show episodes
 
The SMSF Adviser Show features insights from the leading experts in the SMSF industry and explores the biggest themes shaping the SMSF landscape today. Join us as we dive into the latest headlines and developments in the industry.
  continue reading
 
The Smart Property Investment Podcast Network brings together the best of Australian property investment talent within one dedicated platform – delivering investors unparalleled insights to help them create greater wealth through property. Lead by top business podcaster Phillip Tarrant from www.smartpropertyinvestment.com.au, the Smart Property Investment Podcast Network includes a number of focused programs, including: The Smart Property Investment Show, Portfolio Update, Investing Insights ...
  continue reading
 
Broadcast Dialogue – The Podcast dives deep into the ever-changing world of radio, television, and digital media. Each episode features interviews with industry leaders, innovators, and rising stars, exploring everything from the latest technological advancements to the ongoing impact of broadcasting on society.
  continue reading
 
Artwork
 
Pod Save America is a no-bullshit conversation about politics hosted by former Obama aides Jon Favreau, Jon Lovett, Dan Pfeiffer, and Tommy Vietor. It cuts through the noise to break down the week’s news and helps people figure out what matters and how they can help. They’re regularly joined by journalists, activists, politicians, entertainers, and world leaders. You can watch on YouTube or listen to new episodes every Tuesday, Wednesday and Friday. Ad-Free Pod Save America episodes availabl ...
  continue reading
 
Financial Services Podcast Network is the gateway to Australia’s leading financial services shows including Relative Return, InvestorDaily Uncut, The IFA Show and The SMSF Adviser Show. Tune in for the latest news, in-depth analysis and exclusive interviews with some of the biggest names in wealth management. Relative Return is a weekly podcast that gets you closer to the people, products and strategies shaping Australia's financial services industry. From super funds and investment managers ...
  continue reading
 
Artwork

1
Cyber Uncut

Momentum Media

Unsubscribe
Unsubscribe
매달+
 
Cyber Uncut brings you the key decision makers and cutting edge innovators shaping Australia's cyber revolution. From cyber security to artificial intelligence and information systems, discover how businesses and government are navigating the transition to a digital future. Join Momentum Media’s Phil Tarrant, defence and national security podcaster, Major General (Ret’d) Dr Marcus Thompson AM – former head of the ADF’s Information Warfare Division, and Liam Garman, editor of Cyber Daily, as ...
  continue reading
 
The Broker Daily Podcast Network provides insights and analysis of the biggest themes shaping Australian mortgage distribution. In Broker Daily Uncut join Phil Tarrant and Alex Whitlock each Monday afternoon as they delve into the headlines and developments affecting mortgage distribution and mortgage broking.
  continue reading
 
The HR Leader Podcast Network connects you to the brightest and best in HR and people leadership, exploring new ideas so you can deliver more value for your business. These conversations will influence, shape and lead change, overcoming HR’s top concerns and roadblocks. Tune in for the thinking that will shape tomorrow’s workplaces, inspiring and enabling you to engage with your people in new and innovative ways. For more, visit hrleader.com.au
  continue reading
 
Artwork

1
The ifa Show

Momentum Media

Unsubscribe
Unsubscribe
주마다
 
The ifa Show is your guide to the stories behind the headlines in financial advice. Join the ifa team as they discuss the latest developments in the advice sector. www.ifa.com.au
  continue reading
 
Artwork
 
Welcome to the REB Podcast Network! Our hosts are regularly joined by some of the biggest names in Australia’s real estate and property circles, covering off all the latest news, trends, insights and education. With REB widely regarded as the leading real estate content brand in Australia, we provide unparalleled access to the industry’s rising stars and the most revered professionals, the newest tech, as well as cutting-edge developments in the business world.
  continue reading
 
The Accountants Daily Podcast Network brings together the best of the Australian accounting profession within one dedicated platform – delivering the latest headlines and insights directly to you. Lead by Accountants Daily editor Philip King, the Accountants Daily Podcast Network includes a number of focused programs, including: Accountants Daily Insider, and the Australian Accounting Awards Finalist Showcase. Get in touch with us on Twitter via @AcctsDaily and join conversations with your p ...
  continue reading
 
