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Frances Cook에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Frances Cook 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
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Accidental CEO Podcast


You’re busy—but are you actually growing? In this episode, Nata Salvatori exposes a trap that’s costing service providers time, money, and sanity: chasing busywork that feels productive but doesn’t move the needle. She walks through a clear, five-step growth path—from clarifying your offer, validating through real sales, delivering sustainably, building repeatable systems, to scaling confidently. You’ll learn: How to spot and ditch “fake work” Why clarity beats complexity every time How to use real feedback to validate your offers Delivery tips that prevent burnout System creation that enables scaling How to honor your current phase of growth 📌 Ready to stop spinning your wheels and make real moves? Map your phase, pick your next action, and don’t be afraid to ask for help: 👉 accidentalceo.co/coaching Support the show…
Making Cents
모두 재생(하지 않음)으로 표시
Manage series 3606247
Frances Cook에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Frances Cook 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
The podcast for people who want financial freedom, without giving up their coffee.
That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.
Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.
On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.
Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!
Hosted on Acast. See acast.com/privacy for more information.
118 에피소드
모두 재생(하지 않음)으로 표시
Manage series 3606247
Frances Cook에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Frances Cook 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
The podcast for people who want financial freedom, without giving up their coffee.
That means it's time to make the money world make cents. Join Frances Cook, best-selling author and award-winning journalist, to talk about the proven ways to invest your way to financial independence, buy your first home, or just get your spending under control.
Every Monday we have the week's feature interview, with someone who's done something interesting with their money. From paying off a mountain of debt, or investing for financial independence, or starting a new business, these are the ordinary people making the extraordinary possible.
On Thursday we have Ask the Experts, where industry insiders answer your questions on the money world. From earning more in your career, to investing, or sticking to a budget, they'll help make money simple.
Every now and then you'll get a bonus episode too, but the fun of those is that you never know when they're coming!
Hosted on Acast. See acast.com/privacy for more information.
118 에피소드
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1 The pocket money debate: Should kids earn it or just get it? 14:52
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Should kids get pocket money, and what’s the best way to teach them to use it? Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. Pocket money seems simple, but it can actually be one of the most powerful tools to shape a child’s long-term relationship with money. So… should you pay kids for chores? Give it freely? Or skip it altogether? In this episode of Ask the Experts, Kiwibank’s Julia Jackson to explore the latest research on kids and money, including how to raise financially confident children in a world of tap-and-go spending. We unpack: The pros and cons of giving pocket money Why some parents tie it to chores (and others avoid it completely) How to talk to kids about money without stressing them out Creative ways to make money feel tangible, even in a digital world Tools and apps that help kids safely experiment with spending and saving If you want the next generation to avoid the financial mistakes you learned the hard way, this one’s essential listening. Hit play, and get ready for some 'aha' moments. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…

1 Could you save on insurance, or should you cancel it? As well as grocery prices, house values, and how to survive NZ's money madness 19:08
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Fast Money with Jim Mora on Sunday Morning with RNZ. Chatting everything from why your groceries are so expensive, how to save money on insurance, why house prices are down, and how to get the best mortgage rate. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…

1 Bitcoin made boring: How crypto going mainstream is changing how we invest into it 40:56
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Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee. I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you. Bitcoin and other cryptocurrencies are no longer just for tech bros and Reddit threads. As crypto edges closer to the mainstream, new ways to invest are opening up, including through fully regulated, tax-efficient managed funds. In this episode, I’m joined by Anthony Edmonds, the investment manager behind New Zealand’s first regulated Bitcoin PIE fund. We break down why he created it, who it’s for, and how it lets everyday investors access Bitcoin without needing to mess around with exchanges, wallets, or tracking capital gains tax. We cover: - How regulated Bitcoin PIE funds work (and why they matter) - Why crypto is shifting from a fringe asset to being part of serious portfolios - What risks still exist (even in a “boomer-friendly” version of Bitcoin) - How fund structures like PIEs make investing simpler, especially for high earners - Whether other coins like Ethereum could follow If you’re crypto-curious but cautious, this one’s for you. Making Cents is supported by our friends at Kiwibank Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…

1 The mortgage mistake that’s costing you thousands (and how to fix it) 16:01
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. Buying a house is one of the biggest financial commitments most people ever make, and unless you’re one of the lucky few born into millions, chances are you’ll need a mortgage to do it. But here’s the part most people don’t realise: how you structure that mortgage can be the difference between paying it off decades from now… or shaving years (and tens of thousands of dollars) off your loan. In this episode, I’m joined by financial strategist Katie Wesney from EnableMe, who breaks down the biggest mortgage structure mistake people make, and how to fix it. We unpack how your money personality should shape your strategy, why flexibility can matter more than the lowest rate, and when tools like split loans or revolving credit can supercharge your repayments. Whether you’re a first-home buyer or already deep into your mortgage journey, this episode is packed with tips to help you build a plan that actually works for your life. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
A replay of a conversation with the 1News Breakfast team, on the best tips to save money from your food budget. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…

1 “Food shouldn’t be this expensive” - chef Alice Taylor on eating well for less 48:26
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Grocery prices have gone off the rails. Butter costs more than brunch, olive oil feels like a luxury item, and meat? Don’t even ask. It’s enough to derail your entire budget, and for many Kiwis, it already has. In this episode of Making Cents, I’m joined by Chef Alice Taylor, the force behind @AliceTaylorEats, whose cheap, delicious, and realistic recipes have built a devoted following online. She’s also furious about how hard it’s become just to feed yourself well, and she’s doing something about it. We get into: The cost-saving kitchen hacks that actually work Why she’s calling out politicians over food prices How to build a staple pantry that saves you time, money, and stress Tips for feeding picky kids, eating with allergies, and still getting the occasional treat Because while some things are out of our control, there’s still power in what we can do, especially when we share what’s working. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…

