Ep. 67: Learning the language

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American Economic Association에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 American Economic Association 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

Biscuits & Jam

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Encore: Jessica B. Harris Believes in a Welcome Table 42:14

10일 전42:14

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42:14

Episode Description: Jessica B. Harris may have been born and raised in New York City, but she has Tennessee roots through her father and has spent much of her life split between homes in the Northeast and the South – specifically New Orleans. For more than fifty years, she has been a college professor, a writer, and a lecturer, and her many books have earned her a reputation as an authority on food of the African Diaspora, as well as a lifetime achievement award from the James Beard Foundation. A few years back, Netflix adapted her book, High on the Hog: A Culinary Journey from Africa to America , into a 4 part docuseries. And I’m very proud to say that she’s a longtime contributor to Southern Living with a regular column called The Welcome Table. This episode was recorded in the Southern Living Birmingham studios, and Sid and Jessica talked about her mother’s signature mac and cheese, the cast-iron skillet she’d be sure to save if ever her house were on fire, and her dear friend, the late New Orleans chef Leah Chase. For more info visit: southernliving.com/biscuitsandjam Biscuits & Jam is produced by : Sid Evans - Editor-in-Chief, Southern Living Krissy Tiglias - GM, Southern Living Lottie Leymarie - Executive Producer Michael Onufrak - Audio Engineer/Producer Jeremiah McVay - Producer Learn more about your ad choices. Visit podcastchoices.com/adchoices…

2년 전 20:58

MP3•에피소드 홈

In a paper in the American Economic Journal: Economic Policy, authors Blake H. Heller and Kirsten Slungaard Mummafound large earnings gains and more civic engagement among immigrants who participated in an adult program teaching English as a second language (ESL). The benefits of these programs also led to a sizable return for taxpayers.

Heller suggests that, in spite of the polarized space of immigration politics, ESL programs are likely to find traction on both sides of the political aisle because they combine the appeal of people working hard to improve themselves with a social safety net appeal. He recently spoke with Tyler Smith about the need for more research on adult education and the benefits of English language programs.

93 에피소드

#Science #Social Sciences #American Economic Association #Economics #Economy #Research #Podcasting Education

Ep. 67: Learning the language

AEA Research Highlights

35 subscribers

published 2년 전

MP3•에피소드 홈

93 에피소드

#Science #Social Sciences #American Economic Association #Economics #Economy #Research #Podcasting Education

모든 에피소드

AEA Research Highlights

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Ep. 87: The cultural roots of rebellion 28:08

23일 전28:08

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28:08

Civil conflict has plagued much of Africa, with ethnically diverse countries experiencing particularly high rates of violence. Yet within these nations, patterns vary, leading to questions of why some groups rebel while others do not and why a given group rebels at certain times but not at other times. In a paper in the American Economic Review , author Eleonora Guarnieri untangles the factors that drive groups to rebel against their central government. She shows that when ethnicities become more culturally distant from those in power, their likelihood of engaging in civil conflict increases significantly. Her research suggests that conflicts arise as a result of ethnic favoritism in resource distribution and from fundamental disagreements over the types of public goods that central governments should provide. Guarnieri recently spoke with Tyler Smith about how she estimated the impact of cultural distance on civil conflict, and what her findings may mean for reducing violence across Africa's diverse societies.…

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Ep. 86: Reexamining air quality regulations 24:12

7 weeks 전24:12

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24:12

The Clean Air Act has been an essential tool for reducing air pollution in the United States. But standard estimation methods may overstate its impact, according to a paper in the American Economic Journal: Economic Policy . Authors Lutz Sager and Gregor Singer reexamined the 2005 regulations targeting fine particulate matter (PM2.5) and found that improvements in air quality were closer to a 3 percent reduction in pollutants rather than the 10 percent suggested by conventional methods. However, they also found that the benefits from cleaner air may be larger than previous estimates suggested. Sager and Singer recently spoke with Tyler Smith about methods for properly estimating regulatory impacts that feature time trends and the implications for other measures based on estimates of air quality improvements.…

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Ep. 85: America’s public safety net 21:09

