Best Advice About Credit Cards podcast

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Amazon Pay ICICI Credit Card: Advantages And Disadvantages You Should Know 2:15

3 years 전2:15

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The Amazon Pay ICICI Credit Card was launched by the ICICI Bank in collaboration with Amazon in October 2018. It is aimed at facilitating those interested in shopping from Amazon and make use of its flagship paid subscription programme Amazon Prime at the same time. It is a lifetime free card, which implies the card attracts no annual charges, and is an easy-to-use basic card for people who would like to shop from Amazon. Click on the link to know more about the amazon pay icici credit card: https://cardinsider.wixsite.com/cardinsider/post/amazon-pay-icici-credit-card-advantages-and-disadvantages-you-should-know Features of Amazon Pay ICICI Credit Card No joining fee or annual fee for this card. This card is an invite only credit card, so one needs an invitation to become a cardholder. People can apply through the Amazon website as well, but not through ICICI bank. For Amazon Prime members there is a 5% cashback in the form of Amazon Pay balance on any purchase made from Amazon’s website. What are the key benefits of Amazon Pay ICICI Bank Credit Card? Amazon Prime cardholders earn 5% back on Amazon.in purchases except for payment towards e-books, gift cards (both physical and digital), and 2% on load and reload of Amazon Pay balance: Money, bill payments, mobile and DTH recharges. No earnings for gold and EMI purchases on Amazon.in Non-prime cardholders earn 3% back on Amazon.in purchases, except payment towards e-books, gift cards (both physical and digital), and 2% back on Amazon Pay balance: Money load and auto reload, bill payments, mobile and DTH recharges. No earnings for purchase of gold purchases through EMI payment option Earn 2% back on 100+ Amazon Pay partner merchants (list of merchants accepting Amazon Pay) by using this card on Amazon Pay as payment method Earn 1% back on all other payments except fuel purchases No joining fees or annual fees No limits on earnings for this credit card No expiry date to your earnings 1% surcharge waiver for all fuel purchases…

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Best Credit Cards to Earn Club Vistara Points. 2:22

3 years 전2:22

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Club Vistara is the loyalty programme offered by Vistara Airlines. This programme rewards those people who frequently use Vistara flights. Users earn Club Vistara (CV) points and tier points on their flight. Club Vistara points can be redeemed against flight tickets or upgrade. The points are valid for 36 months from the date of accrual. Click on the link to know more about the best credit cards to earn club vistara points: https://ello.co/cardinsider/post/j7pl-ubhlhj-nfimrdus4w Tier Points on the other hand help raise the customer’s Club Vistara Tier. There are four tiers namely; Base, Silver, Gold and Platinum. A higher tier will allow the customer to avail additional benefits such as lounge access, additional check-in baggage allowance, accelerated reward points earning and so on. Tier Points are valid for 12 months only. Key Highlights of Axis Bank Vistara Card As a frequent flyer, there are a few things you probably always look for. These include complimentary flight upgrades, priority boarding, and a complimentary flight ticket or two. You get all of this and more with the Axis Bank Vistara Credit Card. Get a complimentary economy class flight ticket as a welcome gift. Get your Club Vistara membership for free. Earn 2 Club Vistara (CV) Points for every Rs.200 that you spend. Get economy class tickets for free when you reach milestone spends. Up to Rs.2.5 crore complimentary air accident insurance. Complimentary lounge access at airports in India. Benefits & Features of Axis Bank Vistara Card So, what exactly do you get with the Axis Bank Vistara Credit Card? Well, here are the benefits: Welcome gift: Get a complimentary one-way economy ticket in the form of a base fare voucher when you sign up for this card. The voucher is valid for 6 months and can be used when you book a domestic flight. Club Vistara membership: Enjoy your complimentary Club Vistara membership with this card. This frequent flyer programme lets you earn accelerated rewards when you make bookings directly on Vistara's website or when you use their app to check-in. Each Club Vistara (CV) Point takes you that much closer to a different tier. Moreover, each tier opens a door of possibilities. Earn 2 CV Points per Rs.200: Use your Vistara Credit Card on eligible spends and get 2 CV Points for every Rs.200 that you spend. These points can be redeemed for a flight ticket. Up to 2 economy class tickets and bonus points: Depending on how much you spend each year, you not only get to earn bonus CV Points, but you also stand the chance to get up to 2 economy tickets. Spend Rs.50,000 within the first 90 days from the date of issuance of your card and get 1,000 CV Points. Spends of Rs.1,25,000 earn you 1 economy ticket and spends of Rs.2,50,000 and more earn you 1 economy ticket as well.…

