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As a newly engaged couple, Jules and Shay have a lot to look forward to: a destination wedding, starting fertility treatments and the potential of buying a home. But their goals have a short horizon, are they able to save enough to accomplish three large milestones within a five-year period? In this episode, Jules and Shay sit down with Carolina, a Morgan Stanley Financial Advisor to discuss short- and long-term savings strategies, utilizing company benefits and how their families can help them save for a down payment . For more information about this episode and the topics covered, check out our episode page and explore how you can connect with a Morgan Stanley Financial Advisor . Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will be acting in an investment advisory capacity with respect to the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley Smith Barney LLC or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, a Residential mortgage loans/home equity lines of credit are offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. With the exception of the pledged-asset feature, an investment relationship with Morgan Stanley Smith Barney LLC does not have to be established or maintained to obtain the residential mortgage products offered by Morgan Stanley Private Bank, National Association. All residential mortgage loans/home equity lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. Rates, terms, and programs are subject to change without notice. Residential mortgage loans/home equity lines of credit may not be available in all states; not available in Guam, Puerto Rico and the U.S. Virgin Islands. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifier #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity line of credit) are not permitted to be used to purchase, trade, or carry eligible margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; or to make payments on any amounts owed under the note, loan agreement, or loan security agreement; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. This material has been prepared for informational purposes only. It does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Morgan Stanley Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives. Important Risk Information for Securities Based Lending : Clients must be aware that: (1) Sufficient collateral must be maintained to support the loan and to take future advances; (2) Clients may have to deposit additional cash or eligible securities on short notice; (3) Some or all of the pledged securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. Clients will not be entitled to choose the securities that will be sold. These actions may interrupt long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as "Morgan Stanley") reserve the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase the collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC, its affiliates and their employees are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan. Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY © 2025 Morgan Stanley Smith Barney LLC. Member SIPC. CRC# 4766848 (09/2025)…
Super League Pod
모두 재생(하지 않음)으로 표시
Manage series 87156
Super League Pod에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Super League Pod 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
UK based Rugby League fan podcast, covering all the news, games and results from the fans-eye-view.
…
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32 에피소드
모두 재생(하지 않음)으로 표시
Manage series 87156
Super League Pod에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Super League Pod 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
UK based Rugby League fan podcast, covering all the news, games and results from the fans-eye-view.
…
continue reading
32 에피소드
모든 에피소드
×Surprise! We couldn't let St Helens being crowned World Champs on Aussie soil pass us by without a dose of Saint David smugness could we!? So here's Mark & David recapping the big win for David's side and our competition. We'll talk about the match itself and the possible legacy this leaves. Plus, which was greater? Wigan in 1994 or St Helens in 2023?…
Get strapped in for the Rugby League Awards the fans decide. It’s time for your 2022 Super League Pod Awards & SLP Dream Team show. AKA the 9th Annual Sloppies. SLP Sponsor: Rob’s Megastore stocks a wide variety of toys, stationery, arts and crafts ideas, pet accessories, books and of course Rugby League birthday cards. Search for Rob’s Megastore on eBay. And SLP listeners can use the code ‘SLP10’ at checkout to get 10% off any orders over £5. Or enter ‘SLPDiscount’ and give your 10% towards funding SLP’s running costs instead. Episode running order: 20:00 SLP Awards & Dream Team 126:45 Predictions Revisited 138:45 Wrap up Rugby League Record Keepers Club link: www.rugbyleaguerecords.com…
Bryan joins us to talk about Rugby League Shirt Day. 23 September 2022 will be the first annual Rugby League Shirt Day. Rugby League fans are encouraged to put on their favourite shirt, t-shirt, vest, hoodie, whatever Rugby League clobber you like to join in this day, to help raise funds for two charities close to Rugby League's heart, MND Association and The Steve Prescott Foundation. Donate here if you can: https://www.justgiving.com/team/rugbyleagueshirtday Twitter: https://twitter.com/RLShirtDay or search on other social media channels…
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Super League Pod

