Episode #145: Is CHAMPVA the Right Choice for Veterans?

VA Claims Insider Podcast

CHAMPVA (the Civilian Health and Medical Program of the Department of Veterans Affairs) is among the many benefits not clearly understood by the veteran community. As a result, some dependents miss out on this comprehensive healthcare program and are stuck paying exorbitant rates for private insurance.

CHAMPVA insurance provides eligible beneficiaries with high-quality healthcare coverage, including healthcare services and supplies, at almost no cost.

But, you might be wondering if CHAMPVA insurance is good or bad.

In our experience at VA Claims Insider, CHAMPVA is a fantastic healthcare benefits program with very few, if any, drawbacks.

In general, CHAMPVA covers the cost of most healthcare services and supplies that are medically necessary for beneficiaries.

CHAMPVA currently has an outpatient deductible cost of $50 per calendar year and a cost share of 25% of the CHAMPVA allowable charge, up to the catastrophic cap, which is $3,000 per calendar year.

Let’s jump in and see what our experts have to say.

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***Audio Timestamps***

⏩ 00:00 VA Claims Insider Introduction

⏩ 07:19 What is CHAMPVA?

⏩ 07:45 Myths About CHAMPVA: Myth #1

⏩ 08:16 Myth #2: I Can Choose Between TRICARE and CHAMPVA

⏩ 10:55 Myth #3: CHAMPVA and TRICARE Are Essentially the Same

⏩ 12:33 Myth #4: With CHAMPVA I Cannot Choose My Own Provider

⏩ 13:05 Myth #5: I Must Pay Premiums and Other Hidden Costs With CHAMPVA

⏩ 15:49 Myth #6: I Can Choose Between CHAMPVA and Medicare

⏩ 16:26 Myth #7: It Takes Forever to Enroll in CHAMPVA

⏩ 21:27 Questions Answered By Our Experts

⏩ 57:57 Need VA Disability Claim Help?

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