IFB355: How to Invest in Banks - A Step-by-Step Guide

The Investing for Beginners Podcast - Your Path to Financial Freedom

Andrew Sather & Glassbox Media, By Andrew Sather, and Dave Ahern | Stock Market Guide to Buying Stocks like에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Andrew Sather & Glassbox Media, By Andrew Sather, and Dave Ahern | Stock Market Guide to Buying Stocks like 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

6d ago 39:49

MP3•에피소드 홈

In this episode of the Investing for Beginners podcast, hosts Dave and Andrew explore the intricacies of investing in banks, discussing their economic significance, profitability, and the complexities of bank terminology and financial statements.

[00:00:50] Why Invest in Banks?

Discussion on the profitability of investing in banks and their substantial role in the economy, comprising a significant portion of the S&P 500.

[00:01:13] Understanding Bank Terminology

Introduction to the unique language of banking and the goal to simplify it for listeners.

[00:01:35] Types of Banks

Overview of different types of banks, including "too big to fail" institutions and regional banks, with examples like JP Morgan Chase and Fifth Third Bank.

[00:03:07] Analyzing Banks

Discussion on starting with simpler, regional banks to build a foundation before tackling more complex institutions.

[00:03:50] How Banks Make Money

Explanation of the basic banking model: taking deposits and making loans, and the concept of interest spread.

[00:06:06] Bank Balance Sheets

Insight into how banks' balance sheets differ from other companies, focusing on deposits as liabilities and loans as assets.

[00:07:57] Income Statements

Breakdown of bank income statements, including interest and non-interest income, and how they differ from companies like Microsoft.

[00:14:05] Loan Books

Importance of understanding a bank's loan book, including types of loans and credit quality.

[00:19:41] Risk Management

Discussion on the risks banks face, such as loan defaults, and how they manage these through provisions.

[00:23:40] Key Metrics

Introduction to important metrics like loan-to-deposit ratio and CET1 for evaluating bank stability and performance.

Today's show is sponsored by:

Go to shipstation.com and use code INVESTING to sign up for your FREE 60-day trial.

Go to monarchmoney.com/BEGINNERS for an extended 30 day free trial!

Nerdwallet.com/learnmore

Find great investments at Value Spotlight

Have questions? Send them to newsletter@einvestingforbeginners.com

Start learning how to value companies here: DCF Demystified Link

SUBSCRIBE TO THE SHOW

Apple | Spotify | Google | Amazon | Tunein

Learn more about your ad choices. Visit megaphone.fm/adchoices

488 에피소드

#Trading #Business #Andrew Sather #Dave Ahern | Stock Market Guide to Buying Stocks like