Beware of Retirement Half-Truths

Candid Conversations: Retirement Talk with Ryan Cravitz

We hear a lot of half-truths in the financial world, not necessarily because people try to make misleading statements, but because sometimes a simple statement just doesn’t quite tell the whole story.
On this episode, we’ll discuss a few examples that seem straightforward but have nuances that can significantly impact your retirement strategy.

Here are the half-truths we’ll explain in this episode:

• Don’t worry about those losses because the market always goes up in the long run.
• Diversification is the key in retirement planning.
• You should withdraw 4% annually from your retirement savings.
• Saving just enough to match your employer’s 401(k) contribution is sufficient.
• You don’t need a retirement plan if you plan to work throughout retirement.

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Investment Advisory Services offered through Brookstone Capital Management, LLC (BCM) a Registered Investment Advisor. Cravitz Financial & Insurance Solutions are independent of each other. Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional. Ryan Cravitz and Cravitz Financial & Insurance Solutions are not affiliated with or endorsed by the Social Security administration or any other government agency.