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Should Students Be Offered Credit Cards?
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Student credit cards are quite popular in the western countries but it is a fairly new concept in India. Only a few banks such as SBI and ICICI Bank offer student credit cards on various terms and conditions to students above the age of 18 years. Even the parents in India dread the thought of giving a credit card to their college-going kids as they think it could lead to a financial disaster. It is quite instinctive that they want to protect their kids against the cruel world of debt but the sooner kids learn the ropes of credit, the better it is.
A student credit card is a credit card that is offered to students at the college level. Any student beyond the age of 18 years is eligible to apply for the credit card as it does not have an income eligibility limit. These credit cards have lower interest rates and have a validity period of 5 years.
Some of the Best Student Credit Cards are:
- SBI Student Plus Advantage Credit Card
- HDFC Bank ForexPlus Card
- HDFC Multicurrency Platinum ForexPlus Chip Card
- West Bengal Student Credit Card
Why should students use a credit card?
Students should use credit card because of following reasons:
- Builds Credit Score
- Helps you Learn Good Credit Habits
- Makes Shopping Convenient and Rewarding
- Helps you Understand the Consequences of Bad Credit Practices
For more information refer to: https://enfblogs.com/should-students-be-offered-credit-cards/
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