This is our cup final recap show. We’ve got guest Wigan fan David to take us through his Cup Final day, his experiences, emotions and Wigan's celebrations. Alan tries to provide some balance, and your fan views try to provide some more balance. We also have a bit of a dig in on some potential new structure changes in light of the push for both 1895 Cup Final teams to be given promotion. There’s also some silly fan reviews, some bits of news and some predictable predictions. Get strapped in, it’s a long one. Episode Sponsor: Rob’s Megastore stocks a wide variety of toys, stationery, arts and crafts ideas, pet accessories, books and of course Rugby League birthday cards. Search for Rob’s Megastore on eBay. And SLP listeners can use the code ‘SLP10’ at checkout to get 10% off any orders over £5. Or enter ‘SLPDiscount’ and give your 10% towards funding SLP’s running costs instead. Episode running order: 04:45 Challenge Cup Final recap & fan reviews 105:30 Other results 115:30 Feedback on Sarah's blog re. refs & structure change SLP poll 144:15 Predictions 155:15 Quiz & Recommendations…
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Super League Pod

Friend of the show Steve Mascord tells Mark all about his new book, Two Tribes. The link to get the book for UK listeners is: shop.stevemascord.com/product/twotribes Use the discount code superleaguepod to get the book for £17 - £2.99 off the normal price. For Aussie listeners your link is: stevemascord.com/product/twotribes You too can get a discount by using the code superleaguepod Or, you can get the book with lots of other Two Tribes content here: twotribes.substack.com…
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Super League Pod

1 SLP Short 061 - Sunday TV Games, A Hyperthetic-Hypothetical 11:58
11:58
나중에 재생
나중에 재생
리스트
좋아요
좋아요11:58
This SLP Short includes an extract from a recent recording with Hyper Thetic RL. The episode with David was a look at what could have gone differently in the 2021 Super League season if all the fixtures had been played. Listen to that show in full on your favourite podcatcher or here: https://anchor.fm/hypertheticrl/episodes/E056---Super-League-Reloaded-e1aj9n9 The SLP Short takes a tangent Mark went off on about Sunday evening TV broadcast opportunities and runs with it. Please listen to the episode and if you like Mark's idea, let Sky Sports know! https://twitter.com/SkySportsRL…
Kevin Rye from Think Fan Engagement joins us to talk about what they do and about their move in to our sport with their Rugby League Fans Survey. Find out more: https://fanengagement.net/
Sarah speaks to Trevor from Rugby League Uncovered about this group's initiative to encourage more and better recognition and coverage of Rugby League. If you want to find out more and get involved with this group, find them on Twitter https://twitter.com/UncoveredRugby or email them uncoveredrugby@gmail.com Don't forget too that it is 2021 Predictions time. You have until 9pm on 16 March to make your predictions, then listen out for our Predictions episode on 19 March. Predictions form can be found here: https://forms.gle/TSNDvuKVvTRLzSyB7…
Our latest My Rugby League Story comes from southerner and Wigan fan Lee, aka Wightpie. So how did Lee go from Brentford football fan to Wigan Warriors season ticket holder? Find out... Also, make sure you make your 2021 Rugby League Predictions ahead of the voting closing on 16 March: https://forms.gle/V7GuPvC1PycxgKCs8…
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Super League Pod

Neil from the Rugby League Record Keepers' Club joins Mark for a chat. They discuss Neil's own Rugby League Story before Neil gives us the history of the Record Keepers' Club, we discuss the recent website relaunch and the future of the club. Find out more on the Rugby League Records website: https://www.rugbyleaguerecords.co.uk/ Follow them on Twitter: https://twitter.com/RL_RKC…
Our latest in the 'My Rugby League Story' comes from SLP co-host & Bradford Bulls fan Alan. Also listen in for an update on the 2021 SLP Fan Predictions, coming soon... If you want to share YOUR rugby league story with us, get in touch superleaguepod@gmail.com
Our next My Rugby League Story comes from regular contributor, occasional guest, lifelong Widnes fan and former referee Paul O'Brien. If you want to share your rugby story then get in touch superleaguepod@gmail.com
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Super League Pod

This time on My Rugby League Story, Mark talks to life long Hull FC fan John Scotter, aka Sarah's dad, aka Joshua's grandad. If you want to share your rugby league story with us, get in touch superleaguepod@gmail.com
This time on My Rugby League Story, it's your 2020 Listener's Listener of the Year Tom Andrews, about his Hull KR fandom. If you want to share your story with us, please send it to us superleaguepod@gmail.com
Our fourth My Rugby League Story. This one comes from Craig Malson the former-ex-pat-Cas-fan. If you want to share your story with us, please send it to us superleaguepod@gmail.com
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