Adam Rose에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Adam Rose 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
My guest today has been keeping us up to date with the current state of hiring for marketers on a quarterly basis, which has taken us on quite a roller coaster ride. Today we’re going to look at how marketing and communication execs are responding to the latest developments in the world while still needing to get their work done. To take a look at the latest here, I’d like to welcome back to the show Sue Keith, Corporate Vice President at Landrum Talent Solutions. About Sue Keith Sue Keith is Corporate Vice President at Landrum Talent Solutions. With deep expertise in navigating complex labor markets, Sue has a front-row seat to the evolving dynamics of marketing roles, hiring trends, and the broader implications of AI and economic uncertainty. RESOURCES Landrum Talent Solutions: https://www.landrumtalentsolutions.com https://www.landrumtalentsolutions.com This episode is brought to you by Landrum Talent Solutions, a national recruiting firm specializing in marketing and HR positions. https://www.landrumtalentsolutions.com Catch the future of e-commerce at eTail Boston, August 11-14, 2025. Register now: https://bit.ly/etailboston and use code PARTNER20 for 20% off for retailers and brands Online Scrum Master Summit is happening June 17-19. This 3-day virtual event is open for registration. Visit www.osms25.com and get a 25% discount off Premium All-Access Passes with the code osms25agilebrand Don't Miss MAICON 2025, October 14-16 in Cleveland - the event bringing together the brights minds and leading voices in AI. Use Code AGILE150 for $150 off registration. Go here to register: https://bit.ly/agile150 Connect with Greg on LinkedIn: https://www.linkedin.com/in/gregkihlstrom Don't miss a thing: get the latest episodes, sign up for our newsletter and more: https://www.theagilebrand.show Check out The Agile Brand Guide website with articles, insights, and Martechipedia, the wiki for marketing technology: https://www.agilebrandguide.com The Agile Brand is produced by Missing Link—a Latina-owned strategy-driven, creatively fueled production co-op. From ideation to creation, they craft human connections through intelligent, engaging and informative content. https://www.missinglink.company…
Adam Rose에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Adam Rose 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
Welcome to The Mortgage Guy podcast hosted by Adam Rose! Join us as we explore topics ranging from mortgages and real estate to supporting small businesses. Stay tuned for insightful discussions and valuable tips!
Adam Rose에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Adam Rose 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
Welcome to The Mortgage Guy podcast hosted by Adam Rose! Join us as we explore topics ranging from mortgages and real estate to supporting small businesses. Stay tuned for insightful discussions and valuable tips!
In this episode: * 📉 **Mortgage Market Update** – What's causing recent rate movement? Learn how Moody’s U.S. credit downgrade has affected the 10-year Treasury yield and mortgage rates, now pushing past 7%. * ✅ **Pre-Approval vs. Pre-Qualification** – Understand the crucial difference between the two, when to choose each, and how they impact your homebuying power. * 🐶 **Special Guest Appearance** – Meet Gracie, Adam’s son's service dog, making her debut in the office! Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
📢 In this episode, Adam Rose, Vice President and Senior Loan Officer at Western Ohio Mortgage, shares key updates from the Ohio Mortgage Bankers Association—including his recent induction as OMBA President—and what it means for Ohio’s housing future. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
In this episode, Adam covers a major upcoming USDA income rule change that could expand homebuyer eligibility, gives a quick market and rate update, and previews what’s ahead at the Ohio Mortgage Bankers Convention—including exciting AI innovations in the mortgage industry. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
✅ Recap from NAC in D.C. and meetings with Congress & Senate 🏛️ Policy advocacy updates on: Veterans Assistance Servicing Purchase Program (VASP) Homebuyers Privacy Protection Act (a.k.a. ending trigger leads) 📉 Market volatility and interest rate movement 🏡 Highlights from the Affordable Housing Summit in Columbus 📍 Announcement: 2025 Summit coming to Dayton! 🔊 Why membership in mortgage associations matters (MBA, OMBA, etc.) Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
⚠️ **Heads up for non-permanent residents** — FHA and USDA loans will now require lawful permanent residency (green card holders). Conventional (Fannie Mae/Freddie Mac) hasn’t followed suit *yet*, but it’s likely coming. 📆 If you're currently shopping and relying on FHA, **May 24th** is your deadline to be under contract and secure a case number before the change fully kicks in. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
