Player FM 앱으로 오프라인으로 전환하세요!
The Crushing Cost of Conservative Retirement Planning with Jesse Cramer | MHFI 236
Manage episode 444166869 series 2985701
Doug chats with Jesse Cramer from “The Best Interest” blog & podcast about retirement planning. They discuss the impact of making overly conservative vs aggressive assumptions, exploring key factors such as investment returns, inflation, spending, tax rates, and social security. Jesse highlights the importance of understanding personal risk tolerance, leveraging third-party advice, and continuous learning to make informed decisions about financial independence and retirement.
Be sure to check out the new GhostBed Massage Topper. Save 50% site-wide on your new mattress, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)
Need a fee only advisor? Nectarine is a network of financial advisors where you just pay for investing & planning advice. Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up. Thanks for the support. https://milehighfi.com/nectarine
Help Doug contribute to his retirement fund by providing support at Buy Me A Coffee.
Links
- Jesse Cramer, “The Best Interest”
- The Best Interest, “The Crushing Cost of Conservative Retirement Planning”
- Doug on “The Best Interest” podcast:
- FinCon
- Michael Kitces
- Jim Dahle/White Coat Investor
- The White Coat Investor, “Michael Kitces on the State of Financial Planning”
- ChooseFI
- Joel & Matt/How To Money
- Dave Ramsey
- MHFI Facebook group
- Doug’s site
- Check out Producer Chris’s new blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
3:21 Transition from engineering to finance
8:47 Conservative retirement planning
12:55 Impact of conservative vs aggressive assumptions
18:34 Social security & spending in retirement
24:08 Healthcare expenses & how to make a plan
30:20 Understanding the risks of investing
35:52 Asset allocation & alternative investments
42:54 Identifying blind spots
241 에피소드
Manage episode 444166869 series 2985701
Doug chats with Jesse Cramer from “The Best Interest” blog & podcast about retirement planning. They discuss the impact of making overly conservative vs aggressive assumptions, exploring key factors such as investment returns, inflation, spending, tax rates, and social security. Jesse highlights the importance of understanding personal risk tolerance, leveraging third-party advice, and continuous learning to make informed decisions about financial independence and retirement.
Be sure to check out the new GhostBed Massage Topper. Save 50% site-wide on your new mattress, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)
Need a fee only advisor? Nectarine is a network of financial advisors where you just pay for investing & planning advice. Advisors don’t manage your money, sell products, or earn commissions. We’re affiliates so we can earn a commission if you sign up. Thanks for the support. https://milehighfi.com/nectarine
Help Doug contribute to his retirement fund by providing support at Buy Me A Coffee.
Links
- Jesse Cramer, “The Best Interest”
- The Best Interest, “The Crushing Cost of Conservative Retirement Planning”
- Doug on “The Best Interest” podcast:
- FinCon
- Michael Kitces
- Jim Dahle/White Coat Investor
- The White Coat Investor, “Michael Kitces on the State of Financial Planning”
- ChooseFI
- Joel & Matt/How To Money
- Dave Ramsey
- MHFI Facebook group
- Doug’s site
- Check out Producer Chris’s new blog: Epic Financial Journey
—
Join the Mile High FI Club – It’s the email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
Email the show: doug@milehighfi.com
0:00 Introduction
3:21 Transition from engineering to finance
8:47 Conservative retirement planning
12:55 Impact of conservative vs aggressive assumptions
18:34 Social security & spending in retirement
24:08 Healthcare expenses & how to make a plan
30:20 Understanding the risks of investing
35:52 Asset allocation & alternative investments
42:54 Identifying blind spots
241 에피소드
모든 에피소드
×플레이어 FM에 오신것을 환영합니다!
플레이어 FM은 웹에서 고품질 팟캐스트를 검색하여 지금 바로 즐길 수 있도록 합니다. 최고의 팟캐스트 앱이며 Android, iPhone 및 웹에서도 작동합니다. 장치 간 구독 동기화를 위해 가입하세요.