The Lawyers Weekly Podcast Network explores the myriad issues, challenges, trends and opportunities facing legal professionals in Australia. Produced by Australia’s largest and most-trusted legal publication, Lawyers Weekly, the four shows on the channel – The Lawyers Weekly Show, The Corporate Counsel Show, The Boutique Lawyer Show and Protégé – all bring legal marketplace news to the audience via engaging and insightful conversations. Our editorial team talking to legal professionals and i ...
  continue reading
 
Artwork
 
Build your sales skills and win more business with Killer Media Sales. Find out how to pitch more effectively, close more deals and become a master of your time management. This weekly podcast reveals how you can deliver the best client outcomes, win more business and maximise your sales.
  continue reading
 
Artwork

1
Aishi Online

Miscellany Media Studios

Unsubscribe
Unsubscribe
매달
 
After returning to the social internet for podcasting, MJ decides to tell her own story. That of a digital friend she lost to time: Aishi. Whoever they were… --- A production of Miscellany Media Studios. Written and Produced by MJ Bailey
  continue reading
 
The Adviser Podcast Network brings together the best of the Australian broking industry within one dedicated platform – delivering brokers professional development advice and top tips on running a successful broking business. Lead by editor Annie Kane, The Adviser Podcast Network includes a number of focused programs, including: Elite Broker: Interviews with Australia’s leading brokers to uncover their career progression, how they’re operating a busy broker business, and their top tips for b ...
  continue reading
 
Artwork
 
Join two very different, busy, passionate moms, Ariella Vaccarino and Theresa Ofstad, on their own journey/quest towards entrepreneurial and business success. With them, celebrate other mompreneur guests as we learn from their experiences and wisdom all while balancing the ever-demanding role of motherhood...
  continue reading
 
The My Business Podcast is Australia’s leading podcast for anyone who owns and operates their own business. Each week, we speak with real-life business owners about their successes and struggles, finances and fears, as well as what inspires them and how they continue to make ends meet. Raw, honest and unscripted, the My Business Podcast is the ultimate source of inspiring stories and practical advice for every business leader. Recognised as a trusted advisor to SME owners for 24 years, My Bu ...
  continue reading
 
Artwork
 
Your daily Australian property news podcast. Welcome to Property Buzz, the home of all things bricks and mortar. We’re nuts about property and we’ve got it all covered right here. You’ll get all the latest chat about what’s on the move, who’s buying and selling and where the smart money is going. Whether you're a first time buyer, heavyweight investor, an agent, or a mortgage professional, you’ll feel right at home with us. We’ll keep you informed, ahead of the pack, and hopefully entertained.
  continue reading
 
The Defence Connect Podcast Network hosts a unique series of podcasts, featuring discussions with key enablers from across the Australian defence industry. The podcasts provide the perfect blend of business intelligence and insights from a range of guests, which include government officials, ADF personnel, industry stakeholders, and members of the academic community. By aligning ourselves with the ADF and the Commonwealth government, we are uniquely placed to deliver a dynamic 360° platform ...
  continue reading
 
Get access to the world's best brains when it comes to building momentum online for established consumer brands. Join our hosts and their expert guests for conversations about ecommerce strategies, trends, and innovations. Access our brain trust and boost your brand's ecommerce potential. Ecommerce Braintrust
  continue reading
 
We help purpose-driven creators and online educators produce highly engaging media & build thriving online communities that educate audiences, transform lives & turn messages into movements. The Making Majik Podcast will support you to free your Majik and bring your best work forth to the digital world. Join our membership and get access to coaching, masterminds, all our premium courses & a community of creators like you at https://majikmedia.com
  continue reading
 
Welcome to The New Wave Podcast with Daniel DiPiazza, where we dive headfirst into emerging trends in business, technology, martial arts, spirituality and psychology. These conversations are unfiltered access to brilliant minds and actionable advice that will prepare you for the rapidly changing world. So jump in. The water is warm and the tide is rising.
  continue reading
 
The nestegg Podcast is your chance to hear from the experts, advisers and everyday Aussie investors about the biggest themes shaping the Australian investing, property, tax and retirement landscapes.
  continue reading
 
Join our #podcast for insight about the modern workplace, email etiquette, public speaking tips, work-life balance and of course #millennials. Remember, everything you say and do says something about your potential. Everything speaks. Interested in being on the show? Please email: DFContentTeam[at]double-forte[dot]com
  continue reading
 