11 weeks 전21:09

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21:09

The patchwork nature of America's public safety net has evolved over centuries, shaped by political winds and changing views on poverty. Understanding this complicated history may help shed light on the core tensions that continue to define debates about who deserves assistance and how it should be provided. In a paper in the Journal of Economic Perspectives , author Christopher Howard explored how programs targeted at people with low incomes expanded from meager, local support in colonial times to the large-scale programs of today. He draws a distinction between two parallel systems: means-tested programs targeted specifically at low-income Americans and inclusive social insurance programs available to citizens across income levels. Howard recently spoke with Tyler Smith about the surprising political durability of some targeted programs, the dramatic success of Social Security in reducing elderly poverty, and the ongoing gaps in the public safety net that leave many Americans vulnerable.…

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Ep. 84: Media salience and polarization 18:17

15 weeks 전18:17

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18:17

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Ep. 83: The returns to industrial policy 27:15

19 weeks 전27:15

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27:15

Between 2006 and 2013, China’s government poured enormous resources into its shipbuilding industry through various subsidies—from providing free coastal land to offering financing assistance for ship buyers. But estimating the true scale and impact of these policies is challenging, as governments are often opaque about their industrial support programs. In a paper in the Journal of Economic Perspectives , authors Panle Jia Barwick , Myrto Kalouptsidi , and Nahim Bin Zahur developed new methods for overcoming these measurement challenges and quantifying China’s support for its shipbuilding industry. Their research reveals which types of industrial policies work best, when they should be implemented, and why countries might pursue them even when the direct economic returns are low. These insights are particularly relevant today, as countries around the world are increasingly embracing industrial policies to support strategic sectors. Barwick and Kalouptsidi recently spoke with Tyler Smith about how they measured China's shipbuilding subsidies, why entry subsidies are particularly inefficient, and the importance of timing industrial support with market cycles…

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Ep. 82: Service quality in the financial advisory industry 18:20

24 weeks 전18:20

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18:20

A growing number of US households hire advisers to assist with major financial decisions, such as planning life events or making portfolio choices for retirement. But some advisers exploit the inherent complexity of these decisions and the lack of sophistication of their clients to benefit themselves. In a paper in the Journal of Economic Perspectives , Mark Egan , Gregor Matvos , and Amit Seru show that about 7 percent of financial advisers have serious misconduct records, with rates reaching nearly 30 percent in some regions and firms. The authors explain why misconduct clusters in certain firms and geographic areas, particularly those with wealthy but less financially sophisticated populations. Importantly, the researchers also show that widely publicizing the names of the firms with the highest misconduct rates can lead to a substantial reduction in misconduct. Egan recently spoke with Tyler Smith about how the complex regulatory landscape of financial advising creates potential confusion for consumers and the best ways to clean up the industry.…

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Ep. 81: Assessing the Effects of the 2017 Tax Cut and Jobs Act 21:36

28 weeks 전21:36

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21:36

In 2017, then-President Trump signed into law the Tax Cut and Jobs Act, which was arguably the largest corporate tax cut in US history. The TCJA significantly lowered the statutory rate that corporations pay in taxes and reshaped numerous tax rules. Proponents said it would boost US competitiveness on the international stage and juice business investment. But its overall effects are still being debated among economists. In a paper in the Journal of Economic Perspectives , authors Gabriel Chodorow-Reich , Owen Zidar , and Eric Zwick explored the current understanding of the TCJA, discussing its costs and benefits, as well as future policy implications. They argue that, contrary to what some proponents said, the tax cuts significantly reduced tax revenues. Zwick recently spoke with Tyler Smith about the legislation, who benefited the most from the bill, and whether provisions that are set to expire in the coming years should be retained.…

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Ep. 80: Agricultural productivity and chronic disease 20:50

32 weeks 전20:50

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20:50

A half a century ago, new high-yield varieties of crops were introduced to India, and it transformed the country's farming. This so-called “Green Revolution” significantly boosted agricultural output, allaying concerns about famine and food security. But it may have had some unanticipated consequences for long-term health outcomes. In a paper in the American Economic Journal: Applied Economics , authors Sheetal Sekhri and Gauri Kartini Shastry show that the areas where agricultural productivity accelerated the most also saw the highest rates of diabetes among men later in life. The authors argue that substantial changes to the diets of mothers and young children, in the form of higher levels of rice consumption, likely increased the risks of chronic diseases. The findings suggest that dietary diversification should accompany efforts to promote agricultural production. Sekhri recently spoke with Tyler Smith about how the Green Revolution changed diets in India and why it led to a rise in diet-related diseases like diabetes.…

