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1 Amy Schumer & Brianne Howey on the Importance of Female Friendships, Navigating Hollywood's Double Standards, Sharing Their Birth Stories, and MORE 50:05
Retirement Solutions & Challenges For Each Generation
Manage episode 451383000 series 158497
Anne Lester is here to discuss the retirement solutions and challenges that are facing each generation. Ann shares insights into the challenges of saving for retirement, influenced by her personal experiences as a former "terrible saver." There is a lot the anxiety surrounding retirement savings, the pitfalls of focusing on "the number," and the importance of understanding personal spending flexibility and failure lines. Ann discusses generational differences in retirement preparedness and highlights strategies for building retirement savings, such as saving future raises and adjusting spending priorities.
Today we discuss...
- How Anne helped create the JP Morgan Smart Retirement Target Date Fund. Retirement challenges, including income uncertainty and spending in later life.
- Understanding personal "failure lines" and acceptable lifestyle adjustments.
- Generational wealth differences, with Gen Z and Millennials saving more early.
- The importance of employer-sponsored 401(k) plans for wealth building.
- Younger generations face challenges saving for retirement but are encouraged to stay the course for long-term stability.
- The housing market imbalance is influenced by limited supply, high prices, and generational trends in homeownership.
- Starter homes are increasingly unaffordable, forcing many young buyers to rely on financial help from family.
- The housing market could improve in 5-10 years as demographics and housing supply gradually shift.
- Multifamily housing and smaller new builds are growing trends, potentially offering more affordable options for buyers.
- Behavioral economics and AI have the potential to assist individuals in managing spending habits and savings strategies.
- Credit availability and understanding its consequences play a significant role in financial outcomes for younger generations.
- Boomers struggle with transitioning from saving to spending in retirement, often leaving unused funds.
- Generational differences in attitudes toward spending, saving, and credit reflect diverse economic experiences.
- Future perspectives on bonds may involve alternative strategies as economic conditions evolve.
For more information, visit the show notes at https://moneytreepodcast.com/retirement-solutions-anne-lester-662
Today's Panelists:
Kirk Chisholm | Innovative Wealth Jeff Hulett | Finance Revamp
Follow on Facebook: https://www.facebook.com/moneytreepodcast
Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast
Follow on Twitter/X: https://x.com/MTIPodcast
691 에피소드
Manage episode 451383000 series 158497
Anne Lester is here to discuss the retirement solutions and challenges that are facing each generation. Ann shares insights into the challenges of saving for retirement, influenced by her personal experiences as a former "terrible saver." There is a lot the anxiety surrounding retirement savings, the pitfalls of focusing on "the number," and the importance of understanding personal spending flexibility and failure lines. Ann discusses generational differences in retirement preparedness and highlights strategies for building retirement savings, such as saving future raises and adjusting spending priorities.
Today we discuss...
- How Anne helped create the JP Morgan Smart Retirement Target Date Fund. Retirement challenges, including income uncertainty and spending in later life.
- Understanding personal "failure lines" and acceptable lifestyle adjustments.
- Generational wealth differences, with Gen Z and Millennials saving more early.
- The importance of employer-sponsored 401(k) plans for wealth building.
- Younger generations face challenges saving for retirement but are encouraged to stay the course for long-term stability.
- The housing market imbalance is influenced by limited supply, high prices, and generational trends in homeownership.
- Starter homes are increasingly unaffordable, forcing many young buyers to rely on financial help from family.
- The housing market could improve in 5-10 years as demographics and housing supply gradually shift.
- Multifamily housing and smaller new builds are growing trends, potentially offering more affordable options for buyers.
- Behavioral economics and AI have the potential to assist individuals in managing spending habits and savings strategies.
- Credit availability and understanding its consequences play a significant role in financial outcomes for younger generations.
- Boomers struggle with transitioning from saving to spending in retirement, often leaving unused funds.
- Generational differences in attitudes toward spending, saving, and credit reflect diverse economic experiences.
- Future perspectives on bonds may involve alternative strategies as economic conditions evolve.
For more information, visit the show notes at https://moneytreepodcast.com/retirement-solutions-anne-lester-662
Today's Panelists:
Kirk Chisholm | Innovative Wealth Jeff Hulett | Finance Revamp
Follow on Facebook: https://www.facebook.com/moneytreepodcast
Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast
Follow on Twitter/X: https://x.com/MTIPodcast
691 에피소드
모든 에피소드
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1 The Mar-a-Lago Accord Revealed... And It Will Send Shockwaves Across the Globe 55:46
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1 The Best EFT Diversification for Your Investment Strategy 1:08:35
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1 The Housing Crisis and Inflation: Barriers to the American Dream 50:41
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