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168. Why Your Retirement Plan Sucks
Manage episode 502720864 series 3380772
Jason and Jeff welcome Dan Otter from 403bwise.org to discuss the difficulties educators face with 403(b) retirement plans, how to advocate for better options, and strategies for navigating and improving these retirement plans.
02:27 Dan Otter's Origin Story
05:35 The Problem with 403(b) Plans
15:26 The Importance of Fiduciary Standards
21:41 Understanding Expense Ratios in Index Funds
22:07 Hiring a Fee-Only Financial Advisor
22:53 The Impact of Fees on Long-Term Savings
24:21 Advocating for Better Retirement Plan Options
25:48 Empathy for School Districts and Their Challenges
29:06 The Importance of Offering Low-Cost Retirement Plans
30:25 Building an Army to Advocate for Better Options
33:23 The Benefits of a Roth IRA for Educators
35:38 Navigating Bad 403(b) Plans and Finding Solutions
*****************************************
Check out Dan’s work at https://403bwise.org
Subscribe to the Teach and Retire Rich podcast wherever you get podcasts
*****************************************
Join our Patreon
Subscribe to our portfolio on Savvy Trader
*****************************************
Email: [email protected]
Twitter: @InvestingPod
Check out our YouTube channel for more content:
******************************************
To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted
******************************************
Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube
******************************************
216 에피소드
Manage episode 502720864 series 3380772
Jason and Jeff welcome Dan Otter from 403bwise.org to discuss the difficulties educators face with 403(b) retirement plans, how to advocate for better options, and strategies for navigating and improving these retirement plans.
02:27 Dan Otter's Origin Story
05:35 The Problem with 403(b) Plans
15:26 The Importance of Fiduciary Standards
21:41 Understanding Expense Ratios in Index Funds
22:07 Hiring a Fee-Only Financial Advisor
22:53 The Impact of Fees on Long-Term Savings
24:21 Advocating for Better Retirement Plan Options
25:48 Empathy for School Districts and Their Challenges
29:06 The Importance of Offering Low-Cost Retirement Plans
30:25 Building an Army to Advocate for Better Options
33:23 The Benefits of a Roth IRA for Educators
35:38 Navigating Bad 403(b) Plans and Finding Solutions
*****************************************
Check out Dan’s work at https://403bwise.org
Subscribe to the Teach and Retire Rich podcast wherever you get podcasts
*****************************************
Join our Patreon
Subscribe to our portfolio on Savvy Trader
*****************************************
Email: [email protected]
Twitter: @InvestingPod
Check out our YouTube channel for more content:
******************************************
To get 15% off any paid plan at fiscal.ai, visit https://fiscal.ai/unscripted
******************************************
Listen to the Chit Chat Stocks Podcast for discussions on stocks, financial markets, super investors, and more. Follow the show on Spotify, Apple Podcasts, or YouTube
******************************************
216 에피소드
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