Early Retirement 공개
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Welcome to the Early Retirement Roadmap podcast, your audio guide to preparing for and thriving in early retirement! If you’re dreaming of retiring early but feeling overwhelmed about where to start, or if you’re already retired and looking to make the most of your freedom, you’re in the right place. I’m your host Mike Upland, and I successfully retired at 55. Through this podcast, I share my personal early retirement journey—the victories, the challenges, and all the essential lessons I’ve ...
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Ari Taublieb is a CERTIFIED FINANCIAL PLANNER™ and Vice President of Root Financial Partners. Ari Taublieb, CFP®, MBA specializes in helping people navigate an early retirement. I get it...retirement sounds overwhelming (an early retirement may sound particularly overwhelming)! Does it just feel like there's so much to consider and you just want to make sure you're doing everything you can to set yourself up right? If I may ask...why do YOU want to retire early? Do you want to travel? Have y ...
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This show is created for anybody interested in being financially free and understanding the benefits of generating passive income through long-term investing. The common goal is to reach your time-freedom point (ASAP) and no longer have to exchange time for money. If you find yourself craving early retirement, seeking answers, struggling to take that first step, or just look for new information, you need to tune in! Join Axel and special guests as they discuss many different success strategi ...
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Life after college graduation is never easy, especially when you're broke. As I go through my journey, I'm bringing some of the dopest creatives in the New York City with me. Join us as we drop knowledge on how to barely survive...and if this all goes according to plan, we'll all be set for Early Retirement.
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On Apartment Investing For Early Retirement, we sit down with accomplished investors, leaders, and industry experts in the world of multifamily real estate. We discuss how to capitalize on the vast opportunity that apartment investing presents to build wealth and help you achieve your financial goals.
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DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing…
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Retiring early doesn’t mean cutting out everything you love, it means being intentional about what truly adds value to your life. In this episode of Root Talks, we take a closer look at the spending choices that can either delay or accelerate your path to early retirement. We explore which tradeoffs are worth making, where small changes can have a …
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Should you claim Social Security early, wait until full retirement age, or delay until 70? In this podcast, we walk through a real retirement case study and run the numbers to show how your claiming age affects your investments, taxes, and even your health insurance premiums. 📊 See why delaying may not always be the best choice—and how opportunity …
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In this episode, Axel will summarize how you can take advantage of employment rates when looking at investment properties. *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at htt…
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In this episode, Ari and James explore the emotional and practical sides of retiring—specifically, how to have the conversation that officially ends your career. Whether you're months away or years out, this discussion tackles the fear, hesitation, and freedom that come with telling your boss you're done. You'll hear real stories from Root Collecti…
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In this episode, it was an honor to interview Jeff Kikel is an Entrepreneur, Author, and Podcaster. Starting off as a shy introvert, Jeff went on to become a successful financial advisor. After 20 years and 7 failed attempts at starting side hustles, Jeff left the corporate world and formed his first two successful businesses in 2015. This led to s…
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In this episode, let's use this strategy of using inflation for investing. *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab …
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The 4% withdrawal rule does not apply to early retirees since it's based on a 30-year timeline, not the 40+ years needed for early retirement. Guyton's guardrails approach offers a better alternative, allowing for 5.2-5.6% withdrawal rates by adapting spending based on market performance. • Guardrails approach uses flexible withdrawal rates that in…
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We talked about neighborhood as a factor when looking for investment properties... what about global events? Find out more on this episode. *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly n…
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Want to pay WAY less for health insurance in early retirement? This follow-up to my previous very popular video (link below in watch next) shows how smart retirees legally slash ACA premiums by strategically managing their income. You'll learn how MAGI impacts subsidies, and see real scenarios using Healthcare.gov. Don’t overpay for healthcare—plan…
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Building a retirement income strategy involves more than selecting dividend-paying stocks. A focus on total return — which includes both growth and income — can offer a more comprehensive approach for long-term planning. • Relying solely on dividend-paying stocks may reduce portfolio diversification and growth potential • Total return (income + gro…
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Want to sell your property faster? In this episode, Axel will share what investors look for... Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing…