Artwork
 
The Risk Adviser Podcast gets behind the industry, regulatory and political forces driving the Australian life insurance market. Join the Risk Adviser team as they discuss what it means for advisers and their clients.
  continue reading
 
Welcome to ”Momentum-To-Millions” the podcast dedicated to women entrepreneurs, coaches, and speakers over 50 who are ready to step into a new era of financial power and prosperity. Join me, your host, a revered feminine business mentor, as we explore the art of excelling at enrollment, crafting a marketable presence, having an extraordinary impact, and turning your unique gifts into a thriving income. Each episode is packed with practical business building tips, inspiring stories, and actio ...
  continue reading
 
Artwork

1
Betterselfdaily

Mindmekka Global Media LLC

Unsubscribe
Unsubscribe
주마다+
 
Welcome to Betterselfdaily where we embark on a journey of self-discovery and personal growth. In this podcast, we offer a rich tapestry of educational content designed to empower and inspire you on your path to self-improvement. Topics include:· Mastering productivity techniques· Honing your time management skills· Setting and achieving meaningful goals· Cultivating unwavering motivation· Fostering resilience· Letting go of the past· Building confidence· Achieving success· Overcome life’s c ...
  continue reading
 
Whenever there’s a tragedy everyone becomes a social media activist, but far too quickly that momentum fades and we go back to business as usual. Still Talking Black was made to be a platform where we can continuously have discussions and talk about issues from a Black perspective.
  continue reading
 
MLB Player-Agent Rachel Luba & NBCSports Bay Area Producer Jessica Kleinschmidt are ready to give you a fresh perspective on America's Pastime while drinking a few glasses (bottles) of wine! Join them every Thursday as they talk with personalities like Barstool Sports' Jared Carrabis and Cincinnati Reds Pitcher Trevor Bauer right here on Momentum!
  continue reading
 
Artwork

1
Never Left: Our Flag Means Death

Amanda Catron, Ariana Perry

Unsubscribe
Unsubscribe
주마다
 
Welcome aboard our Safe Space Ship! In the spirit of keeping momentum going as we #RenewAsACrew to #SaveOFMD, we are excited to launch of our new Our Flag Means Death podcast, "Never Left"! Your Co- Captains, Ariana Perry and Amanda Catron, will be hosting this completely spoiled, totally unofficial, deep dive into Our Flag Means Death. Our first episode will be released on January 30th! Don't forget to follow us on social media, the links are in our linktree, as we prepare to dive in! Feel ...
  continue reading
 
Making a Marketer covers strategy & tactics for all experience levels, from general business, to events & social media, and everything in between. We have top business experts on our shows, and we have a great time!
  continue reading
 
Artwork

1
RTI Press Pass

Rocky Top Insider

Unsubscribe
Unsubscribe
주마다
 
RTI Press Pass offers even more coverage of the Tennessee Volunteers with unique, smart, and balanced podcasts, as well as additional media that super-serves the Vol fanbase that can’t get enough Big Orange coverage.
  continue reading
 
Artwork

1
Buy Hold Sell

Evergreen Podcasts | CrossCheck Media

Unsubscribe
Unsubscribe
주마다
 
Buy Hold Sell is an American financial talk television show that airs weekly on various streaming channels. It is hosted by Veronica Dudo with permanent panelists, Tobin Smith and Todd M. Schoenberger, who are often joined by a rotating list of guest panelists. BHS is a rapid-fire, high-energy, financial news talk show addressing the events of the week on Wall Street and forecasting what investors should expect in the immediate future.
  continue reading
 
Listen to David Brooks and Jonathan Capehart analyze the political news of the week. Posted each Friday by 9 p.m., the Brooks and Capehart podcast includes the full audio of every on-air segment. Is this not what you're looking for? Don't miss our other podcasts for our full shows, individual segments, Politics Monday, Brief but Spectacular, and more. Find them in iTunes or in your favorite podcasting app. PBS News is supported by - https://www.pbs.org/newshour/about/funders
  continue reading
 
Chris Wallace welcomes the country's best reporters and influential commentators to deliver an insightful and provocative discussion of the week's biggest stories. Also in this feed is Who's Talking To Chris Wallace. Join Chris as he moves outside of politics to explore his wide range of interests across the spectrum of news, sports, entertainment, art and culture and features candid conversations that are smart, sensible, and in-depth, guided by one of the best interviewers in the business.
  continue reading
 