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HDFC REGALIA VS SBI PRIME CREDIT CARD 3:44

3 years 전3:44

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3:44

The Regalia credit card from HDFC Bank is one of the highly revered and most sought-after credit cards known for its host of lifestyle, travel, shopping, and dining benefits. The Regalia card comes with a complimentary annual Zomato Pro membership, an exclusive complimentary Dineout passport membership, 12 domestic airport lounge visits, and 6 international airport lounge visits per year. This all-rounder premium credit card is your gateway to luxury indulgence and is a great credit instrument for individuals looking for good value-back as reward points on their credit card spending. Click on the link to know more about the hdfc regalia vs sbi prime credit cards : https://cardinsider.weebly.com/blog/hdfc-regalia-vs-sbi-prime-credit-card Welcome Benefit Make a transaction of Rs. 75,000 within the first 3 months and get a complimentary annual Zomato Pro Membership. Also, get exclusive complimentary Dineout Passport Membership with your Regalia credit card. Lounge Access Enjoy 12 complimentary airport lounge access per year within India and 6 outside India with this HDFC Credit Card. Spending-based Benefits Spend Rs. 5 Lakhs in an anniversary year from your HDFC Regalia Credit card and get a bonus 10,000 reward points. Also, get additional 5,000 reward points on Rs. 8 Lakhs spends Zero Liability on Lost Card In case of loss and theft of the card, report immediately to 24x7 HDFC credit card customer care and you'll have zero liability on any fraudulent transactions made on your card. Fuel Surcharge Waiver Avail 1% fuel surcharge waiver for fuel transactions performed at any fuel stations across India. The waiver is valid on card transactions between Rs 400 to Rs 5,000 and the maximum surcharge waiver is capped at Rs. 500 per statement cycle. SBI PRIME CREDIT CARD SBI Prime is latest from SBI card to replace it's platinum card range. Infact SBI has changed all SBI platinum cards benefits to SBI Prime Card from 1st June 2017. Available in Visa's Signature version or Mastercard's world version. Best part of this card is free national international lounge access. Reward Benefits: Annual Fees Rs.3000+15%= Rs.3450 (waived if spend Rs.3,00,000 in a year) Welcome benefit: Free Rs.3000 gift voucher from either of one from Bata/Hush Puppies, Marks and Spencer, Pantaloons, Shoppers Stop and Yatra.com.(one time) 20 Reward Points per ₹ 100 spent on standing instructions of Utility Bills payments (5% value) 15 Reward Points per ₹ 100 spent on BigBasket, Reliance Fresh, Reliance Smart, Reliance Footprint, Reliance Trends and Sahakari Bhandar stores (3.75% value) 10 Reward Points per ₹100 spent on Dining, Groceries, Departmental stores and Movies(2.5% in value) 2 Reward Points per ₹ 100 on all other retail spends(0.5% value) Enjoy 20 Reward Points per ₹ 100 spent on your birthday (5% value) Wow Adjust each 4pts for Re.1 as credit in card bill.(Best part)…

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5 Best Premium Credit Cards In India. 2:39

