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All the Credit

PGIM Fixed Income

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Looking for timely information on fixed income trends and market opportunities? PGIM Fixed Income is proud to bring you, All the Credit. Each month, All the Credit features new guests that cover what matters most in global fixed income and how it could impact your portfolio.
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Business Credit Is Real

BUSINESS CREDIT BUILDER

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We provide information on how to build business credit AND access funding for small business owners and entrepreneurs. Hosted by Business Credit Expert, Noel A. Booker Sr., CEO at BusinessCreditBuilder.US LLC.
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A relentlessly on topic smorgasbord of hard hitting video game questions as addressed by a panel of experts. Featuring Frank Cifaldi, Ash Parrish, Brandon Sheffield, and a rotating group of special guests. Hosted by Alex Jaffe. Edited by Esper Quinn. Original music by Kurt Feldman.
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FCTTN is a spin-off of the hugely successful rugby league show Full Credit to the Boys, hosted by internet personality Former Legend, which wrapped up at the end of 2023. Former Legend, a knowledgeable motorsport fan, will host the fast-moving, unpredictable spin-off along with Andrew van Leeuwen in what will be an unmissable listen.
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We serve hope to current and aspiring credit union leaders by providing solutions to your leadership challenges. If you’re a credit union leader seeking to grow your business, tune in to this podcast. ServiStar Consulting’s Mike Neill, Taylor Murray, and Scott Albrecht draw on their extensive experience of working with countless credit unions to provide valuable insights and lessons.
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Your Credit Today

Angela Setters Bessard

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Angela Setters Bessard, the founder and CEO of Conquer Credit Management, Inc., is known as a pioneer in the credit industry. With a passion to help people understand how to leverage their credit as a tool to create wealth and attain financial stability, Angela has continued to educate consumers and change lives daily for more than three decades. Conquer Credit Management, Inc. works solely with referrals and trusted advisors and has long been a prominent credit management agency in the fina ...
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This podcast is aimed to help credit union leaders and marketers think outside of the box about marketing, technology and community impact. Each episode we bring on guests from inside and outside of the industry who will challenge your preconceptions about business as usual.
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Mid-Credit Scene Podcast

Mikes Pereira and Clark

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Discussions with local guests about movies and filmmaking. We’ll talk about local films, theatres, festivals, and the impact of film here in Waterloo Region. We’ll chat with local experts on broader themes like technology, art, and the cultural impact of movies. But mostly we’ll just spend time with great people, talking about something we love.
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Cover to Credits

Ian George and Adina Hilton

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Cover to Credits is a bi-weekly podcast that analyzes books and their movie adaptations. Hosts Ian George and Adina Hilton cover a variety of genres, critiquing both the film and novel it's based on, while trying to understand what makes a good adaptation. Stories are also frequently viewed from a feminist lens, where representation, gender roles, and other elements are often times explored.
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Brought to you by Webio.com, Credit Shift is tailored for credit industry professionals in the digital era. Hosted by industry expert Paul Sweeney, Chief Strategy Officer at Webio. This podcast aims to tackle the high-level challenges faced by professionals in the credit industry. Brought to you by webio.com, Credit Shift is your go-to resource for navigating the evolving landscape of the credit industry.
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How to Fix Credit Score

