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What slowing GDP means for you
Manage episode 456728393 series 3626341
Monika Halan에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Monika Halan 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
In this episode, Monika examines India’s slowing GDP growth, which fell to 5.4% in the second quarter (June-September 2024), pulling the first-half growth to 6%. A sluggish industrial sector, slower urban consumption, and muted private investments are key drivers, while rural spending and services have shown resilience. To meet the RBI’s projected 7% growth, faster economic activity is essential—a goal that now seems unlikely. Monika explores potential government spending and RBI rate cuts as possible solutions to reignite growth.
Slower GDP growth affects everyone, from limited job opportunities and salary hikes to reduced returns for investors. Monika highlights the need for employees to enhance job security and for investors to maintain disciplined asset allocation. Avoiding reactive shifts between equities and safer instruments is critical to navigating these challenging times.
The episode also introduces the government’s PAN 2.0 project, which consolidates PAN, TAN, and TIN into a single identifier to simplify compliance for businesses. Monika reassures listeners that while this benefits businesses, individuals only need to verify their contact details to receive the updated QR-coded PAN card. Links to government resources for further information are shared.
Listener queries explore diverse financial topics. Nagendra from Bengaluru asks about balancing active and index funds across market caps. Akhila, starting a new job abroad, seeks advice on debt repayment, emergency savings, and retirement planning. Varun from Chennai discusses efficient gold investments and portfolio management, raising questions about long-term strategies and intergenerational financial planning.
Chapters:
(0:33 - 3:56) What slowing GDP growth means for you and your finances
(3:57 - 5:53) PAN 2.0: What it means for taxpayers
(5:57 - 8:43) Should you invest in small and mid-cap index funds?
(8:45 - 10:57) Financial priorities for expats with debt
(11:00 - 14:29) Best ways to hold gold for your child’s future
https://pib.gov.in/PressReleasePage.aspx?PRID=2077922
https://incometaxindia.gov.in/Lists/Press%20Releases/Attachments/1214/Press-Release-PAN-2.0-Project-of-the-CBDT-receives-CCEA-Approval-dated-27-11-2024.pdf
If you have financial questions that you’d like answers for, please email us at mailme@monikahalan.com
Monika’s book on basic money management
https://www.monikahalan.com/lets-talk-money-english/
Monika’s book on mutual funds
https://www.monikahalan.com/lets-talk-mutual-funds/
Monika’s workbook on recording your financial life
https://www.monikahalan.com/lets-talk-legacy/
Calculators
https://investor.sebi.gov.in/calculators/index.html
You can find Monika on her social media @monikahalan.
Twitter @MonikaHalan
Instagram @MonikaHalan
Facebook @MonikaHalan
LinkedIn @MonikaHalan
Production House: www.inoutcreatives.com
Production Assistant: Anshika Gogoi
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