Unlock Financial Freedom: Zero-Based Budgeting with Zach Whelchel

The Note Closers Show Podcast

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추가했습니다 four 년 전

Scott Carson에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Scott Carson 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

Lost Cultures: Living Legacies

1
Bermuda: The Crossroads of the Atlantic 51:57

16일 전51:57

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리스트

51:57

On the Season 2 debut of Lost Cultures: Living Legacies , we travel to Bermuda, an Atlantic island whose history spans centuries and continents. Once uninhabited, Bermuda became a vital stop in transatlantic trade, a maritime stronghold, and a cultural crossroads shaped by African, European, Caribbean, and Native American influences. Guests Dr. Kristy Warren and Dr. Edward Harris trace its transformation from an uninhabited island to a strategic outpost shaped by shipwrecks, colonization, the transatlantic slave trade, and the rise and fall of empires. Plus, former Director of Tourism Gary Phillips shares the story of the Gombey tradition, a vibrant performance art rooted in resistance, migration, and cultural fusion. Together, they reveal how Bermuda’s layered past continues to shape its people, culture, and identity today. You can also find us online at ⁠travelandleisure.com/lostcultures Learn more about your ad choices. Visit podcastchoices.com/adchoices…

약 1년 전 52:29

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From Paycheck to Paycheck to Property Portfolio: A Budget Coach's Secrets

Let’s face it, real estate investing is a rollercoaster. One minute you're riding high on a successful flip, the next you're grappling with a leaky roof (and a two-year-old who mysteriously clogged the sink, resulting in a ceiling renovation). But amidst the excitement and occasional plumbing nightmares, there's one constant that can make or break your success: your budget. This week, we had Zach Wechel, founder of MyBudgetCoach.com, on the show, and he shared some seriously savvy strategies. Forget the mental math and guesswork; Zach advocates for zero-based budgeting, a game-changer for anyone aiming to build wealth, whether it's in real estate or beyond.

Zach's journey started unexpectedly—two kids and a pandemic created an urgent need for a budget. What followed was not only a transformed family life but a passion project that's helping countless others gain control of their finances. He emphasizes that budgeting isn't just about restricting spending; it's about intentionally allocating every dollar. Think of it as assigning each dollar a job before it even leaves your account. No more mysterious disappearances into the void of "miscellaneous spending"!

Key Takeaways from Zach's Budget Wisdom:

Zero-Based Budgeting: The cornerstone of Zach’s approach, this method allocates every dollar to a specific category before spending. It's like assigning a job description to each dollar, preventing random spending sprees. This is particularly important for real estate investors who often deal with irregular income streams and unexpected expenses.
The "Living Document" Budget: Zach stresses that a budget isn't a static document. It's a living, breathing entity that adapts to changing circumstances (like an unexpected water leak in your new investment property). Regularly review and adjust your budget as your life and priorities evolve.
The Power of Planning: A budget isn't just about tracking spending; it's about planning for the future. Zach advocates for creating "buckets" for specific goals, like a down payment fund for your next investment property or even Christmas gifts (because let's face it, inflation hits even Santa’s sleigh).
Embrace the "Buckets": This is not a financial advice, but a life hack. Having specific buckets for goals like that next investment property, holiday spending, or even those inevitable emergency repairs can keep you on track, reducing stress and helping you stay ahead of the curve.
The Accountability Partner (a Coach): Zach’s platform, MyBudgetCoach, offers more than just an app. It provides access to certified financial coaches who can guide you, provide support, and ensure you stay accountable to your goals. Sometimes, having someone else to hold you accountable makes all the difference.

Get Signed Up For MyBudgetCoach.com HERE!

Watch the original VIDEO HERE!

Book a call with SCOTT HERE!

Love the show? Subscribe, rate, review, and share!

Here’s How »

Join the Note Closers Show community today:

Book a call with Scott today at HTTP://TalkWithScottCarson.com to see if 1:1 Note Coaching is right for you!

670 에피소드

#Trading #Careers #Entrepreneur #Business #Scott Carson

Unlock Financial Freedom: Zero-Based Budgeting with Zach Whelchel

The Note Closers Show Podcast

published 약 1년 전

MP3•에피소드 홈

From Paycheck to Paycheck to Property Portfolio: A Budget Coach's Secrets

Key Takeaways from Zach's Budget Wisdom:

Zero-Based Budgeting: The cornerstone of Zach’s approach, this method allocates every dollar to a specific category before spending. It's like assigning a job description to each dollar, preventing random spending sprees. This is particularly important for real estate investors who often deal with irregular income streams and unexpected expenses.
The "Living Document" Budget: Zach stresses that a budget isn't a static document. It's a living, breathing entity that adapts to changing circumstances (like an unexpected water leak in your new investment property). Regularly review and adjust your budget as your life and priorities evolve.
The Power of Planning: A budget isn't just about tracking spending; it's about planning for the future. Zach advocates for creating "buckets" for specific goals, like a down payment fund for your next investment property or even Christmas gifts (because let's face it, inflation hits even Santa’s sleigh).
Embrace the "Buckets": This is not a financial advice, but a life hack. Having specific buckets for goals like that next investment property, holiday spending, or even those inevitable emergency repairs can keep you on track, reducing stress and helping you stay ahead of the curve.
The Accountability Partner (a Coach): Zach’s platform, MyBudgetCoach, offers more than just an app. It provides access to certified financial coaches who can guide you, provide support, and ensure you stay accountable to your goals. Sometimes, having someone else to hold you accountable makes all the difference.