3 years 전2:39

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Top Super Premium Credit Cards for People with High Income The list below shows some of the best super premium credit cards offered by different card providers for people who have a high income: HDFC Bank Infinia Credit Card Metal Edition SBI Aurum Credit Card Axis Reserve Credit Card HDFC Diners Club Black Credit Card IndusInd Bank Legend Credit Card Citi Prestige Credit Card Standard Chartered Priority Visa Infinite Credit Card Click on the link to know more about the 5 best premium credit cards in india: https://writeupcafe.com/5-best-premium-credit-cards-in-india/ Almost all card providers in India have at least one super-premium credit card on their list, targeted toward individuals with high income. Super-premium credit cards are packed with huge benefits across multiple categories but they also charge a high annual fee for it. So, before we go on and talk about the top super-premium credit cards in India, here are the 3 most important things which you should keep in mind: 3 Most Important Facts about Super Premium Credit Cards 1. Not everyone will qualify for super-premium credit cards 2. They usually carry a very high annual fee (Rs. 10,000 to Rs. 20,000), sometimes even beyond Rs. 50,000 3. Unlike regular cards, super-premium credit cards come with exclusive benefits Differences Between Premium And Non-premium (Regular) Credit Cards Premium credit cards are loaded with certain types of features and benefits which separate them from the regular credit cards. The premium benefits in these cards also mean that the fees and charges for some of them might be higher than those of the regular cards. If you are wondering about how to distinguish a premium card from a non-premium one, the following section would help you in your attempt. Fees and charges: The associated fees and charges are generally higher for the premium cards as compared to those of the regular ones. These include the joining fee, the renewal (annual) fee, etc. Eligibility criteria: In addition to the other criteria, to be eligible for the premium credit cards, you need to have a relatively high annual income which is above Rs.50,000 for most such cards. On the other hand, there are regular cards which have an income criterion of as low as Rs.12,000 per month. Joining bonus: Most premium cards offer attractive joining bonus offers like reward points in bulk, complimentary air tickets, air miles, etc. The regular credit cards either don't offer any joining bonus and even if some of them do, it's not very rewarding.…

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Regalia First Credit Card. 2:49

3 years 전2:49

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The HDFC Bank Regalia First Credit Card is perfectly curated for all kinds of customers to suit their preferences. The card comes with an annual fee of Rs.1,000 along with an interest rate of 3.49% per month. The Regalia First Credit Card offers a wide range of benefits and features in categories such as travel, food and fuel. click on the link to know more about the regalia first credit cards: https://www.apsense.com/article/hdfc-regalia-vs-regalia-first-credit-card.html Key Highlights of HDFC Regalia First Credit Card Spend Rs.1 lakh in first 12 months and become eligible for the renewal fee waiver for the next membership year. Under HDFC Bank's ‘Good Food Trail' program, you can enjoy exclusive dining privileges that provide up to 40% discount on dining bills spent at partner restaurants in your city. Enjoy 3 free visits to priority pass lounges outside India in a calendar year. You need to apply for priority pass membership after completing at least 4 transactions in the last 60 days. HDFC Bank Regalia First Credit Card - Features and Benefits Travel Benefits Avail complimentary membership to Priority Pass Program which provides preferential access to more than 1,000 airport lounges across the globe. Enjoy 3 free visits to priority pass lounges outside India in a calendar year. You need to apply for priority pass membership after completing at least 4 transactions in the last 60 days. Avail comprehensive insurance coverage against several risks. A compensation of Rs.50 lakh will be provided to your nominated kin in the event of an air accident. For lounge visits within India, cardholders can utilise the Visa/MasterCard Lounge Access Program offered on the card. The program provides 8 free lounge visits in a calendar year to the primary cardholder. Insurance Benefits In case, there is a medical emergency in a foreign country, you can avail Rs.10 lakh as medical emergency protection cost. In addition to it, the card offers credit liability cover of up to Rs.5 lakh. Annual fee waiver: Spend Rs.1 lakh in first 12 months and become eligible for the renewal fee waiver for the next membership year. Dining Benefits: Under HDFC Bank's ‘Good Food Trail' program, you can enjoy exclusive dining privileges that provide up to 40% discount on dining bills spent at partner restaurants in your city. Fuel Benefits: Avail 1% surcharge waiver on all fuel transactions with a minimum transaction value of Rs.400 to maximum Rs.5,000.…

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Things Everyone Should Know About Credit Card Rewards. 3:47

