Al Kushner: Understanding Medicare

Business of Health with Mike Martens

Al Kushner is a recognized Financial Educator, Author, Speaker, Retirement Specialist, and the Founder of Superior Mutual Inc. He specializes in Medicare plans and represents national and regional carriers. Today, he joins Mike today to talk about Medicare. They highlight the most common mistakes made by individuals during the Medicare sign-up process and provide insights on how to avoid them. They also touch on the importance of understanding Medicare plans and representational carriers.

Medicare is a great option for individuals over the age of 65 who need health insurance. The coverage is comprehensive and there are many different plans to choose from. However, it is important to remember that plans and coverage can change from year to year. This means that it is important to review the plan annually to make sure that it still meets the needs of the individual.

Al explains that there are many mistakes that people can make when selecting a plan. He recommends that individuals seek help from someone who is knowledgeable about Medicare and can help them choose the best plan. He also points out that independent agents like himself do not charge for their services and can provide unbiased advice.

He also continues to explain that telemedicine has become much more popular during the COVID-19 pandemic. This has allowed people to access medical care from the comfort of their own homes. Telemedicine can be a great time and money saver, and in some cases, even a lifesaver.

Finally, Al emphasizes the importance of reviewing the plan annually. He warns that procrastinating or making the wrong decision could lead to permanent penalties. He encourages people to become knowledgeable about the different plans available and to seek help from an independent agent.

Overall, it is important to review Medicare plans annually to ensure that the plan still meets the individual's needs. Doing research and speaking to an independent agent can help people make an informed decision and get the best coverage possible.
Three Takeaways

1. Review Medicare plans annually.
2. Sign up for Medicare timely.
3. Evaluate options for best coverage.

Resources

Todd Archer
Email: [e-mail]

LinkedIn: www.linkedin.com/in/todd-e-archer-a311588

Website: www.cbscas.com

Mike Martens
Email: [e-mail]

LinkedIn: linkedin.com/in/firststaffbenefits

Quote

“Make sure you sign up for Medicare within the designated enrollment period.”-Al Kushner