11 Ways to Stop Fraud in 2021

Dollar Saving Divas & More

Take these steps to keep safe from scams, identity theft and spam calls.

Improve your password protection - Many online retailers, financial companies and service providers offer “dual-factor authentication.”

Protect your mail - Informed Delivery is a free service from the U.S. Postal Service in which the agency sends, via email, images of letter-sized mail expected to be delivered to you soon.

Check your credit report - Because of the pandemic, all three major credit reporting agencies — Equifax, Experian and TransUnion — are offering free weekly online reports through April 2021.

Filter your phone calls - To help curtail the flood of spam calls, enter all your trusted contacts into your smartphone. This way, when the phone rings, your caller ID will let you know if it's one of them.

Manage your emails - Start marking as spam any suspicious or unwanted emails that show up in your inbox, so similar messages will be automatically routed to the trash.

Do a quick Facebook privacy checkup - Click the downward arrow button in the upper right corner of your Facebook page. Then click on Settings & Privacy and Privacy Checkup.

Vet unfamiliar e-retailers - Before purchasing something from a retailer you haven't used before, do a web search for the company's name, followed by the words “scam,” “fraud” and “complaints,” in order to get a fast read on its veracity.

Say no to gift cards - Prepaid gift cards have become one of the fastest-growing requested forms of payment from criminals, and they are virtually untraceable.

Copy all the contents of your wallet today - This is a simple way to protect yourself from identity theft and credit card fraud.

Don't send nudes! - This seems so obvious. But there has been a huge increase in extortion scammers who look for people on dating apps.

Stop, breathe, ask - Often, scammers rush their victims and push lots of emotional hot buttons to get you to stop thinking rationally. Never let strangers force you into fast decisions. Pause, calm yourself, and think clearly and critically.

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