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Medigap and You (2022)
Manage episode 325338546 series 3017462
Jae Oh, CFP, Author, Jae Oh, and CFP에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Jae Oh, CFP, Author, Jae Oh, and CFP 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
Medigap and You (2022)
Medigap is popular, for good reason.
- Cost-sharing means that your out-of-pocket costs are limited after you satisfy paying the Part B deductible.
- The coverage must stay the same over time, the only party that can cancel is you.
- Any healthcare provider that accepts the federal Medicare card will accept your Medigap plan.
Premiums can change, but:
- It is very difficult to find the accurate premiums across carriers.
- People do not understand what drives premiums.
- Medical Loss Ratio must be satisfied.
- Competition exists not only among Medigap carriers, but now, the improvements to Medicare Advantage have made put tremendous strain on Medigap carriers.
It's easy and perhaps attractive to think that other narratives sound right, but...nah.
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#Medicare #Retirement
— Maximize Your Medicare by Jae Oh
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