))
Taler fra Credokirken
…
continue reading
In the creative world, passion and talent are essential. But understanding the business side is fundamental for sustained success. "From Creative Passion To Profit" bridges the gap between creativity and commerce, providing you with the tools to manage your finances, develop marketing strategies, and grow your entrepreneurial mindset. By focusing on practical financial and business advice, specifically for individual artists and creatives, this podcast will provide valuable and focused suppo ...
…
continue reading
How do today’s masters create their art? American Masters: Creative Spark presents narrative interviews that go in-depth with an iconic artist about the creation of a single work. Each episode offers a unique window into the world of art and the creative process of artists and cultural icons across a wide range of disciplines, from music and comedy to poetry and film. Explore more at www.pbs.org/creativespark
…
continue reading
Podkast fra Credo Frikirke - credofrikirke.no
…
continue reading
Welcome to the Credo Podcast where doctrine matters. Eavesdrop on conversations between Matthew Barrett and top theologians about the most pressing and important theological issues today.
…
continue reading
Formerly The Accidental Creative. Being a creative professional should be the greatest job in the world. You get to solve problems, express yourself, bring something new into the world and you get paid to do it. What's not to love. Yet every day, creative pros face, tremendous pressure and uncertainty. The temptation is just to play it safe, surrender to distraction and settle for less than your best daily creative is about making sure that's not your story. Each episode focuses on a topic r ...
…
continue reading
Os filmes aqui discutidos serão prova de que bilheteria não é sinônimo de sucesso, já que falharam como cinema
…
continue reading
Join Australia's most sought out political commentator Peta Credlin as she offers her razor sharp political analysis each weeknight.
…
continue reading
Need street cred as an indie artist? Are you a music fan that wants to see behind the curtain? Wanna know what the people do that get it done everyday in music? Come with me and let's discuss!
…
continue reading
A Weekly Podcast Companion for Your Creative Journey Transform your creative potential into reality by making your creativity a practice. A “creative discipline” can feel like an oxymoron. Creativity is about doing something new. Discipline is about doing something consistently. The aim of this podcast is to help you strike that elusive balance. Each week, New York Times Bestselling Author Illustrator Andy J. Pizza shares everything he’s learning about building a thriving creative practice. ...
…
continue reading
www.postcredittalk.de
…
continue reading
FCTTN is a spin-off of the hugely successful rugby league show Full Credit to the Boys, hosted by internet personality Former Legend, which wrapped up at the end of 2023. Former Legend, a knowledgeable motorsport fan, will host the fast-moving, unpredictable spin-off along with Andrew van Leeuwen in what will be an unmissable listen.
…
continue reading
Full-cast audio dramas, including adaptations of unproduced screenplays, short stories and more!
…
continue reading
The Show Where We Talk About Thing(s)
…
continue reading
The internet isn't helping...
…
continue reading
Looking for timely information on fixed income trends and market opportunities? PGIM Fixed Income is proud to bring you, All the Credit. Each month, All the Credit features new guests that cover what matters most in global fixed income and how it could impact your portfolio.
…
continue reading
6 Figure Creative is a podcast that helps freelance creatives earn more money by doing what they love. If you’re trying to avoid the never-ending grind of a 9–5, or just want to earn more money doing what you do best (creating), 6 Figure Creative is your new favorite show! Join host Brian Hood and his guests as they explore topics such as mental health, finances, sales, marketing, time management, the digital nomad lifestyle, and more.
…
continue reading
Latest podcasts from The Credit Pros.
…
continue reading
On every episode we will interview an authority across different industries who has deep industry knowledge and vast experience in the field. On this season of The Cred podcast, we will seek to understand the art and science of decision making.
…
continue reading
A podcast that explores the profoundly human journey of bringing your passions and ideas to life.
…
continue reading
Welcome to Credibly Challenged, a podcast on risk management issues for financial institutions of all sizes. Each month, Mayer Brown regulatory partner, Matt Bisanz, will interview a risk leader to discuss their best practices for managing risk and trends in the industry. He also will explore how they built a career in this fast-growing area and what advice they have for those just starting out.
