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Hasib Malik | Motivation of Improving Outcomes for Entrepreneurs | The Curious Learners Ep. 20
Manage episode 325810953 series 3011278
Serhat Aydogdu에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Serhat Aydogdu 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
My guest today is Hasib Malik. He is the co-founder of Creditbook, which is a technology company that empowers merchants and MSMEs in Pakistan.
Creditbook was built on the back of a deep market research that identified the biggest pain points for MSMEs in the country.
Hasib and I had an insightful conversation about the potential of Pakistan, what MSMEs need the most and Creditbook's current offerings and its roadmap to address them. Please see below a few key discussion points.
- There is significant opportunity in Pakistan as access to financial services is still limited while use of technology is increasing across the country (e.g. 1 million smart phones added per month, 70k POS terminals vs. 35 million cards)
- Creditbook is a B2B business, however it actually scales like a B2C given the characteristics of MSMEs, which actually shows the degree to which it contributes to financial inclusion
- Hasib's north star metric at Creditbook: number of transactions per user
- His role as the CEO is also Chief Communication Officer to ensure everyone understands their "why"
- Three key characteristics of Creditbook's team: comfort with ambiguity, bias for action and curiosity
Please enjoy my conversation with Hasib Malik.
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