3 years 전3:47

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3:47

Credit cards are not just about making big purchases and paying them off in EMIs. Rewards and cashback are also important parts of credit cards, but most of us find them too complicated to understand. Lately, credit card reward programs have become more popular than ever. Have you ever seen a credit card advertisement trying to sell a low-interest rate or easy EMI feature? Probably not, because all credit card providers are focusing on their reward programs and brand loyalty benefits by painting a dreamy vacation picture or a 5-star dine-out. Click on the link to know more about the things everyone should know about credit cards rewards: https://karannegi2.blogspot.com/2022/06/things-everyone-should-know-about-credit-card-rewards.html How Rewards Work? Most of the banks assign a certain number of reward points for every Rs. 100 spent on your credit card which can be redeemed for merchandise or gift cards. Some credit cards offer extra rewards on specific usages, such as dining, travel, online shopping, etc. The trick here is that rewards are characteristically complex since they are not calculated in terms of cash. Unless a good deal of points is accumulated, they won't be of much use. Online redemption of reward points is one of the most convenient ways to redeem your earned reward points. You can also convert your reward points into air miles and later redeem them to buy air tickets. 1. Rewards Cards Aren't One-Size-Fits-All Credit card companies save their savviest marketing tactics for cards with the biggest bonuses, luring consumers in with promises of access to exclusive events and five-figure batches of miles—but the card with the most eye-popping deal may not be the card that's best for you. 2. A security deposit makes a credit card easier to get If you're having trouble getting approved for your first credit card — say, because you're starting out with no credit at all — try a secured credit card. 3. Your first credit card can build your credit — or ruin it One of the main reasons to get your first credit card is to boost your credit. If you're not careful, though, it can have the opposite effect. It all depends on what you do. 4. You can see the rates and fees before applying Credit card issuers are required by federal law to publicly disclose certain terms, such as interest rates and fees, before you apply. 5. Credit card fees are avoidable It's possible to avoid credit card fees altogether, even if you're new to credit: Plenty of excellent starter cards, including many secured cards, don't charge annual fees. Late fees aren't an issue if you pay on time.…

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7 Questions to Ask Before Getting a Credit Card. 3:02

3 years 전3:02

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A credit card is a bit like a sharp knife — it's a very handy tool, but it's capable of inflicting horrendous damage if used improperly. The same advice applies to both of them — choose the right tool for the job, and follow the safety rules. Click on the link to know the answer about before getting a credit cards: https://cardinsider.wixsite.com/cardinsider/post/7-questions-to-ask-before-getting-a-credit-card So when you choose to get a credit card, first ask yourself these seven questions: 1. Why Are You Considering Getting a Credit Card? Are you considering getting a credit card to build credit? If this is the case, you need to make sure that you act responsibly with your card. You should pay off the balance in full each month, and not use your credit card for things you otherwise can't afford. 2. What is the Interest Rate? Many cards will lure you with an introductory interest rate, or APR (Annual Percentage Rate), of 0%. While this may seem like a great deal at the time, be sure that you can pay off your balance during the promotional period. If not, you'll be forced to pay on your card with the new interest rate, which will probably be higher. It may even jump to 15-20% or higher. 3. What is the Credit Limit? This is the amount of money that the credit card issuer is willing to let you borrow. Credit card issuers determine your credit limit based on various factors, including your income level and your credit score. Initially, they will often provide you with a low credit limit to minimize the risk. You can later increase your credit limit by paying on time and spending within your credit limit. 4. Is there an Annual Fee? You should not pay an annual fee to use your credit card. Many cards try to offer you cash back or other rewards as long as you pay an annual fee with the card. But don't be fooled. There are rewards cards that do not charge an annual fee, so you should keep looking. 5. What are the Penalties Fees? There's no shortage of ways for a credit card issuer to make money off you. Common charges include fees for transactions, such as balance transfers and cash advances, or for asking to increase your credit limit or make a payment by phone. There also are penalty charges for paying your bill late or going over your credit limit (they don't decline your card they just sock you with a fee for it). 6. What are the Rewards Offered? Credit cards offer rewards that are unlimited and are spread across various sectors. So find one that aligns with your needs and has offers on things that you are interested in. They can be on flight tickets, shopping, cashback, hotel bookings, or gift cards. Do check how to redeem them though, some of them might have an expiration date. 7. Can you balance your Credit Utilization Ratio? Credit Utilization Ratio is the percentage of your total available credit that is currently being utilized. It is significant to keep a check on how much you are spending irrespective of your credit limit. The credit utilization ratio also affects your overall credit health hence a higher utilization ratio cannot be considered good even if your repayment history is decent.…