…
continue reading
We provide information on how to build business credit AND access funding for small business owners and entrepreneurs. Hosted by Business Credit Expert, Noel A. Booker Sr., CEO at BusinessCreditBuilder.US LLC.
…
continue reading
#CreditChatLive is a new video series that brings consumers enlightening discussions and interviews with a diverse range of experts, covering an array of financial topics from credit scores, to budgeting tips, debt management, and more, aimed to equip listeners with the knowledge and strategies needed to achieve financial success. For over a decade, Experian has been hosting engaging financial conversations on X, the platform formerly known as Twitter, every Wednesday at 3 p.m. ET. Evolving ...
…
continue reading
Writing Craft and Creative Business
…
continue reading
Welcome to Through The Creative Door. Join Alexis Naylor as she chats to an array of creative guests, getting a glimpse into their world and having some honest and inspiring conversations.
…
continue reading
Sharing the ultimate biweekly live stream party with Mark, Lisa and Neil! It's super laid-back, and they're all about bringing creative minds together for an hour of amplifying the Ecamm Fam's talents! 🎉🎨🚀 www.youtube.com/@CreativeAmplifiers
…
continue reading
Hey there! It's Matt here, and I'm about to pull back the curtain on something that's been keeping THOUSANDS of Americans trapped in a cycle of debt and financial frustration... Welcome to "Freedom Credit Repair," the podcast that's going to completely transform how you think about your credit score!
…
continue reading
Podcast by Justin Credible
…
continue reading
Stay informed with our weekly episodes offering insights into the latest developments in commercial real estate (CRE) and interviews with market participants. Join Martha Coacher, Manus Clancy, and Dianne Crocker as they provide CRE data in context. Subscribe so you don't miss an episode.
…
continue reading
Each Tax Credit Tuesday, the Novogradac audio broadcast offers an in-depth weekly look at tax credit topics. A new episode is posted here and on the RSS Feed by 1 p.m. Pacific Time every Tuesday.
…
continue reading
Are you intrigued by Commercial Real Estate? Join Heather Ewing, CCIM each week as she dives into CRE trends, Deals, and Developments throughout Madison, WI. Learn the crucial role of Mindset in CRE and Marathons! Success leaves Clues.
…
continue reading
Harry Jacobs is a certified FICO Pro and renowned credit repair expert. With 12+ years of hosting The Credit Show, Harry has established himself as a trusted source of information on credit-related issues. He often appears as a guest on Las Vegas area TV news outlets to share his expertise and discuss credit-related matters with their audiences. Reach Harry at 855-526-9250.
…
continue reading
Welcome to Creative Principles, I'm your host Brock Swinson. Here I'll be speaking with writers, directors, actors, musicians and more. We'll discuss the habits, routines, and methods of a creative life.
…
continue reading
Inside CRE features interviews with commercial real estate leaders who share industry and career insights. NAIOP, the Commercial Real Estate Development Association, is the development industry’s leading source for education, advocacy and connections that drive your business forward. Inside CRE is brought to you by CLA. To learn more about NAIOP and join a network of over 21,000 commercial real estate professionals, visit www.naiop.org.
…
continue reading
With experience at ESPN, Golf Channel, PGA TOUR LIVE, Westwood One, the Orlando Magic, and Bally Sports, among others, Whit Watson has intimate knowledge of what happens beyond the range of the camera. With Media Credentials, you'll get the inside story of what you see and hear on a sports broadcast, and get insight from the professionals who make it happen. Want to know how the sausage is made? Your Credentials have been approved.
…
continue reading
Commercial real estate is a $20 trillion industry and a force that shapes America’s economic fabric and culture. No Cap by CRE Daily is the commercial real estate podcast that gives you an unfiltered ”No Cap” look into the industry’s biggest trends and the money game behind them. Each week co-hosts Jack Stone and Alex Gornik break down the latest headlines with some of the most influential and entertaining figures in commercial real estate.