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Ep. 79: Social organization and redistribution 20:54

36 weeks 전20:54

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20:54

Qualitative accounts of anthropologists indicate that social structure plays an important role in how resources are shared in society. But quantitative evidence measuring the impacts of social organization on financial ties and transfers has been lacking. In a paper in the American Economic Review , authors Jacob Moscona and Awa Ambra Seck helped to fill that gap. They found that in East Africa, cash transfer policies had very different effects in cultures organized by kinship ties compared to cultures organized around age groups. The findings suggest that social organization has a deep impact on how resources spread through economies and ultimately shape inequality. Jacob Moscona recently spoke with Tyler Smith about the difference between kin-based societies and age-based societies and how they affect development policies.…

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Ep. 78: Broader economic impacts of the Paycheck Protection Program 19:56

40 weeks 전19:56

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19:56

The Paycheck Protection Program (PPP) was launched at the height of the COVID-19 pandemic in the hopes that it would keep businesses from laying off workers during government shutdown measures taken to contain the spread of the disease. Initial estimates of the direct impacts have been mixed, with some studies suggesting that the cost was hundreds of thousands of dollars per job saved. But a paper in the American Economic Journal: Economic Policy looked beyond the labor market at a second order effect showing a clear and positive benefit. Authors Sumit Agarwal , Brent W. Ambrose , Luis A. Lopez , Xue Xiao found that the PPP reduced mortgage delinquencies for commercial real estate by roughly $36 billion in 2020 and likely played an important role in averting wider distress in financial markets. Ambrose recently spoke with Tyler Smith about the impact of PPP loans on the commercial real estate market and ways in which the program could have been better targeted.…

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Ep. 77: The political power of historical narratives 24:14

44 weeks 전24:14

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24:14

In 2005, Austria’s most prominent far-right party proclaimed a “Third Turkish Siege of Vienna.” The campaign warned voters that, like their ancestors who were almost overrun by the Ottoman Empire four centuries ago, they were being culturally invaded by Muslims. The campaigners hoped to use long-past historical events to shape the behavior and sentiments of modern-day voters. But did it work? The strategy sparked a surge in the far-right’s vote share and a wave of anti-Muslim sentiment, according to a paper in the American Economic Journal: Applied Economics . The authors, Christian Ochsner and Felix Roesel , studied areas with ties to the historical trauma of the Sieges of Vienna and explained how political innovators reinvigorated latent xenophobic narratives that mobilized voters. Ochsner recently spoke with Tyler Smith about the recent political environment in Austria, the use of historical parallels, and the impact on Muslim minorities.…

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Ep. 76: The political consequences of NAFTA 27:57

48 weeks 전27:57

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27:57

In 1993, the North American Free Trade Agreement (NAFTA) was passed with bipartisan support and near universal endorsement by economists. In hindsight, the economic costs and political consequences were far greater than many contemporary observers would have imagined. In a paper in the American Economic Review , authors Jiwon Choi , Ilyana Kuziemko , Ebonya Washington , and Gavin Wright found that US counties most exposed to NAFTA and Mexican import competition saw their total employment drop by roughly 6 percent compared to those with little exposure to the trade deal. However, workers in these communities didn’t respond by moving away to find better opportunities, and many, feeling betrayed by the Democratic party, embraced the Republican party instead. Choi and Wright recently spoke with Tyler Smith about the economic and political history of NAFTA and what economists have learned since its passage.…

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Ep. 75: Moral hazard and migration 21:07

1 year 전21:07

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21:07

Since 2014, over 15,000 migrants have died or gone missing trying to make the voyage from the north coast of Africa to southern Europe. In response, European authorities have launched several search and rescue operations. There are few signs that migration along this deadly route is slowing down. In fact, efforts to curb migrant deaths may encourage even more migrants to make the perilous journey. In a paper in the American Economic Journal: Economic Policy , authors Claudio Deiana , Vikram Maheshri , and Giovanni Mastrobuoni found evidence that migrants and smugglers responded to search and rescue operations by attempting even more dangerous crossings. However, the authors still say that such operations are likely beneficial to migrants on the whole. Maheshri recently spoke with Tyler Smith about the impact of search and rescue operations on the market for smuggling along the Central Mediterranean Route and what policymakers should do to reduce migrant deaths.…

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Ep. 74: The pace of economics publishing 16:49

