A podcast where a guy reads the overdraft terms and conditions from big banks
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Podcast by The Terms & Conditions
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Looking for a Podcast on Digital Rights in Africa? Terms and Conditions is a podcast brought to you by Berhan Taye and Neema Iyer.
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In Terms and Conditions Apply, join Ethan D. Smith as he explores the history, nuance, and occasional absurdity of modern terms and conditions agreements. Support this podcast: https://podcasters.spotify.com/pod/show/terms-and-conditions/support
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In this episode, we get into the business of government surveillance. We go to Ethiopia, Nigeria, South Africa, and Uganda to inquire how and why governments surveil their citizens, tap our phones, lurk in our emails, and follow our digital footprints. We discuss why the South African RICA law, aka surveillance law, was declared unconstitutional, a…
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In this episode, we talk to Josephine Miliza of TunapandaNET and Chenai Chair, intersectional feminist techie, about what connectivity and "the internet" means in today's world. Is the internet a fluffy cloud or is it more submarine cables? We explore community networks, universal service funds and how feminist research and methods can create a mor…
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Ever wonder why women have been forced to apologize, and even face arrest when their private images are leaked? In this episode, we talk about technology-facilitated violence against women. We ask who's responsible, why the tech-bros are trying to undress women, and what role do law enforcement and social media platforms play in facilitating and mi…
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Misinformation and disinformation have real-life implications in the offline world. Through her Creative Media Award from the Mozilla Foundation, Neema explores how disinformation and the algorithms behind it affect East Africans. “Choose your own fake news” is an interactive game that explores all of these issues. In this episode, we hear from Nee…
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In this episode, we try to bust some of the myths and misconceptions around digital IDs. Why do refugees burn their figure prints? Is data protection all you need before rolling out digital ID programs? Will everyone qualify for a digital ID? Do we even need digital IDs? What happens when our private information is leaked? These are some of the que…
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Podcast brought to you by Neema Iyer and Berhan Taye. The world is a different place than it was when we brought you Season 1 of this podcast. Since we last signed off, so much has changed. More than 3 million people have been diagnosed with Corona Virus, and more than 250,000 have died globally. Governments have institutionalized lockdowns, curfew…
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In this final episode, we'll discuss the options we have as users when it comes to securing our online privacy in response to terms and conditions agreements and privacy policies. For show notes, references, and further reading, visit this episode's blog post: https://termsconditionsapply.com/2019/12/18/what-do-we-do-now-terms-and-conditions-apply-…
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If any meaningful change to terms and conditions agreements is to happen, would it require government intervention? For references and further reading, including links referred to in the show, visit this episode's blog post on termsconditionsapply.com Music from https://filmmusic.io: "Airport Lounge" by Kevin MacLeod (https://incompetech.com) Licen…
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If Terms and Conditions agreements are effectively contracts we sign with large companies, what happens when there’s a dispute? How are these agreements seen through the eyes of the law? Follow the show on Twitter @TermsCondPod More information on my guests: Chris Cotropia University of Richmond faculty page “Higher Education and the DMCA” Chris Co…
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In this episode, we explore the history of Internet advertising as it relates to Terms & Conditions agreements. Is advertising a necessary evil, or the Internet’s original sin? Follow the show on Twitter for updates: @TermsCondPod Interested in learning more about Ethan Zuckerman’s research group at the MIT Media Lab? Learn more here: https://www.m…
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Everyone knows that “I have read the Terms and Conditions” is the biggest lie on the Internet. But in an age where these contracts are present on almost every website online, just what is it we’re agreeing to when we accept the terms provided to us by web companies? Follow the show on Twitter for updates @TermsCondPod Links and further reading: “Wh…
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Join Ethan D. Smith on November 20th for a limited podcast series that explores the implications of Terms & Conditions agreements in the digital age. For more information and links to subscribe, visit termsconditionsapply.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/terms-and-conditions/messageSupport this podcast: https…
