최고 Secure Your Retirement 팟캐스트 (2024)

1
Why Savvy Savers Should Spend More in Retirement 20:05

5d ago20:05

20:05

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the importance of spending more in retirement. The savings habits we build in our working years can unintentionally lead to a fear of spending money to enjoy life in retirement. Listen in to learn how to shift your mindset from fear of spending and start building good hab…

1
Do You Have All Your Eggs In One Basket in Retirement? 17:13

12d ago17:13

17:13

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the meaning of portfolio diversification and why you shouldn’t put all your eggs in one basket. True portfolio diversification means spreading your money across multiple layers of different options. Listen in to learn about the four major strategies we use to significantl…

1
2024 1st Quarter Economic Update for Retirement 27:28

19d ago27:28

27:28

In this Episode of the Secure Your Retirement Podcast, Radon and Murs speak with Andrew Opdyke about a 2024 1st quarter economic update and the expected economic changes in the second quarter. Andrew is a Certified Financial Advisor and Economist at First Trust Advisor. Listen in to learn how the current concentration performance and the 2024 elect…

1
Sequence of Returns - How It Could Affect Your Retirement Plan 20:26

26d ago20:26

20:26

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the impact of the sequence of returns on your retirement plan. The sequence of returns is the risk associated with how your money makes or loses money, and it can significantly impact your retirement plan. Listen in to learn the importance of having income safety and grow…

1
Navigating Tax Withholding - A Guide for Retirees 19:44

1M ago19:44

19:44

In this Episode of the Secure Your Retirement Podcast, Radon, Murs, and Taylor discuss navigating tax withholding for retirees. When you retire, you have various sources of income, and you can choose to either withhold the tax on them, make estimated tax payments throughout the year, or do a combination of both. Listen in to learn about your tax wi…

1
Investing in Uncertain Times During Retirement – Election Edition 19:21

1M ago19:21

19:21

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the possible impact of the presidential election on your retirement investments. Political uncertainty causes increased volatility in the short term, and the idea here is to maintain security and peace of mind regarding your retirement plan. Listen in to learn why combini…

1
How To Keep Your Mobility in Retirement 24:00

2M ago24:00

24:00

In this Episode of the Secure Your Retirement Podcast, Radon and Murs speak with Mercedes Fernandez about keeping mobility in retirement. Mercedes is the founder of Movement, lead Geriatric Physiotherapist, a certified senior fitness instructor, and an authorized CPR/First Aid responder. Listen in to learn the most common mobility issues in older a…

1
Retirement Tips For Gifting and Loaning Money to Children 21:00

2M ago21:00

21:00

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss things to consider when gifting and loaning money to children. There are tax and financial implications when it comes to gifting, but you can do it right when you understand all the legalities. Listen in to learn the importance of understanding the purpose of gifting mone…

1
Harnessing the Power of Step-Up in Basis in Retirement 14:52

2M ago14:52

14:52

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how to harness the power of step-up in basis when it comes to inheritance. A basis is the original investment into something and can be a big tax strategy as a step-up in inheritance. Listen in to learn about the tax advantage inheritors get when capital gains on investme…

1
Closing the Gap Strategies for Coping with Medicare's Doughnut Hole in Retirement 22:31

2M ago22:31

22:31

In this Episode of the Secure Your Retirement Podcast, Radon and Murs have Shawn Southard, our in-house Medicare expert, talk about Medicare's doughnut hole. Medicare’s doughnut hole is a temporary limit on what a Medicare drug plan will pay towards the course of the drug. Listen in to learn about the importance of enrolling into a prescription dru…

1
Beneficiary Best Practices in Retirement – A Yearly Check-In 19:21

3M ago19:21

19:21

In this Episode of the Secure Your Retirement Podcast, Radon, Murs, and Nick discuss beneficiary best practices and what’s discussed in a typical beneficiary’s meeting. Things can change in a year, and that’s why we believe it’s important to update or change beneficiaries annually. Listen in to learn how we prepare for the beneficiaries’ topic befo…

1
Preparing To File Your 2023 Taxes in Retirement 20:28

3M ago20:28

20:28

In this Episode of the Secure Your Retirement Podcast, Radon, Murs, and Taylor discuss how to prepare to file for the 2023 taxes. The first things you should be looking at include your different sources of income and tax forms connected to that income. Listen in to learn the importance of working with a professional tax preparer to avoid misreporti…