1 year 전16:49

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16:49

Timely publication of research in peer-reviewed journals is critical for economists seeking tenure and important for audiences looking for high-quality, trustworthy studies. But in recent decades, there has been an increasing concern that the pace of publishing in economics is too slow. In a paper in the Journal of Economic Literature , authors Aboozar Hadavand , Daniel S. Hamermesh , and Wesley W. Wilson analyzed the publication lag in top economics journals and compared it to other fields. They found that economics publishing takes nearly twice as long as comparable fields in the other social sciences. However, Hamermesh says that some innovative journals, such as AER: Insights , are taking steps to shorten the time between submission and publication. He recently spoke with Tyler Smith about the pace of publishing in economics, how to fix it, and some advice for young economists trying to publish their work.…

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Ep. 73: Improving vaccine messaging 18:04

1 year 전18:04

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18:04

The COVID-19 pandemic highlighted the importance of vaccines, but it also underscored the reservations and low take-up rates among US citizens. In a paper in the American Economic Journal: Economic Policy , authors Marcella Alsan and Sarah Eichmeyer tested several approaches to improving messages aimed at boosting vaccine demand. Their main finding was that messages delivered by laypersons were more effective than those delivered by persons perceived to be doctors. Eichmeyer says that video messages delivered by experts who were of the same race or were perceived as empathetic can be effective for some types of viewers, but for the most hesitant, ordinary citizens may be the best positioned to dispel myths about vaccines. She recently spoke with Tyler Smith about the design of her and Alsan’s experiment and what their results imply about vaccine messaging.…

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Ep. 72: A textbook bank run 32:33

1 year 전32:33

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32:33

In the middle of the day on Friday, March 10, 2023, bank regulators swiftly shut down Silicon Valley Bank (SVB), arguably averting a wider panic. Compared to past financial crises, it was not especially economically significant, but it stands out as an important, illustrative example of the economics of banking. In a paper in the Journal of Economic Perspectives , author Andrew Metrick explains the causes behind SVB’s failure and how the government responded. He says that understanding the collapse of SVB is a stepping stone to making sense of more complicated financial crises such as the Global Financial Crisis . Metrick recently spoke with Tyler Smith about why Silicon Valley Bank failed and what policymakers can do to prevent financial crises.…

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Ep. 71: The roots of US innovation clusters 24:34

1 year 전24:34

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24:34

Before Silicon Valley became a byword for innovation, Route 128 , outside of Boston, was America's technology highway, connecting the country’s premier technology companies and research facilities. However, this first American high-tech cluster likely would not have developed as it did without one of the biggest shocks to federal R&D funding in US economic history. In a paper in the American Economic Review , authors Daniel P. Gross and Bhaven N. Sampat explain how a World War II research effort jump-started innovation hubs like Route 128 across the United States. Gross and Sampat recently spoke with Tyler Smith about the history of R&D funding in the United States, and the lessons policymakers can take from it.…

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Ep. 70: Counselors matter 15:36

1 year 전15:36

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15:36

Numerous studies have highlighted the importance of effective teachers for student achievement. But new research suggests that school counselors may be just as critical as teaching staff for some students. In a paper in the American Economic Review , author Christine Mulhern found that effective high school counselors can significantly improve the chance that students graduate from high school and attend a four-year college. She says that although it is challenging to predict which counselors will have these large positive impacts, the effects are comparable to many popular education interventions. Mulhern recently spoke with Tyler Smith about the role that counselors play in students' choices, which students benefit the most from counseling, and the lessons administrators and parents can take away from her findings.…

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Ep. 69: Testing two theories of the origin of government 34:16

2 years 전34:16

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34:16

Some social scientists have postulated that governments are designed for the purpose of helping the powerful take resources from the less powerful. But while there have been many exploitative governments throughout history, states may have actually started to form as a means of facilitating cooperation. In a paper in the American Economic Review , authors Robert C. Allen , Mattia C. Bertazzini , and Leander Heldring found that in ancient Mesopotamia, states were more likely to form when large-scale irrigation projects were needed after losing access to a river. They argue that the pattern observed in the archeological records is best explained by small settlements banding together to cooperate through new institutions. Heldring recently spoke with Tyler Smith about the economic origins of government, the nature of archaeological evidence for ancient state formation, and parallels to modern-day institutions.…