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A client had his business burn to the ground and was originally quoted $3,000 by his insurance company. With Andy Gurczak's help, he received over $600,000 and was able to properly rebuild and restart his business - enjoy and listen to his strategy. Andy is the Founder of AllCity Adjusting, a licensed public adjusting firm with a focus on making su…
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Retired with millions—but full of regret? In this episode of Root Talks, James and Ari share the real stories no one talks about: wealthy retirees who did everything “right” financially but still feel like they missed out. From sacrificing health and relationships for more savings, to realizing too late that they were planning for someone else’s ve…
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Is working longer really worth it? In this episode, I break down 3 retirement stats and insights that could completely change the way you think about work, wealth, and health in retirement. If you're planning for early retirement, these numbers might just shift your whole retirement strategy. Here's what you'll learn: • Why 63.9 years is a critical…
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Even when the financial plan indicates you're on track, many people experience anxiety—especially between ages 50 and 65, before traditional retirement benefits begin. This episode explores ways to prepare for that critical transition with clarity and confidence. • One of the most impactful retirement risks is withdrawing too much from your portfol…
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Go back to the basics with this episode! *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get you…
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Tapan Trevedi created (and patented) the S.E.C.R.R.E.T.S method to evaluate an address for real estate investors. When applied correctly, a real estate investor can CONFIDENTLY make the decision whether to invest in an address or not - Let's talk about it in this episode! *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free cours…
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Are you wondering why it feels like everyone else is retiring early — and you're not? In this episode of Early Retirement Roadmap, we uncover the real reasons people delay early retirement, even when they have enough saved. Learn how to avoid the "one more year syndrome," stop chasing unrealistic retirement numbers, and discover 5 proven strategies…
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We see lots of cools things 3D Printing can do on social media - how does it impact the future of housing? *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com…
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In this episode, Ari explores six common oversights in early retirement planning that can create unnecessary stress and limit flexibility in the long run. • Not establishing a taxable brokerage account to access funds before traditional retirement age • Overlooking healthcare planning, including available subsidies, which may impact retirement timi…
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Discover what every investor should know before making their next move - enjoy *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! G…
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Many great savers struggle to switch gears once they retire—unsure how to spend with confidence after decades of discipline. James and Ari reflect on the mindset shift from saving to spending, exploring how to use money and time more intentionally to create a meaningful life now, not just someday. Prompted by a thoughtful comment from a Root Collec…
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Dr. Amir Baluch, MD, is a best-selling author and contributor to Forbes. His insights on wealth-building have been featured in major outlets like Entrepreneur, Yahoo! Finance, and Business Insider, further solidifying his reputation as a trusted financial strategist. WHY LISTEN TO OUR INTERVIEW WITH AMIR: [00:00-11:58] Medicine to Investment [11:59…
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Home tech isn’t just convenient—it cuts energy costs, boosts property value, and helps investors stay ahead of the curve. Listen for more *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly new…
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More Americans than ever before are retiring early due to seven key factors reshaping our approach to work and retirement planning. • COVID-19 accelerated early retirements with 2.6 million more people retiring during the pandemic than expected • Average retirement age dropped from 64 in 2019 to 62 in 2022, one of the sharpest declines in decades •…
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What if you could save over $12,000 a year on healthcare—just by choosing the right account to withdraw from to fund your retirement? In this episode, I (early retiree and tax-planning nerd) break down the smartest way to structure your income before age 65 to maximize your ACA subsidy. You’ll learn why your taxable brokerage account might be your …
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Listen how drones are transforming property inspections by giving investors a faster, safer, and smarter view—no matter where the property is located *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy an…
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Nicky Billou is the #1 International Best Selling Author of the book: Finish Line ThinkingTM: How to Think and Win Like a Champion, and more. He is an advisor and confidante to some of the most successful and dynamic entrepreneurs in Canada - and the founder of eCircle Academy where he runs a yearlong Mastermind & Educational program working with e…
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If you’re planning for retirement — or already enjoying your golden years — this episode is a must-listen. Dive into the five most common financial regrets retirees face, drawing from personal experience, hard-earned lessons, and recent data. From not saving early enough to underestimating healthcare costs, I break down how you can sidestep these p…
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Trying to cut down on cost? *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in…
