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Right to Forget Cancer
Manage episode 428356148 series 2867124
Kathryn Knowles에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Kathryn Knowles 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
Hi everyone, I have Cillian Tierney with me on the podcast to talk about the way that insurers in the EU are responding to the Right to be Forgotten. This legislation require insurers to give consumers the right to not disclose that they have had cancer when they apply for some protection insurances. The rules are different across countries and some might choose to say that you don’t need to tell the insurer that you’ve had cancer after 2 years, 5 years or more. It might be applied to all protection products or just certain ones.
Cillian is the Global Head of Medical Underwriting Propositions and Products at PartnerRe and is sharing his knowledge of how RTBF has developed in the Irish insurance market. This is potentially quite an emotional topic and we are clear from the start that we are talking about this situation from a technical basis, that might not be easy for some people to hear.
The key takeaways:
- The Right to be Forgotten is not currently legislated in the UK.
- How insurers determine the ways to assess insurance applications for people that have been diagnosed with cancer.
- Three case studies that show where the RTBF would and wouldn’t improve terms for someone that has experienced cancer.
Opinions expressed are solely those of the author. This podcast is for general information, education and discussion purposes only. It does not constitute legal or professional advice and does not necessarily reflect, in whole or in part, any corporate position, opinion or view of PartnerRe or its affiliates.
Next time I will be back and focusing upon protection insurance planning when you have made a gift within the UK. There are very specific do’s and don’ts and the Trusts are really key!
Remember, if you are listening to this as part of your work, you can claim a CPD certificate on our website, thanks to our sponsors Octo Members.
If you want to know more about how to arrange protection insurance, take a look at my 13 hour CPD Protection Insurance in Practice course here and 1 hour CPD Protection Competency Exam here.
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