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Top best kotak bank credit cards. 2:43

3 years 전2:43

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2:43

There are thousands of people in India who prefer credit cards because it brings savings. You can apply for the Kotak Bank Credit Cards because it has a lot of offers and benefits. But it is not easy to choose a card because Kotak Bank offers many credit cards. Therefore, here you can explore the best Kotak Credit Cards in India that are from different categories. Either you can go for the entertainment cards or dining credit cards. We have compiled the best cards from different categories that are offered by the Kotak Bank. You must also take a look at the fees that you will have to pay annually to use these cards. Click on the link to know more about the kotak mahindra bank credit cards: https://issuu.com/kartik745/docs/kotak_privy_league_signature_credit_card_3_ Top Kotak Bank Credit Cards Here is the list of the 5 best credit cards that are offered by Kotak Mahindra Bank and you can use them for different purposes. The eligibility criteria to apply for Kotak Bank Credit Card The applicant must be a citizen of India. The minimum age to apply for Kotak Bank Credit Card is 21 years and the maximum is 65 years. If there is an add-on cardholder along with a primary cardholder, in that case, the add-on cardholder must be between the age of 18 years. The Kotak bank credit card could be easily applied at various locations like Bangalore, Chandigarh, Chennai, Gurgaon, Delhi, Noida, Hyderabad, Mumbai, Kolkata, Pune, and Ahmedabad. The minimum monthly income requirement to apply for credit is Rs 3 Lakh per annum. Must be having a good credit score i.e., 750 or above. Documents required to apply for Kotak Bank Credit Car Both Self-employed and Salaried Filled Credit Card Application form Passport-size photographs Identity Proof- PAN Card, Aadhaar Card, Voter ID, Driving License, Passport, etc Residence Proof- Utility bills, PAN Card, Aadhaar Card, etc Salaried- Income proof Latest salary slips Form 16 of 3 Years Latest 6 months bank statements Self-employed- Income Proof Income proof Account Statements Business proofs Major categories of Kotak Bank Credit Card Rewards and Cashback Credit Cards Travel Credit Cards Shopping Credit Cards Entertainment Credit Cards Premium Credit Cards Business Credit Cards Credit Limit of the Best Kotak Mahindra Bank Credit Cards There is no fixed limit of the Kotak Mahindra Credit Cards. If you like any card then you can apply for it after paying the joining fees. The credit limit will be decided by the bank at the time of issuing the card. Your income and Cibil Score will be responsible for a high credit limit on the above cards. If you are earning well then the bank will offer a high limit on these cards.…

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American Express Vs Visa vs Mastercard: What's The Difference? 2:19

3 years 전2:19

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2:19

You probably factor in a number of things when picking your next credit card, including the card’s travel rewards, cash-back potential, interest rates, and more. But looking at a card’s particular processing network? It’s probably not even on your radar! But which network your card is backed by — Visa, Mastercard, or American Express — has implications for where and how you can use it. Click on the link to know about american express vs visa vs mastercard: https://cardinsider.mystrikingly.com/blog/american-express-vs-visa-vs-mastercard These 3 credit card processors oversee every part of the purchase process, including approving or declining a transaction, protecting you from fraud, providing travel benefits or other protections, and finally, making sure that money flows to and from the correct accounts behind the scenes. Some networks are more widely accepted, some offer better customer service, and others might be the best choice if you have less than stellar credit. Card Issuing When comparing all 3 networks, there is 1 main difference between American Express and Mastercard/Visa. American Express is both a card issuer AND a payment network. Mastercard and Visa are only payment networks. So what does that mean for you? Card Issuer The card issuer is the one that actually extends credit to consumers. When you use your card, the card issuer pays for the transaction upfront and gets reimbursed once you pay off your bill each month. Payment Network A payment network processes transactions, meaning it transfers funds from the card issuer to the merchant. Network Acceptance Rates Another important factor to consider when comparing networks is how widely accepted it is. In short, it won’t do much good to have a credit card if it’s not accepted at the retailers you plan to visit. Domestic To put it simply, the more merchants that accept your card, the better the card’s network. Visa and Mastercard have traditionally been the main contenders with acceptance at 10.7 million U.S. retailers. International Unfortunately, American Express’s international acceptance is much lower than its competitors. For example, American Express cards are accepted in more than 160 countries worldwide, which lags behind Visa and Mastercard that are both accepted in more than 200 countries.…