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Ep. 68: Ending school segregation for Mexican Americans 22:34

2 years 전22:34

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22:34

Seven years before the 1954 Brown v. Board of Education decision ended the legal segregation of Black schoolchildren, California ended the legal segregation of Mexican American schoolchildren. That decision, known as Mendez v. Westminster, had a rapid impact across the state and led to significant educational benefits, according to a paper in the Journal Economic Literature . Authors Francisca M. Antman and Kalena E. Cortes found that in areas more likely to practice segregation, the Mendez decision caused Mexican American children to significantly increase their years of schooling. Antman recently spoke with Tyler Smith about the history of Mexican American school desegregation and the lessons the authors’ work provides for policymakers.…

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Ep. 67: Learning the language 20:58

2 years 전20:58

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20:58

The bulk of education research focuses on the benefits of the traditional K–12 and higher education systems, while non-traditional programs are relatively understudied. But economists are starting to shine a light on the large returns to investing in adult education. In a paper in the American Economic Journal: Economic Policy , authors Blake H. Heller and Kirsten Slungaard Mumma found large earnings gains and more civic engagement among immigrants who participated in an adult program teaching English as a second language (ESL). The benefits of these programs also led to a sizable return for taxpayers. Heller suggests that, in spite of the polarized space of immigration politics, ESL programs are likely to find traction on both sides of the political aisle because they combine the appeal of people working hard to improve themselves with a social safety net appeal. He recently spoke with Tyler Smith about the need for more research on adult education and the benefits of English language programs.…

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Ep. 66: Transitional housing and recidivism 27:21

2 years 전27:21

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27:21

The United States spends over a billion dollars a year on housing programs that give recently released prisoners a place to stay and modest support before reintegration into society. Yet there is little causal evidence that these programs work. In a paper in the American Economic Journal: Applied Economics , author Logan M. Lee estimated whether residential housing programs in Iowa kept prisoners from returning to prison. He found that instead of reducing recidivism, prisoners assigned to halfway houses appeared to have higher rates of reincarceration than those who were paroled. Lee recently spoke with Tyler Smith about how he arrived at his estimates and whether or not residential housing programs should be scaled back in the United States.…

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Ep. 65: Economic questions raised by Alzheimer's disease 26:07

2 years 전26:07

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26:07

The costs of Alzheimer’s disease are significant. In 2021, it affected nearly 6 million Americans and accounted for an estimated 8 percent of total US health-care spending—about as much as cancer and heart disease combined. And those numbers are only expected to increase as the population ages. In a paper in the Journal of Economic Literature , authors Amitabh Chandra , Courtney Coile , and Corina Mommaerts explain how economists can help provide insights into the numerous policy issues that Alzheimer’s disease raises. However, Mommaerts says that the disease also challenges core assumptions in the standard economics tool kit. She recently spoke with Tyler Smith about cognitive constraints, incentives for providers, and encouraging more innovative treatments for Alzheimer’s disease.…

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Ep. 64: Reconceptualizing the path to universal health insurance 24:46

2 years 전24:46

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24:46

For decades US policymakers have tried to achieve the universal health insurance coverage that many other developed countries enjoy. But despite incremental reforms, based on tweaking health insurance markets, America's uninsured population has remained stubbornly high. In a paper in the Journal of Economic Perspective , authors Katherine Baicker , Amitabh Chandra , and Mark Shepard argue that economists should move away from the paradigm that has inspired these past reforms and toward an approach that encourages wholesale change. They say that proposals should start from a basic, mandatory health insurance package, which can then be supplemented in markets for health insurance. Shepard recently spoke with Tyler Smith about the success of health care systems using this framework in other developed countries and why economists need to rethink their approach to health insurance reform in the United States.…

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Ep. 63: Gender bias in bank lending 20:41

2 years 전20:41

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20:41

Around the world, female entrepreneurs borrow less than their male counterparts. Many people suggest that the reason for this gap comes down to the fact that women select into less capital-intensive industries. But in a paper in the American Economic Journal: Applied Economics , authors J. Michelle Brock and Ralph De Haas show that implicit bias against women leads to more onerous guarantor requirements on loans. The findings come from a lab-in-the-field experiment conducted with over three hundred Turkish loan officers and real-life loan applications. Brock says that the additional collateral requirements placed on female entrepreneurs could be a significant barrier to women running businesses. But there may be steps that banks can take to mitigate the problem. Brock recently spoke with Tyler Smith about her and De Haas’s experiment in Turkey and what lessons policymakers should take away from the results.…