How to Delete Late Payments from Credit Report

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A healthy credit score is essential for unlocking financial opportunities, from better loan terms to higher credit limits. Credit Delete Geeks specializes in helping individuals repair and improve their credit scores, providing expert services to address issues such as late payments, collections, or inaccuracies. Their comprehensive approach includes identifying problem areas, disputing inaccuracies, and educating clients on sustainable credit habits. With Credit Delete Geeks, customers rece ...
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In The Business Credit and Financing Show we tackle all types or topics relating to how you can get business credit and financing to start and grow your business. We also discuss marketing and growth strategies with top influencers and industry experts, to help you start and grow a profitable business.
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Welcome to Coast to Coast Credit, hosted by me, Tamiya Robles, your dedicated credit repair expert and the proud owner of FixMyCreditNow850.com. In this empowering podcast series, I'll be your guide through the intricate world of credit. Tune in as I share invaluable insights on credit repair, credit building, DIY services, tips, and tricks. Join me as we delve into the art of repairing credit, empowering you to take control of your financial journey. Learn the secrets of building robust per ...
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Você sente que seu score de crédito está te impedindo de aproveitar oportunidades financeiras? É hora de tomar o controle e desbloquear seu potencial de crédito com a ajuda do estrategista de score e crédito Doutor Score! Especializado em melhorias de score de crédito personalizadas, o Doutor Score oferece serviços projetados para ajudar você a se livrar das restrições de crédito e colocar sua vida financeira de volta nos trilhos. Desde o programa Score Destravado até a mentoria Recusa de Cr ...
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Credit to the Edit Podcast

Rainer Nigrelli & Jan Henrik Pusch

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"Filmschnitt ist gar nicht so kompliziert!". In dieser Reihe beschäftigen wir uns mit diversen Schnittgenres. In Gesprächen mit Filmeditoren erfahren wir, was den Schnitt in ihrem Bereich ausmacht, wundern uns über Unterschiede und entdecken Gemeinsamkeiten. Egal ob es dabei um den Schnitt eines News-Stücks geht, um einen Youtube-Beitrag, einen Spielfilm oder ein Hochzeitsvideo. Lernt diese Schnittgenres gemeinsam mit uns kennen. Mehr Informationen zu den einzelnen Folgen unter www.credittot ...
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Two Black Guys with Good Credit

Two Black Guys with Good Credit

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Two Black Guys with Good Credit is a show about two black guys from Canada living in the US for over 20 years - Arlington in Los Angeles and Shaun in Brooklyn. Both are business owners with successful track records and, of course, good credit! Each week they will bring you their ‘straight talk’ and at times humorous perspective on making, managing, and protecting your money. Two Black Guys with Good Credit will educate, entertain, and inspire you to achieve YOUR financial goals. Support this ...
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#CreditChatLive is a new video series that brings consumers enlightening discussions and interviews with a diverse range of experts, covering an array of financial topics from credit scores, to budgeting tips, debt management, and more, aimed to equip listeners with the knowledge and strategies needed to achieve financial success. For over a decade, Experian has been hosting engaging financial conversations on X, the platform formerly known as Twitter, every Wednesday at 3 p.m. ET. Evolving ...
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This podcast provides you the ability to listen to new regulatory guidance issued by the National Credit Union Administration, and occasionally the F D I C, the O C C, the F F I E C, or the C F P B. We will focus on new and material agency guidance, and historically important and still active guidance from past years that NCUA cites in examinations or conversations. This podcast is educational only and is not legal advice. We are sponsored by Credit Union Exam Solutions Incorporated. We also ...
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Credit Repair Tennessee

White, Jacobs & Associates Inc.

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White Jacobs offers expert credit repair services designed to help individuals regain control of their financial health. With years of experience and a team of certified credit analysts, White Jacobs specializes in identifying errors and discrepancies on your credit report that may be affecting your score. They work directly with credit bureaus and creditors to dispute inaccuracies, ensuring that your credit report accurately reflects your financial standing. From removing negative marks to ...
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Are you tired of being held back by a poor credit score? Look no further than White Jacobs, your premier destination for professional credit repair services in San Diego. With our proven expertise and personalized approach, we are dedicated to helping you regain control of your financial future and achieve the creditworthiness you deserve. In addition to our credit repair services, we offer valuable resources and educational materials to help you better understand credit management, budgetin ...
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The OPENING CREDITS® Podcast takes you behind-the-scenes of film & TV to explore the unseen world of filmmaking. Join Graphic Designers Stephen Nutley and Laura Whitehouse as they put the focus on the creatives and craftspeople who bring your favourite movies and shows to life. Whether you’re a movie buff who wants to learn more about film production, or a casual fan who is curious to know what goes on behind the camera, this podcast is a new way for you to meet the crew who are hidden in th ...
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The Opening Credits