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Best Indusland Bank Credit cards in india. 4:00

3 years 전4:00

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4:00

IndusInd Bank is one of the most popular credit card issuers in India. It offers credit cards under multiple categories, including travel, lifestyle, entertainment, shopping and more. You can choose your credit card from a variety of options as per your spending pattern and repayment capacity. Click on the link to get full information about Best Indusland Bank Credit cards in india: https://www.edocr.com/v/q2lrjxrd/Cardinsider/top-5-best-indusind-bank-credit-cards Types of Credit Cards Offered by IndusInd Bank IndusInd Bank offers multiple types of credit cards like Shopping: These are credit cards that are especially made for shopping be it online or offline with great benefits in the form of reward points or cash backs. Travel: These are credit cards made for people who love to travel and get benefits in form of reward points or miles which can be redeemed for attractive gifts or free tickets Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. IndusInd Bank Credit Card Benefits Features Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you 1. Sign on bonuses: Some of the credit cards from IndusInd Bank provide sign on bonus or gifts as a thank you for signing with the bank. This is a great reward which will offset any joining fees paid already and get even more. 2. Rewards: Reward points are offered for any transaction that is made using your IndusInd Bank credit card. These reward points can be accumulated to obtain a great gift, or the points can be redeemed for cashback. Either way customer is the winner. 3. Frequent flyer miles: This is useful for people to travel by plan frequently. They get miles as reward for using your IndusInd Bank credit card to pay for airline ticket. With enough points you can avail discount on future tickets or you may be able to get tickets for free. Also, with some credit cards you get access to airport lounges which could be a life saver in case of delayed flights. 4. Cashback: Some IndusInd Bank credit cards also provide cashback on certain spends like 5% cashback for shopping online, 5% cashback for using your credit card to pay utility bills. This is a great way to save money on spends. 5. Keeping vendors in check: Credit cards help in keeping vendors in check. Customers have the option to cancel payment or even if already paid the ability to revert payment if they feel the product they bought is below par. This way the vendors who provide the products will stay honest and provide better quality goods.…

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How To Use Credit Cards Responsibly 4:07

3 years 전4:07

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4:07

A credit card can be a valuable tool if used responsibly. Here are some tips to keep in mind It's easy to get in the habit of using a credit card when you make purchases. It can be a simple and fast way to pay—whether you like the convenience of not carrying cash or are all about earning rewards when you spend. But what about your other credit card habits? Are you using your card in a way that helps—or hurts—your credit? Click on the link to know about credit cards responsibly: https://www.apsense.com/article/how-to-use-credit-cards-responsibly.html 1. Read Your Card Agreement and Know Your Terms When you open a new credit card account, be sure to carefully read the credit card customer agreement and the account opening disclosures. 2. Make Payments on Time As the Consumer Financial Protection Bureau (CFPB) explains, you should make your payments on time, every time. That's because your payment history is an important factor when it comes to your credit scores. 3. Pay More Than the Minimum Making your credit card minimum payments on time every billing cycle helps you avoid penalties and fees. 4. Stay Below Your Credit Limit Only use the credit you really need. Better yet, stay well below your credit limit. 5. Check Your Monthly Statements Carefully for Accuracy Regularly checking your credit card statements—either online or when they arrive in the mail—can be a great way to keep your spending top of mind. 6. Report a Lost or Stolen Card Immediately Report your card lost or stolen if you're missing your card or think someone stole your account number. When you do, your card issuer will deactivate your old card so no one else can use it. 7. Monitor Your Credit It's always a good idea to keep a close eye on your credit. Monitoring your credit can help you keep track of where you stand.…