…
continue reading
The Extra Credits is hosted by two teachers searching for meaning in your favorite movies and shows. We cover new releases with movie drafts, ranking games, interviews, and more!
…
continue reading
Motivational speeches / Humorous speeches in Tamil By NagendraBharathi
…
continue reading
Welcome to Credit Shift, the podcast that dives into the challenges and opportunities, tools, and strategies shaping the world of credit, digital debt collection, and digital transformation. Brought to you by Webio.com, Credit Shift explores key industry trends and innovations, featuring insights from Webio experts and industry leaders. Whether you're navigating AI in collections, customer engagement strategies, or the future of digital debt collection, this podcast is your go-to resource fo ...
…
continue reading
Hosts Violaine "Vee" Briat and Sean "LordSpew" Glaze doodle and chat with artists about their creative journey, lives, and how they break through their "creative block". Violaine Briat - https://twitter.com/violainebriat Sean Glaze - https://twitter.com/lordspew
…
continue reading
1
Credit Union Exam Solutions Presents With Flying Colors
Mark Treichel's Credit Union Exam Solutions
1
239
Tips for Credit Unions Success on the NCUA Examination. Brought to you by Mark Treichel's Credit Union Exam Solutions.
…
continue reading
Hannah Ashe interviews women who have made creative career changes, often a little later in their lives. For more information and to see my writing on this subject, visit: chezhanny.substack.com
…
continue reading
Welcome to Coaching for Creatives. My name is Kirstine Call. I’m a therapist trained life coach and a children’s book author. Join me and together we’ll get the drama out of our lives and onto the page.
…
continue reading
A relentlessly on topic smorgasbord of hard hitting video game questions as addressed by a panel of experts. Featuring Frank Cifaldi, Ash Parrish, Brandon Sheffield, and a rotating group of special guests. Hosted by Alex Jaffe. Edited by Esper Quinn. Original music by Kurt Feldman.
…
continue reading
"2 Creative Guys Talking AI" — The Creative Entrepreneur Show is for creative entrepreneurs (all entrepreneurs are creative). Rosh and Bryon share insights on AI (artificial intelligence) and how it relates to digital marketing, social media, and the growth of creative businesses. Hosted by Rosh Sillars and Bryon Scott, you can tune in at https://creativeentrepreneurshow.com Since (multiple evolutions) 2008.
…
continue reading
The AFSA Extra Credit Podcast is a quick take on the consumer credit industry from the professionals who work in it every day.
…
continue reading
A podcast where we navigate the Hell out of being a Creative Mom with Humor and Heart. Honest convos. Hilarious stories. Inspiring guests. You are NOT alone. Hosts: Cherice Barton & Shelly Hutchison Producer: Jessica RG OKeefe, Breatheasy Productions
…
continue reading
In this episode of Daily Creative, we share insights from my recent (grueling, yet rewarding) speaking tour across the United States, where I delivered nine keynote presentations in just 14 days. My travel provided me with valuable lessons and inspiration, captured as quick sketches and observations in my notebook. Today, I'm pulling back the curta…
…
continue reading
Explore the powerful intersection of creativity, leadership, and vulnerability. What does it really take to lead with authenticity in a world that constantly pressures us to fit into neat boxes and follow the rules? Legendary creators teach us creative courage isn't just about breaking boundaries—it’s about breaking ourselves open. We have to shed …
…
continue reading
1
#353: The Unexpected Benefits of Paid Ads (It’s More Than Just Leads)
19:59
19:59
나중에 재생
나중에 재생
리스트
좋아요
좋아요
19:59
You already know that paid ads bring in clients. Duh. But what if I told you the real magic isn’t just in the ROI? But what if I told you some of the biggest benefits of paid ads have nothing to do with advertising ROI? Instant market feedback (know what actually resonates with clients) A sales process that improves fast (because you’re getting mor…
…
continue reading