1 One in three NZers 'accidentally' bought a house? Here's how 18:16
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Welcome to Ask the Experts, where each week we talk to industry insiders to get the inside word on what’s happening in the market, and what that means for the tactics that you should use to make the most of your money. Here’s a wild stat to kick things off: almost one in three New Zealanders have accidentally bought a house. Not just wealthy investors, we're talking first-home buyers too. So how on earth does that happen? And what does it tell us about the current New Zealand housing market, property prices, and buying strategies? For this episode I’m joined by Vanessa Williams from http://realestate.co.nz , who’s got the data to explain it all, and how you can be ready if an unexpected homeownership opportunity lands in your lap. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
A highlight clip from the February 3rd episode, “From how I invest, to getting rid of the mortgage fast: A chaotic Ask Me Anything episode”, with Frances Cook Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee. I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you. Has the world gone mad, and is that why gold prices are hitting record highs? With inflation, war, and market instability making headlines, more people are asking the same question: Should I be investing in gold? It’s the classic “safe haven” asset. But is it actually safe? And is now the right time, or are you already too late? In this solo episode, I’m cutting through the hype to help you decide whether gold deserves a spot in your investment strategy, or if it’s just fear in a shiny wrapper. We talk about: – Why gold spikes during global chaos – When it works… and when it really doesn’t – The biggest gold investing mistakes to avoid – How to actually buy gold (without getting scammed) – Whether gold is right for your money goals If you’ve ever wondered whether gold is a smart move or just investing FOMO, this episode’s for you. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…

1 The US-Israel-Iran conflict shows chaos is the new normal - LIVE replay 46:07
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In a live episode of Making Cents, it's time to decode the tension still simmering in the US-Iran-Israel conflict, and the reaction from the money world. Oil prices, KiwiSaver balances, inflation pressure, and economic growth could all be impacted. What does this mean for your money? Host Frances Cook is joined by top financial minds to unpack what’s happening and what you can do about it: Jarrod Kerr, chief economist at Kiwibank Michael Gorin, wealth adviser at AdviceFirst Gareth Kiernan, chief forecaster at Infometrics Real-time, expert-backed analysis to help you stay calm, informed, and in control. Whether you're an investor, homeowner, or just trying to get by, this episode is for you. We cover: How global conflict is affecting oil prices and inflation What the situation could mean for your KiwiSaver Whether now is the time to buy, sell, or sit tight What smart investors and advisers are doing right now Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. I’m sure you’ve heard this one before: that you need to do everything possible to buy a house, right now, as soon as possible, because rent is dead money and you are falling behind every single day that you don’t own your own home. But is that true? Not necessarily. There’s a lot more nuance here, and both the numbers and lifestyle need to be part of the conversation. In this episode, I’m breaking it all down with Katie Wesney from EnableMe: Is renting really a waste of money, or can it work with a different financial strategy? How to turn “dead money” into wealth by investing the rent gap The reality of renting in New Zealand vs countries like Germany Why homeownership often matters more in retirement Katie’s five-point financial plan for successful renting Whether you’re a renter wondering if you’re falling behind, or a homeowner stressing about your mortgage, this episode is full of real talk and smart tactics to help you make a plan that actually works for your life. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
A replay of a conversation with the 1News Breakfast team, on how being too polite could actually cost you thousands of dollars. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…

1 I spent $20,000 on my hair - and I'm a financial advisor 43:39
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Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee. I’m Frances Cook, an independent financial journalist and fellow financial freedom seeker who makes money simple for you. If your hair really bothered you, to the point where you thought about it all the time, would you spend $20,000 on a permanent fix? Today’s guest did exactly that. And not only does he say it was worth it, he also says it was a good financial decision. That’s a bold claim, but he would know. Because he’s a financial adviser. Now, you might be thinking, “That’s nice if you’ve got $20,000 to throw away on your hair.” But as he puts it, that’s the point. The whole reason to pursue financial freedom is so that you can spend money on the things that really matter to you, without going into debt, and while still hitting your other long-term goals, like buying a house, saving for retirement, or investing to build wealth. In this episode we talk about: – Values-based spending – Budgeting for major lifestyle expenses – How to avoid financial guilt – Tools for tracking your money – And yes... does a hair transplant hurt? It’s money, mindset, and spending without regret. Making Cents is supported by our friends at Kiwibank. Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…

1 By age 7, your money personality is locked in — can you change it? 16:46
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Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money. Here’s a scary stat for you: there’s research that shows your money personality is already set, done, dusted, by the time you’re seven. Seven! That’s well before most parents start talking to their kids about money — let alone teaching them how to save, budget, or understand the value of a dollar. So what does that mean for your kids' financial future? And what can you do if you didn’t get a great financial education growing up? In this episode, we tackle the big questions around raising money-smart kids, breaking bad money habits, and how to teach financial literacy at home, even if you’re still figuring it out yourself. Kiwibank's Julia Jackson is a pro in helping families build stronger money habits. We dive into: How to teach kids about money at different ages, from pocket money to their first job Practical ways to build financial literacy at home (without needing to be an expert) The importance of age-appropriate money lessons, and how to tailor them to your child How kids absorb money behaviours from you (even if you never talk about it) It's practical steps to raise financially confident kids — no spreadsheets required Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
Fast Money with Jim Mora on Sunday Morning with RNZ. Chatting everything from what's happening with the economy, will house prices go back up, and should you be investing in gold at a time like this? Links Follow Frances Cook on Facebook , Instagram and TikTok , or join the Money Memo newsletter for a free weekly money tip in your inbox each week. Hosted on Acast. See acast.com/privacy for more information.…
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