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Best Credit Cards for International Use in 2022 3:00

3 years 전3:00

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A credit card for International use is always on the search list for people who frequently travel abroad. However, all credit cards can be used internationally as per the prescribed credit limit. You can always modify the limits for domestic and international usage at your convenience. But what should be considered here is the fact that the fee charges for international usage vary across all cards. Thereby, it is beneficial to look for a credit card that offers low foreign currency mark up fee, low cash advance charges across international ATMs along with other benefits such as access to international airport lounges, discounted flight tickets, and better rewards on spending outside India. Read on to check the list of top credit cards for International use in 2022. Click on the link to know more about the best Credit cards for International Use in 2022: https://in.pinterest.com/pin/1099441327794074749 Features of International Credit Cards Credit cards for international use offer the following feature – The card can be used at all foreign outlets both online and offline You can avail of international lounge access in multiple countries Facility of earning reward points on making purchases with the card Discounted rates at hotel booking and flight tickets Low foreign currency markup fee in comparison to regular credit cards SBI Etihad Guest Premier Credit Card SBI Etihad Guest Premier credit card is designed to meet the needs of frequent travellers. HDFC Infinia Credit Card Metal Edition HDFC Infinia Credit Card Metal Edition offers premium lifestyle benefits to selected customers, as it is an invite-only card. Citi PremierMiles Card Citi PremierMiles Card by Citi Bank offers exclusive benefits to frequent travellers to international locations. RBL World Safari Credit Card RBL World Safari Credit Card is India's first travel credit card with a 0% mark-up fee on all foreign currency transactions. Air India SBI Signature Credit Card SBI Air India Signature Credit Card is a go-to card to reward you for your international travel if you travel mostly by Air India. IndusInd Legend Credit Card IndusInd Legend credit card offers attractive offers on online shopping, movies, bill payments, and travel. Axis Reserve Credit Card Axis Reserve credit card is a super-premium credit card that provides a number of benefits for frequent travellers travelling to international locations. Axis Burgundy Private Credit Card Axis Burgundy Private Credit Card is another premium credit card by Axis Bank offered to high-net-worth individuals. MakeMyTrip ICICI Bank Signature Credit Card MakeMyTrip ICICI Bank Signature Credit Card is a zero-annual fee credit card, exclusively designed to provide travel benefits to both domestic and international travellers. HDFC Regalia Credit Card HDFC Regalia Credit Card offers benefits across multiple categories such as travel, shopping, dining and more.…

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5 Best SBI Credit Cards with Their Features and Benefits 1:19

3 years 전1:19

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1:19

A Credit Card has become a necessity for most of us now. The reason why a lot of us have started getting these cards is not because of our needs, but because of the various benefits, offers and rewards offered by these cards. In the long run, you are not only saving money, but you are also getting more and more discounts on very common items. Whether it’s buying a plane ticket or a movie show ticket, Credit Cards can actually help save a lot of your hard-earned money. SBI is one of the most trusted banks when it comes to Credit Cards and hence, many people tend to choose an SBI Credit Card, depending on their need. Click on the link to get full information about the sbi credit cards and features: https://cardinsider.weebly.com/blog/top-5-sbi-credit-cards-in-india Here are Five Best SBI Credit Cards Available in India: 1. SimplySAVE Credit Card 2. Yatra SBI Credit Card 3. SBI Card ELITE 4. SBI Card Prime 5. Air India Signature SBI Card So, these were the best SBI credit cards with their key benefits and features. SBI offers credit cards offering discounts in all different fields for different types of people all over the country. You can choose your type of credit card from the above-mentioned cards by analyzing and comparing the benefits of every card. Through this, you would definitely save a lot of money in the coming years.…

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7 Tips For First-Time Credit Card Users.. 2:55