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Digital Democracy, Analogue Politics with Nanjala Nyabola
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In this episode, we speak with Nanjala Nyabola the author of the Digital Democracy, Analogue Politics: How the Internet Era is Transforming Politics in Kenya. Nanjala discusses the problematic role technology played in the last two elections in Kenya, why Kenya did not shut down the internet during the last elections, and if and how social media ca…
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Everyday, Big Banks make close to a $100 million in overdraft fees. Next year, Big Banks are estimated to rake in $40 billion in overdraft fees, and that's possible because 1 in 4 Americans are being hit with these fees. The major issue is that almost nobody actually reads the terms and conditions of these overdrafts from big banks, and have no clu…
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continue reading
Everyday, Big Banks make close to a $100 million in overdraft fees. Next year, Big Banks are estimated to rake in $40 billion in overdraft fees, and that's possible because 1 in 4 Americans are being hit with these fees. The major issue is that almost nobody actually reads the terms and conditions of these overdrafts from big banks, and have no clu…
…
continue reading
Everyday, Big Banks make close to a $100 million in overdraft fees. Next year, Big Banks are estimated to rake in $40 billion in overdraft fees, and that's possible because 1 in 4 Americans are being hit with these fees. The major issue is that almost nobody actually reads the terms and conditions of these overdrafts from big banks, and have no clu…
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continue reading
Following the continued fallout of a massive data scandal at Facebook, we're left wondering about how equipped African government and citizens are to handle and protect private information. Are there laws in place to protect our privacy? Can they be implemented appropriately? What does GDPR mean for technology companies across the continent? We cha…
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Smashing the Online Patriarchy - we speak with Sandra Kwikiriza and Koliwe Majama about their work in fighting the patriarchy online. Koliwe's report - https://koliwemajama.co.zw/pitfalls-of-the-internet-as-a-development-tool-a-study-of-the-politics-of-internet-use-by-gender-and-sexual-minorities-in-zimbabwe/ https://twitter.com/koliwemajama…
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Welcome back to The Ts and Cs! I've got an episode inspired by recent experiences around gendered spaces in the world and the ways in which people interact publicly. This is an exploration of how we characterise and view harassment and how to go about fixing it. Don't forget to follow our social media and subscribe on iTunes or Soundcloud so you ne…
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After a hiatus for a big international move and the holiday season, I'm coming back with another themed episode about all the things that come along with mixing generations towards the end of the year. Hope you enjoy, would love to hear your feedback for future episodes!Adam Ruins Everything episode - https://www.youtube.com/watch?v=D11jAEKgB2o…
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Here is my Halloween episode, slightly late but still important. In this episode, I talk about the politics around blackface, cultural appropriation and girls wearing "slutty" costumes. Things mentioned!Blackface examplehttps://www.youtube.com/results?search_query=blackfaceBuzzfeed costume videohttps://www.youtube.com/watch?v=kw0ewOVjT5w&t=10sDear …
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Feminism! What a huge topic! As something that is firmly a part of my own identity, it seemed important to discuss the legitimacy of rejecting or accepting the movement as part of everyday life. Stuff mentioned:Freakonomics Radio – The True Story of the Gender Pay Gaphttp://freakonomics.com/podcast/the-true-story-of-the-gender-pay-gap-a-new-freakon…
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Bet you weren't expecting another episode so soon! This was eating at me so I decided to make a podcast about Taylor Swift and girl squads and the power of female friendship. Hope you enjoy, would love to hear your feedback! martha@thetermsandconditions.net저자 The Terms & Conditions
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Here's my porn episode! Had a bit of a tricky time recording this one but hope it all makes sense. Porn plays such a huge role in our new culture of sexualisation and oversharing, but I think there's a way to navigate it that's sex positive and emphasises sexual health and wellbeing. Would love to hear your thoughts.For more good stuff, check out:H…
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Welcome to Episode 2! In this episode we're talking about power structures and the embedded hierarchies of our society. I talk about some iconic social psychology experiments and their real world implications. Don't forget to subscribe so you don't miss any future episodes of The Terms & Conditions.Also, I want to acknowledge that in this episode I…
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Episode 1 - Bodies by The Terms & Conditions저자 The Terms & Conditions
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