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Should You Time Your 401(k) Contributions?

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Manage episode 457610956 series 3512330
Frank Oliver에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Frank Oliver 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

If you’ve watched this show for a while, you likely heard it before: timing the market is not a sound financial strategy. But what about timing your 401(k) contributions? Could adjusting your contributions throughout the year give you an edge?

In this video, Frank breaks down whether there’s any merit to this idea. While there typically isn’t a way to employ market timing with your 401(k) contributions, there are situations that may arise where it could be beneficial to bump up your contributions.

Make sure you tune in and see what those situations may be, and more on today’s show!

Here’s what we discuss in this episode:

0:00 – Intro

0:58 – Timing of contributions vs timing the market

2:18 – When might it make sense to bump up contributions?

3:36 – Your T.I.M.E. Is Now

It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09
Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

  continue reading

31 에피소드

Artwork
icon공유
 
Manage episode 457610956 series 3512330
Frank Oliver에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Frank Oliver 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

If you’ve watched this show for a while, you likely heard it before: timing the market is not a sound financial strategy. But what about timing your 401(k) contributions? Could adjusting your contributions throughout the year give you an edge?

In this video, Frank breaks down whether there’s any merit to this idea. While there typically isn’t a way to employ market timing with your 401(k) contributions, there are situations that may arise where it could be beneficial to bump up your contributions.

Make sure you tune in and see what those situations may be, and more on today’s show!

Here’s what we discuss in this episode:

0:00 – Intro

0:58 – Timing of contributions vs timing the market

2:18 – When might it make sense to bump up contributions?

3:36 – Your T.I.M.E. Is Now

It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09
Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time

  continue reading

31 에피소드

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Are you saving for something big in the next few years, like a wedding or a down payment on a house? You might be wondering how to make your money work harder in the short term without taking on too much risk. In this video, Frank talks about products he calls “defined outcome investments,” which may offer higher yields than traditional CDs and bonds while providing downside protection. Whether you’re planning for something in the next 1 to 3 years, Frank explains how these products might help you balance risk and reward. Here’s what we discuss in this episode: 0:00 – Intro 0:57 – Defined outcome investing products 2:43 – Reasons for a short-term investing time horizon 4:21 – The T.I.M.E. Blueprint It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time…
 
As you approach retirement, have you thought about how you’d like to spend your newfound free time? Maybe a part-time job or a side hustle is something that could appeal to you! Frank has been in this industry for a long time, so today he's going to share some of the most interesting side hustles he's seen some of his clients take on during retirement. Here’s what we discuss in this episode: 0:00 – Intro 0:46 – Some interesting side hustles Frank has seen 3:01 – Lifestyle conversations in financial reviews It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time…
 
It’s the beginning of a new year – a time when many of us make resolutions to improve our lives. But how often do we resolve to improve the way we feel about our finances? Today, we’re talking about spending with confidence, a surprising challenge for many retirees. Here’s what we discuss in this episode: 0:00 – Intro 1:29 – The struggle to spend in retirement 4:43 – The guilt element 6:45 – Tangible tips to consider It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time…
 
If you’ve watched this show for a while, you likely heard it before: timing the market is not a sound financial strategy. But what about timing your 401(k) contributions? Could adjusting your contributions throughout the year give you an edge? In this video, Frank breaks down whether there’s any merit to this idea. While there typically isn’t a way to employ market timing with your 401(k) contributions, there are situations that may arise where it could be beneficial to bump up your contributions. Make sure you tune in and see what those situations may be, and more on today’s show! Here’s what we discuss in this episode: 0:00 – Intro 0:58 – Timing of contributions vs timing the market 2:18 – When might it make sense to bump up contributions? 3:36 – Your T.I.M.E. Is Now It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time…
 
In this video, we tackle a listener's question about halting 401K contributions due to fears of a market crash around the election. Even though the anticipated crash didn’t happen, lingering concerns have kept them on the sidelines. Frank explains why trying to time the market isn’t a sound strategy and why it’s more important to focus on time IN the market, not timing it. Tune in for valuable insights on how consistent contributions, even during volatile times, could help benefit your long-term financial goals! Here’s what we discuss in this episode: 0:00 – Intro 0:38 – Frank's thoughts on market timing 1:41 – Advantages of continuing contributions It’s T.I.M.E for a plan! Schedule a no-cost session here: https://calendly.com/oliverassetmanagement/schedule-a-meeting-with-frank-oliver?month=2023-09 Learn more about the T.I.M.E process: https://www.oliverassetmanagement.com/time…
 
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