9.3.2023 I It's Life Insurance Awareness Month
Manage episode 376954392 series 2982853
Marianne Gebhardt and Wealth Enhancement Group에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Marianne Gebhardt and Wealth Enhancement Group 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
- This September is the 20th Anniversary of Life Insurance Awareness Month.
- Most people don’t want to think about life insurance. But if others rely on you financially, you need to consider how much you risk losing without having adequate insurance.
What is life insurance?
- Life insurance is a contract between a life insurance company and a policyholder.
- A life insurance policy guarantees the insurer will pay a sum of money to one or more named beneficiaries when the insured person dies.
Common misconceptions about life insurance
- "Too expensive"
- "Workplace life insurance is enough"
- "Too difficult to buy"
- "Don't need until I'm older"
Is life insurance worth it?
- Yes, if there’s someone you care about who would suffer if you and your financial contributions were no longer in the picture.
- Not everyone needs life insurance — if your spouse is already financially secure, and your kids are launched and have started their own lives without relying on your financial support, you may not need it.
178 에피소드