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Ep. 62: The importance of local activism 18:40

2 years 전18:40

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18:40

A wave of political demonstrations in recent years has grabbed headlines and helped to reshape the political landscape. But it’s an open question as to whether these protest movements actually change opinions in the long run. In a paper in the American Economic Journal: Applied Economics , authors Daniel Hungerman and Vivek Moorthy found that activism can have a lasting impact on local communities. In particular, they found that areas with unusually bad weather on the original Earth Day in 1970, which would have presumably lowered the participation rate, saw weaker support for the environment and worse newborn health outcomes 10 to 20 years later. Hungerman says that while climate change is a global phenomenon, their work is a reminder that bringing people together still makes a difference at the local level. He recently spoke with Tyler Smith about how the first Earth Day shaped communities’ views about the environment and what his research contributes to the broader conversation around climate change.…

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Ep. 61: Market design and live events 24:29

2 years 전24:29

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24:29

Fans have frequently experienced the frustration of event tickets selling out in a matter of minutes and then being resold for twice as much or more. This combination of underpriced tickets in the primary market and rent-seeking speculation in the secondary market has long puzzled economists. In a paper in the American Economic Journal: Microeconomics , authors Eric Budish and Aditya Bhave show that auctions are an easy way to fix broken ticket markets by looking at changes Ticketmaster made in 2003. However, the benefits of using auctions in primary markets are unlikely to be felt by consumers. Budish says that other reforms, such as preventing resales, could be a way for artists and sports teams to reward their die-hard followers. Budish recently spoke with Tyler Smith about Ticketmaster’s efforts to curb secondary markets with auctions, and how reforming the primary market for tickets benefits sellers as well as society.…

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Ep. 60: Graduate school and mental health 17:28

2 years 전17:28

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17:28

Graduate school should be about learning how to push the frontiers of knowledge. Many students, however, also learn that getting a PhD can push them into emotional and psychological trouble. In a paper in the Journal of Economic Literature , authors Valentin Bolotnyy , Matthew Basilico , and Paul Barreira surveyed eight top-ranked economics PhD programs across the country and found high levels of significant depression and anxiety symptoms among students. Their survey indicates that some norms in the field, such as working alone and downplaying emotional distress, may be exacerbating the profession’s mental health issues. Bolotnyy recently spoke with Tyler Smith about the prevalence of mental distress among economics PhD students and what universities can do to remedy the situation, such as encouraging a more collaborative research environment.…

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Ep. 59: Mental health therapy in the developing world 18:52

2 years 전18:52

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18:52

Cognitive behavioral therapy (CBT) is a form of counseling designed to change unhelpful patterns of thinking. A strong, evidence-based track record has led to its widespread use in high-income countries. But it may also be an important tool for helping people in some of the poorest countries in the world. In a paper in the American Economic Review: Insights , authors Nathan Barker , Gharad Bryan , Dean Karlan , Angela Ofori-Atta , and Christopher Udry found that group-based CBT in rural Ghana significantly improved mental and perceived physical health, as well as cognitive and socioemotional skills—even for individuals who did not report mental distress. The findings may be paired with more traditional economic assistance to get the most out of anti-poverty programs, says Nathan Barker. Barker recently spoke with Tyler Smith about his experiment in Ghana and why CBT can be beneficial for everyone, not just people suffering poor mental health.…

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Ep. 58: How good is popular financial advice? 19:34

2 years 전19:34

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19:34

When most Americans look for financial advice, they don't turn to academic journals for guidance. Instead, they’re likely to get information from financial personalities like Dave Ramsey or Robert Kiyosaki, whose books have sold millions of copies. But how good is that advice? In a paper in the Journal of Economic Perspectives , author James J. Choi looked through 50 of the most popular personal finance books on the market and found that they sometimes deviate from the advice of economists. However, that doesn’t necessarily mean the popular authors are wrong. Choi says that while popular finance books may occasionally give bad advice, economists may learn something deeper about how people make financial decisions and the constraints they operate under if they take the popular authors’ prescriptions more seriously. Choi recently spoke with Tyler Smith about popular financial advice on a range of issues, such as savings rules and mortgage types, and how closely this advice matches modern economic theory.…