3 years 전2:55

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2:55

If you’re new to credit cards, you may be surprised to learn that you can actually start your credit journey at 18 years old — the minimum age requirement for opening your first card. While financial experts recommend you start building credit as young as possible, not all beginners are the same. Below, Select rounds up seven (perhaps surprising) tips for newbies no matter how old you are. Click on the link to know more about the 7 Tips For First-Time Credit Card Users : https://www.storeboard.com/blogs/lifestyle/7-tips-for-first-time-credit-card-users/5472276 1. Your first step in building credit may require you to make a deposit Credit cards work by issuing you a line of credit that you can use to make purchases. You are then required to pay back the loan — ideally in full at the end of each billing cycle (so you don’t accrue interest). But because you are just starting out, credit card issuers prefer to have a way to pay back your credit line until you prove a history of trustworthiness. 2. Shop around before you apply Credit card issuers are required by law to disclose on their website their interest rates and fees, such as annual fees and foreign transaction fees. Before you decide what to sign up for, you’ll want to take full advantage of this information and learn the ins and outs of any card that catches your interest. 3. Pay your bill on time, in full (not just the minimum) and you’ll never pay interest You may have felt intimidated by credit cards’ high interest rates, also known as APRs, but as long as you pay your credit card bill on time and in full, you won’t ever have to pay them. 4. Use up very little of your credit limit Spending below your credit limit is an essential step toward reaching a good credit score. The rule of thumb is to not spend more than 30% of your credit limit (some experts even suggest having a 10% threshold). This percentage is a common credit card term called your credit utilization rate. 5. Constantly review your credit card charges It’s important to report unauthorized credit card charges as immediately as you can so you aren’t overcharged, but you are already much more secure with a credit card than you would be using a debit card when it comes to fraud liability. 6. Don’t be afraid to actually use your credit card Keeping a $0 balance on your credit card won’t do you (or your credit score) any good. Lenders and credit card issuers want to see how you use credit so it is important you make purchases on your credit card. Keeping it active will also prevent your issuer from closing it on you. 7. Think twice about ever canceling your credit card — especially your first one Your first credit card will have a big impact on your credit history. And as long as you use it responsibly, that impact can be very positive. Credit cards not only let you afford the basics, like everyday expenses, but they can earn you rewards when you charge and help you qualify for lower interest rates on loans.…

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How To Use A Credit Card Wisely To Build Credit- A complete Guide 2:29

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A Credit Card is one of the most convenient ways to pay. If you use it right, you can enjoy interest-free credit, many rewards and freedom from cash. Our 7 tips will show you how to use your Credit Card for maximum benefit. Time your purchases Each Credit Card has its own billing cycle. Once you are aware of the bill generation date of your Credit Card, you can maximise your interest-free period. For instance, if you make a purchase just after your Credit Card bill is generated, you can enjoy up to 45 interest-free days, and sometimes more. Click on the link to get full information about how to use credit cards wisely : https://vocal.media/trader/how-to-use-a-credit-card-wisely-to-build-credit-a-complete-guide Pay your bill before the due date When you use your Credit Card regularly and pay your bill on time, your credit profile with the bank improves. This can lead to a range of additional benefits, such as an increase in spending limit and great offers on Personal Loans and other financial products. Moreover, such actions will improve your credit score, which is extremely beneficial if your score is low. Follow the rewards Read your Credit Card booklet carefully, especially details about the benefits it offers and the reward programme. Your Credit Card could open the door to a host of discounts on products and services besides privileges such as free lounge access and priority services at airports. Earning Reward Points on your Credit Card spends can accrue several benefits in the long run, from free flight tickets to movie vouchers to mega discounts on electronics. Be smart about repayment Your bank may offer you convenient ways to pay back your Credit Card bills – for example, EMIs. When you choose this option, you can pay for large purchases in monthly instalments, like a mini-loan. This will help ease your financial strain. You can also make your Credit Card payments through the Credit Card NetBanking. Use your card at trusted merchants Whether you are shopping online or at a local store, ensure that the merchant or retailer is an establishment you trust. This will minimize risk of your card being misused. Be alert with your Credit Card usage Be prudent about Credit Card use. Avoid maxing out on your credit limit every month. Monitor your Credit Card transactions regularly to notice specific patterns in your spending. Keeping track of your spends will also ensure that unexpected transactions come to your notice and you can point them out to your bank immediately. You can even set your limits on Credit Card in order to avoid any over spending.…

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Best Advice about Credit cards

Best Advice about Credit cards

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