สามโคกเรดิโอ

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The Opening Credits - พอดแคสต์เกี่ยวกับหนังที่จะเปิดมุมมองใหม่ๆ ที่มีต่อหนังโดยหยิบยกประเด็นต่างๆ ที่น่าสนใจมาพูดคุยแบบเป็นกันเอง The Spinoff - รายการที่จะสปินคุณออกไปพบกับสิ่งละอันพันละน้อยที่คุณอาจมองข้ามไปในโลกภาพยนตร์ พบกันทุกพฤหัสบดีทางสามโคกเรดิโอ ติดตามเราได้ทาง X (ทวิตเตอร์) twitter.com/TheOpeningCast
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alt.horror.werewolves was once a place where Usenet members could post about werewolf movies. Then a bunch of furries took over and started talking exclusively about being werewolves. In order to get people to stop expecting discussion about horror movies and instead expect serious discussion about someday seeing the real them in the mirror and how…
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We continue our current events avoidance with Heretic (2024) directed by Scott Beck and Bryan Woods starring Hugh Grant, Chloe East, and Sophie Thatcher. Does this movie knock on the door of quality – yes, it does, that’s not the real question. The real question is what makes it so darn good? Let’s find out together, right here on Zero Credit(s).…
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Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…
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La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
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A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
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A 600 credit score is considered fair and is below the average for Americans aged 23 to 29, which is 660. It's possible to get loans, but at higher interest rates. Improving credit involves checking credit reports for errors and making timely payments. The highest credit score is 850, and anything over 800 is exceptional. Good credit scores range f…
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Your credit score may suffer due to unreviewed credit reports, forgotten accounts like utilities, unused credit cards with undetected fraud, high credit utilization ratio, or avoiding credit use altogether. Regularly checking your credit report, closing old accounts, monitoring all card statements, managing credit balances, and responsibly using cr…
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Getting a loan with no credit is possible, but may involve higher interest rates or the need for collateral. Options include online lenders, credit unions, paycheck advances, cosigners, personal loans for no credit, collateral loans, credit builder loans, or borrowing from family and friends. It's essential to understand why you might have no credi…
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Para mejorar el puntaje crediticio rápidamente, es clave abrir cuentas nuevas, pagar deudas, monitorear y disputar errores en informes de crédito, y aumentar límites de crédito. Estrategias específicas dependen del objetivo de puntos a aumentar y el tiempo disponible, con acciones como pagar facturas a tiempo y gestionar la utilización de crédito. …
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Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…
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Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.저자 The Credit Pros
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The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.저자 The Credit Pros
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If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…
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Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.저자 The Credit Pros
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A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
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To qualify for a mortgage, lenders evaluate creditworthiness, focusing on credit score, stable income, low debt-to-income ratio, and clean payment history. Mortgages are long-term loans secured by property, with varying terms and interest types. Credit scores range from 300-850, influencing loan access. FHA loans require a minimum 580 score for a 3…
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Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.저자 The Credit Pros
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Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
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The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
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High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…
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Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
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Los informes crediticios contienen detalles de actividad crediticia y pagos, mientras que los puntajes crediticios son cálculos numéricos de riesgo crediticio basados en esos informes. Hay tres principales agencias de informes (Equifax, Experian, TransUnion), y aunque cada persona tiene derecho a informes crediticios gratuitos anualmente, los punta…
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La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
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Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.저자 The Credit Pros
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Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
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El artículo discute la importancia del puntaje crediticio y ofrece soluciones de préstamos de emergencia para aquellos con mal crédito. Explica las desventajas de tener un mal crédito y sugiere opciones de préstamos como préstamos personales no garantizados, préstamos FHA, refinanciación con retiro de efectivo, préstamos de día de pago y préstamos …