Concerns the US is headed for recession amid Trump’s tariff war, a proposal for how Australia can avoid a hung parliament. Plus, Ayaan Hirsi Ali on the Syrian massacre being ignored by much of the Western media. See omnystudio.com/listener for privacy information.저자 Sky News Australia / NZ
…
continue reading
1
NASCUS Chair & Iowa Credit Union Division Superintendent Katie Averill
31:21
31:21
나중에 재생
나중에 재생
리스트
좋아요
좋아요
31:21
www.marktreichel.com https://www.linkedin.com/in/mark-treichel/ Recorded just prior to GAC... check out this great interview with Katie Averill of Iowa and NASCUS...저자 Mark Treichel's Credit Union Exam Solutions
…
continue reading
In this episode of Credit Shift, Mark Oppermann and Graham Bragg chat about the often overlooked power of SMS in digital debt collection and customer engagement. While it might be one of the older technologies in the mix, SMS still has loads to offer – and many businesses aren't using it to its full potential. They dig into how personalisation, aut…
…
continue reading
Welcome back to another episode of "From Creative Passion to Profit", with me, Mahmood Reza. In this episode, titled "The Paradox Power of Procrastination for Creatives" we explore the multifaceted world of procrastination. We often view procrastination as a negative force, linked to laziness and inefficiency. However, I'd like to challenge this pe…
…
continue reading
Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.저자 The Credit Pros
…
continue reading
1
Simple Yet Best Guide To FICO Score Vs. Credit Score In 2023
3:47
3:47
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:47
A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…
…
continue reading
1
Navigating Credit: Credit Report Vs. Credit Score Explained
3:19
3:19
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:19
A credit score is a numerical representation of creditworthiness, ranging from 300 to 850, while a credit report details an individual's credit activity, including loans, payments, and defaults. Credit scores are calculated based on payment history, amounts owed, length of credit history, credit mix, and new credit inquiries. Each factor contribute…
…
continue reading
1
Se revelan los rasgos comunes de las personas con puntajes crediticios altos
3:33
3:33
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:33
Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.저자 The Credit Pros
…
continue reading
La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…
…
continue reading
Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.저자 The Credit Pros
…
continue reading
Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …
…
continue reading
Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…
…
continue reading
1
¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito
2:11
2:11
나중에 재생
나중에 재생
리스트
좋아요
좋아요
2:11
La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…
…
continue reading
1
Damon DeCrescenzo Drops Gems On School Of Wealth - The Credit Pros
2:53
2:53
나중에 재생
나중에 재생
리스트
좋아요
좋아요
2:53
Damon DeCrescenzo, CEO of The Credit Pros, reflects on his business journey on the School of Wealth podcast. Despite facing challenges, he emphasizes the importance of personal development and offers advice to entrepreneurs to take life at a slower pace and not to overburden themselves with seriousness.…
…
continue reading
Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …
…
continue reading
The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…
…
continue reading
1
Puntaje de crédito 850: beneficios de puntajes de crédito perfectos
3:17
3:17
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:17
Tener un puntaje de crédito FICO de 850 ofrece múltiples ventajas, como tasas de interés más bajas, aprobaciones de préstamos más fáciles y límites de crédito más altos. Se alcanza este puntaje excepcional manteniendo un buen historial de crédito, utilizando tarjetas de crédito con responsabilidad, y diversificando el tipo de crédito. Es esencial r…
…
continue reading
To improve your credit score in 2016, check your free annual credit report, pay bills on time, manage credit cards wisely by paying off debt and not closing unused accounts, and spend within your means to keep credit utilization low.저자 The Credit Pros