Loading …
show series
 
This week Julie Steelman shares the challenges and frustrations of navigating social media, particularly in relation to authenticity and visibility. She shares personal struggles with social media, emphasizing the importance of expressing yourself and overcoming the barriers that hold us back. Julie encourages listeners to adopt a service mindset, …
  continue reading
 
Building a thing you believe in feels damn good. Making money building the thing feels even better. This mini sermon talks about partnerships, money and momentum. Enjoy!Download the Majik Kids App at https://MajikKids.com/appSign up for the Craft & Tour your Signature Workshop Training at https://majikmedia.com/signature-workshopGet the coaching su…
  continue reading
 
Welcome to another episode of The Ecommerce Braintrust podcast hosted by Acadia’s Head of Retail Marketplaces Services Julie Spear and Director of Retail Operations, Jordan Ripley. Today, we’re excited to revisit the important topic of catalog organization with seasoned expert and Operations Manager, Zlatana Pejovoc. A couple of years back, we rele…
  continue reading
 
Trump begins staffing top roles in his second administration with loyalists and sycophants—and demands that the senators running for majority leader agree to embrace a process that would allow him to appoint whoever he wants without Senate confirmation. Jon, Lovett, and Tommy discuss whether Trump's opening moves are as chilling as we thought they'…
  continue reading
 
While negative gearing makes the headlines, positive cash flow seems like a dream scenario leaving extra cash in your pockets, but is it really achievable? On this episode of The Property Nerds, InvestorKit’s Arjun Paliwal and Fouracre Financial’s Jack Fouracre are flipping the script on negative gearing to positive cash flow, giving listeners all …
  continue reading
 
Welcome aboard our Safe Space Ship! Your Co- Captains, Ariana Perry and Amanda Catron, will be hosting this completely spoiled, totally unofficial, deep dive into Our Flag Means Death every other Tuesday! This week we're talking about the Run me Through awards! CW: just lots and lots of running through Episode Mentions: Never Left Pateron Don't for…
  continue reading
 
As the year draws to a close, businesses are busy preparing for the festive season, with many needing finance, and fast. Here, we explore the trends in SME finance and how a brand-new AI tool is helping hasten business finance. In this episode of In Focus, sponsored by Prospa, we sit down with Roberto Sanz, Prospa’s general manager of sales and par…
  continue reading
 
In this special episode of The Lawyers Weekly Show, produced in partnership with Matthews and Carter Associates, we explore how and why London remains such an attractive destination for Australian practitioners and how best they can secure roles in the British capital. Host Jerome Doraisamy speaks with Matthews and Carter Associates founder and dir…
  continue reading
 
In this episode of The Smart Property Investment Show, Liam Garman is joined by Andrew Tout, Centuria Capital Group’s head of agriculture, to unpack how agricultural investments are benefiting investors. The pair begin the podcast examining how agricultural funds operate, and how environmental, farming and finance experts collaborate to make agricu…
  continue reading
 
Foresight and a resourceful approach are two traits that soldiers embody, and translate seamlessly into property investment success. On this episode of the Defence Property Podcast, co-hosts Phil Tarrant and Discover Buyers Agency’s Kane Dury are joined by Major Ben Vitale, whose property investment journey started when he served alongside Kane in …
  continue reading
 
In this episode of Broker Daily Uncut, hosts Alex Whitlock and Jack Campbell discuss the opportunity for borrowers in Melbourne as demand and prices ease. Tune in to find out: Australia’s promising property markets. The majors’ yearly results. Australian AI Awards launch. And much more!저자 Momentum Media
  continue reading
 
In this episode of the Cyber Uncut podcast, Dawn Cappelli, head of OT-CERT at Dragos, joins host Liam Garman to unpack how governments and the industry are responding to current and emerging ICS/OT threats. The pair begin the podcast by examining how operational technology is becoming more interconnected with the digital world and what emerging vul…
  continue reading
 
In this episode of The ifa Show, host Keith Ford is joined by Conrad Travers, director and principal consultant at Tangelo Advice Consulting, to discuss the ATO’s final determination on tax deductibility of advice fees and how advice firms can put the changes into practice to benefit their clients. Travers explains how the new guidance works, what …
  continue reading
 
