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Understanding The Difference Between Soft And Hard Inquiries
Manage episode 449611364 series 3497432
Clarck Cadet에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Clarck Cadet 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
In this must-listen episode, Clarck Cadet tackles a topic that often confuses even the most financially savvy: the difference between soft and hard credit inquiries.
Understanding how these inquiries work is essential for anyone looking to maintain or improve their credit score. We break down the differences, explaining how soft inquiries, like checking your own score or getting pre-approved offers, are harmless, while hard inquiries, such as applying for a loan or credit card, can temporarily lower your score. Throughout the episode, we provide actionable tips on how to strategically manage these inquiries. You'll learn when it's best to avoid hard pulls, how to leverage soft checks for routine credit monitoring, and how to time your credit applications wisely to protect your score. Whether you're planning a major purchase or simply want to optimize your credit health, this episode offers the insights you need to make smarter financial decisions.
Tune in now on all podcast platforms and take the first step toward mastering your credit strategy!
Follow me on Instagram at:
@clarckthefinancialcoach
@theroyaltiespodcast
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