…
continue reading
The article discusses signs indicating the need for professional credit repair, such as loan denial, fear of credit reports, debt collector calls, credit card application rejections, and a desire for financial change. It advises researching reputable credit repair services and highlights actions that harm credit scores, the purpose of credit repair…
…
continue reading
1
Los 5 mejores programas de reparación de crédito: TheCreditpros
3:24
3:24
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:24
La reparación de crédito es esencial cuando se encuentran errores en los informes crediticios. Existen programas económicos de reparación de crédito que ayudan a corregir estos errores, ofreciendo servicios como monitoreo, alertas de fraude, y asesoría financiera. Diferentes programas atienden a necesidades particulares, y algunos incluso ofrecen g…
…
continue reading
Boosting your credit score is crucial for first-time home buyers to secure better mortgage terms. Understand credit score factors, avoid common pitfalls, take strategic actions to improve your score, and consider professional credit repair services. This guide provides essential tips and steps to enhance your credit health and secure favorable mort…
…
continue reading
1
CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles
3:01
3:01
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:01
La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…
…
continue reading
The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.저자 The Credit Pros
…
continue reading
Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…
…
continue reading
1
Ahorre dinero con préstamos para estudiantes: dos formas sencillas
3:25
3:25
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:25
Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…
…
continue reading
The 'Length of Credit History' accounts for 15% of your FICO credit score, emphasizing the age of your accounts and the average age of all accounts on your report. The authorized user strategy can help improve this by being added to an older, healthy account, but there are risks involved, such as the potential negative impact of a high utilization …
…
continue reading
To protect against identity theft, be cautious with email links and files, use password managers, stay informed about data breaches, regularly check credit reports, and use resources like haveibeenpwned.com to see if your info has been compromised. Taking immediate action after a breach can further secure your identity.…
…
continue reading
Las tarjetas de crédito ofrecen un saldo renovable con intereses por saldo no pagado, mientras que las tarjetas de cargo deben pagarse en su totalidad mensualmente sin intereses. Las tarjetas aseguradas requieren un depósito de garantía, a diferencia de las no aseguradas. Las tarjetas de cargo suelen ser para usuarios solventes o empresas y pueden …
…
continue reading
1
Cómo aumentar el puntaje crediticio (RÁPIDO y con cronogramas) - The CreditPros
4:46
4:46
나중에 재생
나중에 재생
리스트
좋아요
좋아요
4:46
Para mejorar el puntaje crediticio rápidamente, es clave abrir cuentas nuevas, pagar deudas, monitorear y disputar errores en informes de crédito, y aumentar límites de crédito. Estrategias específicas dependen del objetivo de puntos a aumentar y el tiempo disponible, con acciones como pagar facturas a tiempo y gestionar la utilización de crédito. …
…
continue reading
1
La diferencia entre informes crediticios y puntaje crediticio
2:56
2:56
나중에 재생
나중에 재생
리스트
좋아요
좋아요
2:56
Los informes crediticios contienen detalles de actividad crediticia y pagos, mientras que los puntajes crediticios son cálculos numéricos de riesgo crediticio basados en esos informes. Hay tres principales agencias de informes (Equifax, Experian, TransUnion), y aunque cada persona tiene derecho a informes crediticios gratuitos anualmente, los punta…
…
continue reading
Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…
…
continue reading
1
¿Cuánto tiempo permanecen los pagos atrasados en su informe de crédito?