Get Signed Up For MyBudgetCoach.com HERE!

Watch the original VIDEO HERE!

Book a call with SCOTT HERE!

Love the show? Subscribe, rate, review, and share!

Here’s How »

Join the Note Closers Show community today:

Book a call with Scott today at HTTP://TalkWithScottCarson.com to see if 1:1 Note Coaching is right for you!

670 에피소드

#Trading #Careers #Entrepreneur #Business #Scott Carson

All episodes

15 weeks 전50:44

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50:44

From $300K in Debt to Seven Figures: Bernadette Joy's Inspiring Money Story This week on The Note Closers Show, we were thrilled to have Bernadette Joy, a best-selling author and inspiring finance expert, share her incredible journey from crushing over $300,000 in debt to building a seven-figure net worth. Bernadette's story is a testament to the power of perseverance, strategic planning, and a dash of humor—because who doesn't need a laugh when battling debt? Her path to financial freedom wasn't a straight line. After graduating with three degrees (two in business and one in psychology!), Bernadette found herself drowning in student loan debt and credit card balances. She tried various debt repayment strategies, finding that the "debt snowball" resonated most with her—but not without some humorous bumps along the way. Key Takeaways from Bernadette's Financial Journey: The Power of the Debt Snowball: Bernadette's journey started with the debt snowball method, paying off the smallest debts first to build momentum and stay motivated. However, she later discovered the importance of finding a method that worked best for her . The $1 Rule: This unique approach focuses on making intentional spending decisions. If an item costs $1 or less per use, then you buy it. This helps avoid the endless analysis paralysis that can prevent progress. It's a clever way to reward yourself while maintaining a budget! Financial Literacy: Bernadette emphasizes the importance of financial education. She warns against accepting generic advice and stresses the need to adapt strategies to your unique circumstances and personality. Mental Health Matters: Bernadette highlights the emotional toll of debt and the importance of prioritizing mental and physical well-being. She emphasizes taking breaks, celebrating successes, and not allowing financial struggles to consume your life. Seek Your Own Path: There's no one-size-fits-all approach to financial success. Bernadette encourages everyone to find the strategies that work for them, embracing their unique circumstances and values. Humor and Relatable Moments: Bernadette's interview was filled with candid anecdotes, humor, and relatable stories. She shared her struggles with debt, her initial resistance to embracing the debt snowball method, her frustration with overly simplistic financial advice, and the importance of prioritizing mental health while pursuing financial goals. Her story is honest, vulnerable, and deeply inspiring. Her unique "$1 rule" is particularly clever, offering a simple yet effective way to manage discretionary spending. She emphasizes that while the debt snowball can be a great starting point, it's crucial to find the strategy that resonates best with your personality and circumstances. There's no need for endless spreadsheet analysis! Key Takeaways for Your Financial Journey: Embrace Education: Continuous learning is essential to navigate the complexities of personal finance. Find Your Own Path: There's no one-size-fits-all solution. Experiment, adapt, and find what works best for you. Prioritize Mental Health: Financial success isn't just about numbers; it's about overall well-being. Celebrate your wins, and don't be afraid to ask for help. Build a Support System: Surround yourself with a supportive community that can offer encouragement, guidance, and accountability. Bernadette Joy’s inspiring journey proves that financial freedom is attainable with hard work, a well-defined plan, and a healthy dose of perseverance and humor. Her book, Crush Your Money Goals , offers practical strategies and valuable insights to help you achieve your financial dreams. Connect with Bernadette HERE! Watch the original VIDEO HERE! Book a call with Scott HERE! Love the show? Subscribe, rate, review, and share! Here’s How » Join the Note Closers Show community today: WeCloseNotes.com The Note Closers Show Facebook The Note Closers Sho Sign up for the next FREE Note Weekend Class HERE! Get Signed Up For the WCN Membership HERE!…

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The Note Closers Show Podcast « » Unlock Financial Freedom: Zero-Based Budgeting with Zach Whelchel

Unlock Financial Freedom: Zero-Based Budgeting with Zach Whelchel

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Unlock Financial Freedom: Zero-Based Budgeting with Zach Whelchel