In this episode of The Mortgage Guy Podcast, we welcome back Aaron Barker, a professional sales and leadership coach at Southwestern Coaching. Aaron brings a unique approach to coaching, helping professionals redefine their mindset, regain motivation, and achieve both success and work-life balance. 🔹 What We Cover: ✅ How shifting your mindset can change your career & personal life ✅ The difference between a calendar vs. schedule—and why it matters ✅ How to create aligned goals that truly move you forward ✅ Measuring work-life balance & success beyond numbers ✅ Why vision & purpose should be the foundation of your business Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
In this episode of The Mortgage Guy Podcast, we’re covering: 📉 Mortgage rate updates – What’s driving recent changes? 🏛️ Legislative updates – Highlights from Ohio’s Capitol & upcoming Homebuyer Summit. 💰 Tariffs & inflation – How will they impact housing affordability? 📊 Treasury bonds & national debt – Why do they matter for mortgage rates? Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
The housing supply crisis, rising property taxes, and hedge fund real estate investments are major concerns for homebuyers, sellers, and real estate professionals. In this episode of The Mortgage Guy Podcast, I break down what’s happening behind the scenes after meeting with legislators at the Ohio Mortgage Bankers Association’s Day at the Capitol. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
In this episode of The Mortgage Guy Podcast, Adam Rose sits down with Jim Luana, a new loan officer at Western Ohio Mortgage Company (WOMC). Jim shares his experience stepping into the mortgage industry, what he's learned so far, and the challenges and opportunities that come with being a new loan officer. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301 Jim Luana NMLS #2403351…
🏡 Thinking about buying a home that needs some repairs? The USDA Repair Escrow program could be a great solution! In this episode of The Mortgage Guy Podcast, we break down how it works and why it's becoming more relevant in today's market. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301
In this episode of The Mortgage Guy Podcast, we’re breaking down everything you need to know about appraisals—one of the most critical (and often misunderstood) parts of the homebuying process. Here’s what we cover: ✅ Why appraisals are so important to lenders and how they’re scrutinized by Fannie Mae, Freddie Mac, and other agencies. ✅ Common sticking points with appraisals for buyers, sellers, and realtors. ✅ Unacceptable appraisal practices: How comps, property conditions, and neighborhood factors impact valuation. ✅ Why some appraisals come in lower than expected and what options you have when this happens. ✅ How appraisers’ decisions affect their licensing, lenders, and the overall mortgage process. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
Medical Debt No Longer Reported: Starting in 2025, medical collection debt will no longer appear on credit reports. This means: Improved credit scores for many borrowers. Easier mortgage approval for buyers previously impacted by medical collections. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
Welcome back to The Mortgage Guy Podcast! In today’s episode, we’re tackling two key topics: a quick market update as we transition into 2025 and essential home safety tips for the winter travel season. 📌Here’s what you’ll learn: ✅The latest on mortgage rates: What happened in 2024, what to expect in 2025, and why rates aren’t moving much. ✅How to spot refinancing offers that actually make sense for your financial situation (and avoid common traps). ✅Practical tips to keep your home safe while traveling this winter, from smarter security upgrades to avoiding rookie mistakes like hiding spare keys. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
Are you buying your first home? 🏠 Understanding the difference between emotional and logical home buying could save you from costly mistakes and buyer’s remorse! In this episode of The Mortgage Guy Podcast, we explore: ✅ How emotions drive up to 90% of home-buying decisions. ✅ Why emotional buyers are more likely to experience regret and move sooner. ✅ Tips for logical home buying: price analysis, ROI, and location factors. ✅ Real stories and strategies to help you make smarter decisions. Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301…
This episode is packed with tips to help you navigate the homebuying process during the holiday season and prepare for tax season: ➡️ Avoid New Credit: Learn why opening new credit lines like credit cards or using services like Klarna or Affirm can hurt your mortgage approval chances. Protect your credit score and debt-to-income ratio during this critical time. ➡️ Tax Season Prep: With tax season around the corner, find out why it’s essential to stay on top of your taxes. We also discuss how your tax refund can be a great source for a down payment on your dream home. Whether you’re actively buying a home or planning ahead, this episode offers actionable advice to keep your finances on track. 🔔 Don’t forget to follow us for more mortgage insights and real estate tips! 📧 Have questions? Reach out at: arose@westernohiomortgage.com 📞 Office: 937-497-9662 Western Ohio Mortgage MB #9601 Adam J. Rose NMLS #870301 Listen now and get one step closer to homeownership! 🏡💼…
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