331: Mortgage Chaos with Aaron Kopelson

Accredited Income Property Investment Specialist (AIPIS)

Jason Hartman, Jason Hartman with Scott Sharp, and Daniel Miller에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Jason Hartman, Jason Hartman with Scott Sharp, and Daniel Miller 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

4y ago 26:35

MP3•에피소드 홈

Banks are worried, lenders are tightening up, and the overall mortgage process has changed. Aaron Kopelson discusses with Jason Hartman, some of the biggest changes he has seen in the last few months.

Key Takeaways:

[1:30] One of the mortgage lenders' current biggest fears, and reason for tightening up, is an early payment default or a first payment default.

[3:00] What is a jumbo loan, and what defines the limits per market?

[5:00] There’s no appetite from investors that want to buy mortgage-backed securities for these non-QM loans.

[7:00] Real estate is a credit backed asset. When the financing starts to dry up, so do the prices.

[10:00] Nobody was paid to put the breaks on and look at where we ended up (2008 recession)?

[11:20] Fannie and Freddie are allowing for drive-by and desktop appraisals.

[14:25] Is mortgage insurance allowed on investment properties?

[18:10] V.O.E. Verification of Employment

[19:45] What’s an overlay?

Websites:

Kopelson Team

awmloan.com

JasonHartman.com

JasonHartman.com/properties

Jason Hartman PropertyCast (Libsyn)

Jason Hartman PropertyCast (iTunes)

1-800-HARTMAN

417 에피소드