In this episode of Relative Return, host Laura Dew speaks with Eric Braz, MFS portfolio manager on the global small and mid-cap fund, the MFS Global New Discovery Strategy, to discuss the power of small and mid-cap investing in today’s global markets. Listen as they discuss: The importance of a broad, diversified portfolio. MFS’ key sources of inve…
  continue reading
 
Yesterday in our Majik Mind Community Coaching Session, I began with an opening sermon about reflecting on two important questions:What's worked this year that you can improve upon and/or double down on in 2025? What has NOT worked this year that you can learn from or phase out in 2025?We explored what it means to assess your year and recognize you…
  continue reading
 
Julie Steelman discusses the importance of claiming financial sovereignty and shifting from outdated money stories to a new money identity. She emphasizes the emergence of a feminine economy and the need for women to embrace their power in generating wealth. Through the metaphor of big cats, she illustrates the instinctive abundance that women can …
  continue reading
 
The best way to understand what happened on Tuesday is to listen to what the actual voters have been saying. Dan checks back in with two strategists who run focus groups with key parts of the electorate: Sarah Longwell of The Bulwark, who's been talking to Trump-curious swing voters for months, and Carlos Odio of Equis Research, an expert on the La…
  continue reading
 
Check out the latest episode of the RTI: Press Pass as hosts Ric Butler and Ryan Schumpert are breaking down the Vols' 33-14 win over SEC foe Mississippi State on Saturday night in Knoxville. The guys start with the big news of the night and discuss the reactions and the latest with Nico Iamaleava's injury scare. Will the Vols' quarterback be back …
  continue reading
 
As Donald Trump prepares for a second term will he be able to keep his most controversial campaign promises? And in the wake of their crushing defeat democrats are playing the blame game trying to figure out what and who are responsible for election night and what they need to do differently to regain power. Learn more about your ad choices. Visit …
  continue reading
 
New York Times columnist David Brooks and Washington Post associate editor Jonathan Capehart join Geoff Bennett to discuss the week in politics, including how Donald Trump's return to the White House will reshape the country, the factors that led to his election win and how Democrats are reacting to the loss. PBS News is supported by - https://www.…
  continue reading
 
Mercifully, basketball season is here. Adam and Brett give their take on Arizona before chatting with Evan Miyakawa of EvanMiya.com to get an analytical look at the Wildcats. They finish with some football talk because, well, that season is still happening. Learn more about your ad choices. Visit podcastchoices.com/adchoices…
  continue reading
 
As Kamala Harris officially concedes after a terrible election, Democrats begin searching for lessons—and singling out others for blame. Jon, Lovett, Dan, and Tommy discuss Harris's farewell message, the various conflicting and enraging theories being floated as to why she lost, and how we should think about campaigns going forward. Plus: Sen. Jack…
  continue reading
 
Continuous learning, disciplined spending, and willingness to take calculated risks are the keys to financial freedom - allowing investors to pursue their passions. On this episode of The Pure Property Podcast, co-hosts Phil Tarrant and Paul Glossop sit down with William Leung who started investing to have the freedom to pursue his passions and spe…
  continue reading
 
In this episode of the Cyber Uncut podcast, Dawn Cappelli, head of OT-CERT at Dragos, joins host Liam Garman to unpack how governments and the industry are responding to current and emerging ICS/OT threats. The pair begin the podcast by examining how operational technology is becoming more interconnected with the digital world and what emerging vul…
  continue reading
 
In a world where leadership is constantly evolving, every leader is bound to face certain pivotal challenges. This episode delves into three critical hurdles that leaders must navigate to foster growth and harmony within their organizations. From initiating transformative changes and making difficult personnel decisions to achieving a work-life bal…
  continue reading
 
Welcome to The Adviser’s What’s Making Headlines podcast, your go-to source for the week’s biggest stories in finance and real estate, distilled into bite-sized insights. Join host Annie Kane as she unpacks the big themes in the news. This week, she covers: NAB’s surprising move to focus on proprietary lending. How the major banks are changing lend…
  continue reading
 
At present, there exist myriad market and professional hurdles that require lawyers to think more holistically about their professional and ethical duties and, ultimately, help clients “solve some pretty wicked challenges”. In this episode of The Lawyers Weekly Show, host Jerome Doraisamy speaks with Cranlana Centre for Ethical Leadership chief exe…
  continue reading
 