2:35
2:35
나중에 재생
나중에 재생
리스트
좋아요
좋아요
2:35
Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…
…
continue reading
1
¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito
3:10
3:10
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:10
Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…
…
continue reading
1
Los fundadores de Credit Pros: Taller de asociación LeadsCon
3:11
3:11
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:11
Damon De Cresenzo y Jason Kaplan, cofundadores de The Credit Pros, compartirán su experiencia en finanzas y desarrollo empresarial en el Taller de Asociación Estratégica de LeadsCon en Las Vegas. El taller se centrará en cómo las asociaciones estratégicas pueden mejorar los resultados del negocio, estructurar el marketing colaborativo, y escalar as…
…
continue reading
1
Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito
2:41
2:41
나중에 재생
나중에 재생
리스트
좋아요
좋아요
2:41
Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.저자 The Credit Pros
…
continue reading
1
¿Qué se puede disputar en un informe crediticio? - Los profesionales del crédito
3:11
3:11
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:11
Los consumidores tienen derecho a disputar cualquier información en sus informes de crédito según la FCRA. Esto incluye errores de información personal, saldos incorrectos, cuentas desconocidas, pagos atrasados inexactos y cualquier dato cuestionable. Es esencial ser proactivo al corregir errores para evitar daños financieros, y la CRA tiene 30 día…
…
continue reading
Los préstamos a plazos son una opción popular para financiar grandes compras, permitiendo pagos programados y pueden mejorar el puntaje crediticio. Existen dos tipos: garantizados y no garantizados. Los bancos y prestamistas ofrecen estos préstamos, pero se deben evitar prácticas depredadoras como los préstamos de día de pago. Un buen puntaje credi…
…
continue reading
1
La guía rápida y sucia para su puntaje crediticio: The Credit Pros
3:52
3:52
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:52
Su puntuación crediticia es una medida numérica de su solvencia, afectando las tasas de interés y las condiciones de préstamo. Se compone de historial de pagos, montos adeudados, mezcla de crédito, duración del historial crediticio y nuevo crédito. Las agencias de crédito ofrecen diferentes versiones de su puntaje. Para mejorar su crédito, consider…
…
continue reading
Mortgage interest is a key aspect of homeownership, with various loan types and repayment periods affecting monthly payments. Fixed-rate mortgages offer stable payments but can be costly over time, while adjustable-rate mortgages start cheaper but can fluctuate. Interest-only and jumbo loans cater to specific financial situations, with other homeow…
…
continue reading
1
Credit Bureaus Settlement: Consumer Assistance Plan Overview
3:47
3:47
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:47
Credit reporting errors can severely impact individuals' lives, leading to numerous complaints against credit bureaus and their data furnishers. The National Consumer Assistance Plan (NCAP) emerged from a multi-state settlement to enforce changes favoring consumers, such as providing an additional free credit report upon successful disputes, updati…
…
continue reading
La CFPB multó a Equifax y TransUnion por engañar a los consumidores al vender puntajes de crédito y por inscripciones automáticas en suscripciones pagas sin transparencia. La multa fue de $5.5 millones y $17.6 millones en restituciones. Los puntajes de crédito no son únicos y varían según la entidad y propósito. La CFPB protege los derechos de los …
…
continue reading
1
Eliminación de deuda: Bank Of America y JP Morgan Chase News
3:26
3:26
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:26
Bank of America y JP Morgan Chase han decidido eliminar las deudas impagas de los informes crediticios, afectando a casi un millón de ciudadanos en EE. UU. Estas deudas, aunque nulas tras la quiebra de los bancos, han causado problemas a los deudores. El Tribunal señaló que no actualizar estos informes es una violación de la ley federal. Los bancos…
…
continue reading
1
El crédito importa en tiempos inesperados: manténgase informado
3:08
3:08
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:08
Su puntaje crediticio afecta más allá de préstamos y tarjetas de crédito: empleo, seguros, servicios públicos, vivienda y alquiler de vehículos. Un buen crédito puede facilitar estos procesos y ahorrar dinero.저자 The Credit Pros
…
continue reading
1
Lo que necesita saber sobre el Plan Nacional de Asistencia al Consumidor
3:32
3:32
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:32
El Plan Nacional de Asistencia al Consumidor (NCAP) es un acuerdo implementado por Equifax, TransUnion y Experian para mejorar la precisión de los informes de crédito y facilitar el proceso para los consumidores. Incluye cambios importantes como un período de espera de 6 meses para informar deudas médicas, eliminación de deudas no contractuales de …
…
continue reading
1
Por qué las parejas separan el crédito: 4 razones cruciales
3:12
3:12
나중에 재생
나중에 재생
리스트
좋아요
좋아요
3:12
Las parejas deberían mantener su crédito por separado debido a los riesgos de deuda conjunta, límites de crédito afectados por el puntaje de un socio, problemas financieros tras una ruptura, y dificultades para obtener tarjetas de crédito con ingresos combinados.저자 The Credit Pros
…
continue reading
To combat harassment by collection agencies, send a written notice via Certified Mail demanding contact only by mail. If they call again, it's illegal and you can sue.저자 The Credit Pros
…
continue reading
