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Helping Employees Retire Well w/ Fred Rutler
Manage episode 440396135 series 3004053
O'Brien McMahon에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 O'Brien McMahon 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
Fred Rutler is a Managing Director at Creative Planning Retirement Services where he helps companies create and manage various employee retirement programs.
Mentioned on the Show
- Connect with Fred Rutler on LinkedIn: https://www.linkedin.com/in/frutler
Timestamps
(2:10) - Welcoming Fred.
(3:18) - What are the different vehicles companies are using for employee retirement planning?
(4:44) - What is a Non-Qualified Deferred Comp plan?
(6:00) – What’s the difference between a 401k and a profit-sharing plan?
(8:36) - Do you advise employers to do away with profit sharing completely or some match and some profit sharing?
(10:11) - Is 10% the amount an employee should be saving for retirement?
(15:24) - When would it not be appropriate to have employees in the plan?
(21:05) - What is an employer's fiduciary responsibility and what are the consequences of doing it wrong?
(23:38) - How often does it happen where somebody gets individually punished for violating their fiduciary responsibility?
(26:16) - What do the numbers 321, 338, and 316 mean?
(31:04) - What are Pooled Employer Plans (PEP Plans)?
(33:46) - What makes a good 401k investment lineup?
(37:26) - Are Target Date Funds still the recommended approach?
(43:48) - Why is 45 the age when you need to start paying particular attention to asset allocation?
(45:27) - Is AI starting to play a role in retirement planning?
(47:01) - What are the biggest financial wellness needs for employees?
(55:05) - Where do you see the future of retirement planning?
197 에피소드
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