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Tax strategy is the most overlooked aspect of financial planning, yet it could save you thousands over your lifetime by minimizing your total tax burden rather than just focusing on this year's bill. • Roth conversions let you pay taxes at potentially lower rates now to avoid higher taxes later in life • Asset location matters – keep growth investm…
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As an investor, I was able to connect with awesome real estate agents... these are what they did. *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-stra…
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What actually happens when you work with a financial advisor? At Root Financial, we've built a carefully structured team model to ensure every client gets consistent, exceptional service regardless of which advisor they're paired with. Unlike products (think identical Honda Civics or iPhones at any retailer), financial advice is inherently personal…
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Chris Prefontaine is the Chairman and Founder of Smart Real Estate Coach®, a 4x best-selling author, a Forbes Business Council Member and a 3-time Inc 5000 Honoree for Fastest Growing Company and hosts the Smart Real Estate Coach ® Podcast, which ranks in the top 0.5% globally. WHY LISTEN TO THIS INTERVIEW: [00:00-05:18] Not just a family business …
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DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing…
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Retirement anxiety is normal and healthy, even for people with solid financial plans—it shows you're taking your future seriously and want to make thoughtful decisions about your life transition. • Understanding why retirement worry is natural despite having financial security • How joining a retirement community can provide perspective and reduce …
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You’ve worked hard, saved diligently, and now retirement is here! But nobody warns you about the six major things that disappear the moment you leave the workforce. If you’re not prepared, these changes can hit harder than expected—but the good news? You can replace them with something even better! In this episode of Early Retirement Roadmap, I’ll …
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DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing…
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This week's interview with CEO Kevin Beutler is a treat for out-of-state investors wanting to invest overseas! Kevin's entrepreneurial journey began in 2017 after studying fitness economics and alternative investments. In 2019, he ventured into the cryptocurrency market and became a top manager of an international knowledge platform, where he gener…
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As an investor, trying to understand zoning laws can be intimidating - but we got you. We summarized it in this 6 minute episode - enjoy! *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly new…
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Healthcare costs shouldn't stop you from retiring early, especially when strategic planning can reduce those expenses from $1,000+ to as little as $50 per month. We explore how proper account structure and withdrawal strategies can save you tens of thousands in healthcare premiums during the critical pre-Medicare years. • "Superhero accounts" (brok…
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Planning for early retirement in 2025? Before you hand in your notice, this episode of Early Retirement Roadmap is your essential guide to navigating the biggest risks facing early retirees this year. In it, I break down three critical threats — sequence of returns risk, rising inflation, and high market valuations, yes, even with the market downtu…
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We tend to shy away from data and numbers, but don't miss out on the data mentioned in this episode that might affect your business and investment income. *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strate…
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You've run the numbers. You have enough saved. Your spreadsheet says you can retire comfortably. So why can't you pull the trigger and leave your high-stress, high-paying job behind? This struggle represents one of retirement planning's most challenging psychological hurdles. After spending decades accumulating wealth and building a career identity…
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Ivan Barratt is the CEO of The BAM Companies since 2015. He has raised close to $400M in equity, acquired over 6,300 units, and currently manages $1 billion in assets. Ivan answered and gave syndication tips in just 30 minutes - enjoy. Why listen to our interview with Ivan Barratt? [00:00-04:22] Why Syndication? [04:23-06:34] The Midwest Advantage …
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Thinking about early retirement or already living it? This episode is your wake-up call — and your roadmap. In this powerful and personal episode of The Early Retirement Roadmap, I talk about the retirement truths no one warns you about. Discover the real challenges behind the dream — from unexpected loneliness and identity loss to the surprising t…
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Real estate going digital? Listen to another cool episode with Axel Meierhoefer *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! …
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We explore how much safe money you should maintain throughout retirement for financial security and peace of mind without sacrificing long-term growth potential. Instead of using cookie-cutter rules, we break down a personalized approach to balancing safety and growth in your retirement portfolio. • Start with your annual spending needs to calculat…
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Maximize your blockchain investments *** DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal Any questions? *** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your fe…
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