Episode 25 | Longevity risk: How to ensure you have enough
Manage episode 452481562 series 3550961
In this episode, Aden and David discuss the importance of longevity risk - the possibility of outliving your investment assets in retirement.
They explore how life expectancies have changed over time, the concept of a "longevity mindset", and the challenges of balancing spending versus saving. They also cover the tools and frameworks that Capital Partners uses to help clients make informed decisions about funding their retirement lifestyle.
This episode provides valuable insights for anyone concerned about having enough to support themselves throughout a potentially longer retirement.
0:00 - 3:00 How retirement and life expectancies have changed over time
3:00 - 9:00 The statistics and trends around increasing life expectancies
9:00 - 15:00 The "spender" versus "saver" behavioural tendencies
15:00 - 24:00 Making informed decisions about funding a retirement lifestyle
24:00 - 32:00 The "retirement multiple" concept
32:00 - 43:00 The importance of regularly reviewing and updating financial projections
For more information on Capital Partners visit capital-partners.com.au.
Have a question? Email us ask@capital-partners.com.au.
This episode provides general advice only. Always refer to your financial adviser for advice about your personal circumstances.
Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.
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