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Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
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La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
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Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
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The coronavirus crisis affects finances by disrupting the stock market, interest rates, employment, and credit accessibility. The Credit Pros advise not to panic and to logically assess the situation, noting that market volatility doesn't directly translate to personal financial impact. It's crucial to contact lenders if payment issues arise due to…
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Despite having an 850 credit score, loans can be denied for reasons such as insufficient income, high debt-to-income ratio, unstable employment history, lack of savings, and past late payments. After rejection, one can find another creditor, get a co-signer, recover financially, or review and dispute credit report errors. A reconsideration request …
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Properly managed credit cards are powerful credit-building tools, but credit card debt is detrimental to credit scores. High debt indicates risk to lenders, affecting 30% of FICO scores through the 'Amounts Owed' category. Revolving utilization ratio, the balance-to-limit percentage, should be low to protect scores. Responsible use, like paying ful…
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Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
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Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
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A car loan can be a good investment if you buy a new, reliable car, have good credit for low APR, and plan to drive it long-term. Avoid loans for used cars and purchasing beyond your means. Budget for total car costs, maintain your car, and understand loan terms to maximize benefits.저자 The Credit Pros
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Los pagos atrasados afectan negativamente la puntuación crediticia, que es crucial para la aprobación de préstamos. Las agencias de crédito solo reportan atrasos después de 30 días de la fecha de vencimiento, pero los proveedores de préstamos pueden imponer cargos antes. Es vital mantener un buen historial de pagos para evitar dañar la puntuación c…
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El robo de identidad es un problema creciente, especialmente para usuarios de redes sociales. Consiste en varios tipos, como fraude de tarjetas y robo de identidad fiscal, y presenta señales de advertencia. Se recomienda revisar regularmente los estados de cuenta y usar servicios de monitoreo. Si ocurre un robo, es crucial reportarlo, cambiar contr…
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Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
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Ser cofirmante es un compromiso financiero serio que puede afectar tu crédito y requerir que pagues la deuda si el prestatario principal no lo hace. Es importante entender todos los riesgos antes de convertirte en cofirmante y tener un plan de pago. Si no puedes encontrar un cofirmante, trabaja en mejorar tu puntaje crediticio.…
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El Plan Nacional de Asistencia al Consumidor (NCAP) es un acuerdo implementado por Equifax, TransUnion y Experian para mejorar la precisión de los informes de crédito y facilitar el proceso para los consumidores. Incluye cambios importantes como un período de espera de 6 meses para informar deudas médicas, eliminación de deudas no contractuales de …
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Para mejorar su puntaje crediticio en 2021, considere tácticas como abordar deudas de tarjetas de crédito con el método de bola de nieve, refinanciar deudas con altas tasas de interés y consolidar tarjetas de crédito en un pago con menor interés. Además, es esencial revisar su informe de crédito anual para disputar errores y fraudes. Estas estrateg…
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Identity theft can severely damage your credit score, but quick discovery and action can mitigate impacts. Immediate steps include reporting fraud and placing a fraud alert on credit reports. Repairing credit requires disputing charges with evidence, and credit bureaus are pivotal in removing false information. Post-theft, it's critical to monitor …
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Las parejas deberían mantener su crédito por separado debido a los riesgos de deuda conjunta, límites de crédito afectados por el puntaje de un socio, problemas financieros tras una ruptura, y dificultades para obtener tarjetas de crédito con ingresos combinados.저자 The Credit Pros
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Damon De Cresenzo y Jason Kaplan, cofundadores de The Credit Pros, compartirán su experiencia en finanzas y desarrollo empresarial en el Taller de Asociación Estratégica de LeadsCon en Las Vegas. El taller se centrará en cómo las asociaciones estratégicas pueden mejorar los resultados del negocio, estructurar el marketing colaborativo, y escalar as…
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Reconstruir el crédito después de una quiebra implica verificar informes de crédito, disputar errores, y establecer nuevo crédito a través de tarjetas aseguradas, préstamos para generar crédito y cuentas de usuario autorizado. Es importante actuar con prudencia y evitar prácticas fraudulentas.저자 The Credit Pros
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