))
Finding Financial Freedom with The Frugal Physician - Finance, Wellness, Budget, Student Loans, Wealth, Doctor, Fitness, Money
«
»
Ep107: Maximize Your HSA: How Smart Health Plan Choices & Price Transparency Can Boost Retirement Savings
Manage episode 498976429 series 3595688
Dr. Disha Spath, MD, and FACP에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Dr. Disha Spath, MD, and FACP 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
Welcome back to the Finding Financial Freedom Podcast with Dr. Disha Spath. Today, we’re joined by Carl Hall CFA, a wealth advisor at CapTrust who helps individuals and families manage their financial lives and achieve their unique goals. CapTrust specializes in delivering financial planning, portfolio management, and investment advice—helping clients navigate complex decisions with confidence.
In this episode, Carl dives into the often-overlooked connection between healthcare decisions, price transparency, and retirement planning. From choosing the right health plan during open enrollment to understanding how HSA’s can strengthen your retirement security, Carl breaks down how your medical choices today can significantly impact your financial freedom tomorrow.
Key Topics Covered:
1. Making Smart Open Enrollment Decisions
- Why many people miss out on the optimal health plan and how to avoid common mistakes.
2. Understanding Health Plan Costs
- The real impact of premiums, deductibles, and co-insurance on your finances.
3. Affording Healthcare in Retirement
- Strategies to prepare for medical costs later in life.
4. The Shoeboxing Approach
- A practical method for tracking healthcare expenses.
5. FSA vs. HSA
- The key differences and why HSAs can be a powerful retirement tool.
6. Changes in the DPC Ecosystem
- What’s new and how it affects both patients and providers.
7. Healthcare Price Transparency & Retirement Security
- How knowing the cost of care can protect your long-term finances.
8. Aligning Provider & Patient Interests
- Why DPC providers should have the same goals as their patients.
Listener Takeaways:
- How your healthcare plan choice can directly impact your retirement savings.
- Why HSAs are a game-changer for long-term financial health.
- The value of price transparency in protecting your future wealth.
- How to align healthcare decisions with your financial freedom goals.
Resources Mentioned:
Connect with Us:
Host: Dr. Disha Spath, The Frugal Physician Guest: Carl Hall CFA, Wealth Adviser at CapTrust
108 에피소드
공유