In this episode of the Contested Ground podcast, Liam Garman is joined by senator for Queensland Matthew Canavan to discuss resource and food security, international politics and Australian domestic policy. The pair begin the podcast discussing voting trends in Australia and the results of the recent Queensland election. They then examine the need …
  continue reading
 
Welcome to UnSpun - your go-to podcast and YouTube show for current events. In this episode of Unspun, Jody Vance and George Affleck discuss the recent U.S. elections and their potential impact on Canada, including Donald Trump's strategic campaign and its appeal to Americans. They also delve into BC's vote counting issues, reflecting on election r…
  continue reading
 
On this episode of AD Insider, Alan FitzGerald dives into the world of AI and how accounting firms can use it to transform their processes, operations, and services. Founder of Practice Connections Advisory, FitzGerald shares his extensive experience, knowledge, and personal opinions on AI and how it can elevate the accounting industry during a tim…
  continue reading
 
In this episode of the SMSF Adviser Show, host Keith Ford is joined by Andrew McVeigh, managing partner at Remara, to discuss the changes within investment markets that SMSF professionals and investors should keep an eye on. McVeigh explains that Remara has seen the appetite for credit starting to slow, which he said the RBA would consider as it st…
  continue reading
 
Robert Kraft reunites with the talented Jessica Weiss to talk about her path from ballet to Hollywood film scoring. In 2012, Jessica was invited to join the Remote Control Productions team and worked with Hans Zimmer, Lorne Balfe, Junkie XL and others on films. Then, she landed a job as a music editor working with Mychael Danna, and has continued o…
  continue reading
 
Check out the latest episode of RTI: Press Pass as hosts Jack Foster, Ric Butler & Ryan Schumpert are back to discuss Tennessee football's No. 7 ranking in the first CFP Rankings release and take a look at the upcoming Mississippi State game in Neyland Stadium. How big of a deal is it that the Vols are behind Texas & Penn State? And can Tennessee's…
  continue reading
 
Communications is the CENTER OF ALL THINGS. Lee Caraher talks all things communications – from language to format to medium, from employee engagement to great leadership, from PR to social media, and Reputation management to personal branding, bringing you key insights from her experience and expertise that can be used in the day to day to make you…
  continue reading
 
In this episode, hosts Maja Garaca Djurdjevic and Keith Ford are joined by special guest Steve Kuper to dive deep into the recent US election results and what they mean for the world. With Donald Trump reclaiming the presidency in a sweeping victory, we examine the global implications from both a geopolitical and economic perspective. We’ll discuss…
  continue reading
 
On this episode of The Smart Property Investment Show, Liam Garman is joined by Simon Buckingham and Brendan Kelly from Results Mentoring to discuss how tailored property coaching is a critical step towards financial independence. They begin the podcast unpacking how listeners can access critical market intelligence on Australia’s Hot Boom Suburbs,…
  continue reading
 
It’s unlike off-the-plan or the traditional existing home market, and one sales duo has recognised that the post-completion market for new apartments needs a very specific touch. Noemi Guttmann and Rylee Ritchie, sales agents at Sydney’s Ayre Real Estate, join host Juliet Helmke on this episode of Secrets of the Top 100 Agents to discuss the niche …
  continue reading
 
In this special episode of The HR Leader Podcast, host Jerome Doraisamy speaks with Safeguard Global country manager for ANZ, Jonathan Perumal, about how best HR teams can manage their international workforces and stay on top of pertinent operational matters. Perumal reflects on the “huge amount of risk” inherent in companies not effectively managi…
  continue reading
 
In this special ADSTAR series of the Defence Connect Spotlight podcast, Liam Garman sits down with Australia’s chief scientist, Dr Cathy Foley, to discuss quantum technology and how we can facilitate the growth of quantum in Australia. Dr Foley begins the podcast defining quantum – and how this dual-use technology will revolutionise healthcare, ene…
  continue reading
 
With the number of brokers now totalling around 21,000 across the country, the industry has never been bigger. In this episode of Business Accelerator, hosts Alex Whitlock and Jason Back reflect on this growth and delve into some strategies for boosting performance as a broker. Tune in to find out: Importance of staying on the tools. Proper busines…
  continue reading
 
Loading …

빠른 참조 가이드