management Tips for Working Moms and Busy Moms

Before you yawn and tune out because this episode is about finances, hold on!
Back in January, I attended a podcasting conference and met today’s guest, Bernadette Joy — a financial coach whose vibrant energy immediately drew me in. What blew me away was her fresh, no-nonsense approach to money: she teaches financial freedom the same way I teach home organization — through decluttering.
Bernadette is the author of Crush Your Money Goals, recently named one of Oprah's Top 10 Books for Personal Growth in 2025! She's also graced stages like South by Southwest, Nasdaq, FinCon, and TEDxHouston.
In this episode of Organizing for Beautiful Living, Bernadette shares:

• Her personal story of tackling massive student loan debt ($72,000!) and paying it off in just two years.
• How being the daughter of immigrants shaped her views on success — and why her dreams looked very different from her family's.
• Why managing your money (like organizing your home) is about clarity, focus, and momentum — not perfection.
• Her "CRUSH" Method for decluttering your finances sustainably and simply.
• The mindset shifts that allowed her and her husband to "hack the system" and live rent-free — without giving up their freedom.

You'll walk away energized, hopeful, and armed with a practical plan to start organizing your money without getting overwhelmed.
Bernadette also has a free checklist to help you take the first steps toward financial freedom — grab it below.
🔗 Important Links from Today’s Episode:
🎧 Copy and send this link to share the podcast with a friend so they can listen too!
https://podcasts.apple.com/us/podcast/organizing-for-beautiful-living-home-organizing-tips/id1740218605

📋 Download Bernadette’s Free Checklist:
A step-by-step plan to overcome the overwhelm and start your money journey:
https://www.crushyourmoneygoals.com/freeguide
📚 Bernadette’s Website:
https://www.crushyourmoneygoals.com/
🎙️ Listen to Bernadette’s Podcast "Crush Your Money Goals":
https://podcasts.apple.com/us/podcast/crush-your-money-goals/id1422564669
Follow Bernadette on Social Media:
LinkedIn: https://www.linkedin.com/in/bernadebtjoy/
Instagram: https://www.instagram.com/bernadebtjoy/
YouTube: https://www.youtube.com/@bernadebtjoy

Get on the wait list for my FREE class: 3 Steps to Painlessly Declutter your Kitchen in just a Weekend! This is how you get no-cry mornings and calm evenings in your kitchen. And I'll show you how you can do it in just a weekend without overwhelm and without getting stuck. And, of course, you'll learn how to make sure the clutter doesn't come back with minimal effort. Go to https://fireflybridge.com/update and get on the wait list!

Connect with me:

You can find me on Instagram: https://www.instagram.com/fireflybridgeorganizing
Here's my website: https://fireflybridge.com

Call or text me: 305-563-2292

Email me: [email protected]