))
The $300 Billion Embedded Finance Revolution: AI, Payments, and Strategic Growth
Manage episode 509114636 series 3650566
Rutger van Faassen에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Rutger van Faassen 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
David Chung, Partner at Simon Kucher, explores the $300 billion embedded finance opportunity, discussing three key market trends driving growth. He shares insights on revenue acceleration strategies for financial institutions, fintechs, and software providers while examining AI's transformative impact on the industry's future.
Key Takeaways
- Embedded finance represents a $300 billion revenue opportunity with over 20% CAGR growth driven by convergence of payments and software
- Three primary trends fuel growth: payments-software convergence, merchant demand for all-in-one solutions, and customer expectations for frictionless experiences
- Revenue acceleration can be realized quickly - some clients see ROI within months through strategic pricing and positioning optimizations
- Payment processing will become commoditized within 10 years, requiring differentiation through customer experience, features, and white-glove service
- AI will disrupt front, middle, and back office operations, requiring holistic organizational strategy beyond narrow functional applications
- Financial institutions must develop comprehensive AI strategies now, considering scenarios for business restructuring and resource reallocation
- Success requires understanding where AI capabilities integrate within business operations to impact overall strategy and resourcing decisions
Key Words
Embedded Finance, Payments Revolution, Revenue Acceleration, Simon Kucher, Financial Services Strategy, AI Transformation, Go-to-Market Strategy, Business Banking, Fintech Innovation, Future Planning, Commercial Strategy, Value Proposition
Chapters
00:00 Introduction to David Chung and His WHY
01:10 Understanding Client Needs and Problem Solving
02:17 Trends in Embedded Finance and Payments
04:15 Engagement Strategies for Client Value
05:53 Accelerating Revenue in Financial Services
07:50 Future of Financial Services: A 10-Year Outlook
09:18 The Role of AI in Financial Services
10:59 Preparing for Future Changes in Financial Services
60 에피소드
공유