1
Cybersecurity Safety in Retirement 29:51

3M ago29:51

29:51

In this Episode of the Secure Your Retirement Podcast, Radon and Murs have Joseph O'Donnell, a cybersecurity safety expert, talk about cybersecurity safety in retirement. Joe explains the nature of phishing emails and texts, how they’re used to trap you into giving out personal information, and the two powerful ways to avoid falling victim to phish…

1
Don't Gamble Your Retirement 19:38

3M ago19:38

19:38

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why you shouldn’t gamble with your retirement. They compare how gambling in Vegas and retirement investing co-relates and why having an expert help you with your retirement strategy is important. Listen in to learn about the risk and reward concept in retirement investing…

1
529 Plans to Roth IRA - How it Works in Retirement 17:38

3M ago17:38

17:38

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the 529 plan as a tax-free investment vehicle and the new ruling around it. A 529 plan is a tax-free compound interest account funded for qualified educational expenses. Listen in to learn about the stipulations around the new ruling enabling rolling unused 529 money into…

1
Understanding Medicare Advantage Open Enrollment in Retirement 26:22

4M ago26:22

26:22

In this Episode of the Secure Your Retirement Podcast, Radon and Murs have our in-house Medicare specialist, Shawn Southard, discuss the Medicare Advantage open enrollment. With an education background and a servant's heart, Shawn is passionate about helping people find the right Medicare plans. Listen in to learn about the benefits of a Medicare A…

1
What Are You Getting for the Fee You Are Paying in Retirement? 19:00

4M ago19:00

19:00

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss what you should get for the fee you’re paying a financial advisor. When looking for a financial advisor, it’s important to ask yourself what you’re getting versus their fee. Listen in to learn about the three major types of financial advisors and what each offers you. You…

1
Reviewing 2023 in your Retirement 23:30

4M ago23:30

23:30

In this Episode of the Secure Your Retirement Podcast, Radon and Murs highlight some different episodes throughout 2023. These episodes’ topics are significant resources for retirement planning and would greatly help if you went back and listened. Listen in to learn the different episodes with information about what you need in retirement, includin…

1
Important 2024 Tax Numbers in Retirement 27:34

4M ago27:34

27:34

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the important tax numbers for 2024. Tax rate numbers for 2024 are out, and it’s important to understand them to make the necessary adjustments and know how your income will be affected. Listen in to learn how the progressive tax system works and the importance of understa…

1
End Of Year Issues to Consider in Retirement 23:19

5M ago23:19

23:19

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the retirement issues to consider as we approach the end of the year. As the year ends and another begins, it’s important to have a checklist to ensure you have things closed out for 2023 and things set up for 2024. Listen in to learn about tax planning strategies to look…

1
Anne Rhodes – Estate Planning in Retirement – Simplified 28:23

5M ago28:23

28:23

In this Episode of the Secure Your Retirement Podcast, Radon and Murs have Anne Rhodes discuss how the wealth.com platform simplifies estate planning. Anne is the Chief Legal Officer at wealth.com with a mission to make estate planning and cross-generational wealth transfer affordable and accessible to more Americans. She describes the two buckets …

1
Rae Dawson - The Basics About a CCRC in Retirement - Part 2 24:47

5M ago24:47

24:47

In this Episode of the Secure Your Retirement Podcast, Radon and Murs have Rae Dawson discuss the basics of CCRC around cost, the waitlist, deciding a CCRC and the right age to move to a CCRC. Rae is a CCRC expert and spent her original career primarily managing people and projects in high-tech in Silicon Valley for many years before gaining an int…

1
Andrew Opdyke - 2023 End-of-Year Economic Update 31:38

5M ago31:38

31:38

In this Episode of the Secure Your Retirement Podcast, Radon and Murs speak with Andrew Opdyke about a 2023 end-year economic update and the expected shift in the economy in 2024. Andrew is a Certified Financial Advisor and Economist at First Trust Advisor. Listen in to learn about the impact of the concentration of investments in the top ten compa…

1
Rae Dawson – The Basics About a CCRC in Retirement 34:07

6M ago34:07

34:07

In this Episode of the Secure Your Retirement Podcast, Radon and Murs have Rae Dawson to discuss the basics of Continuous Care Retirement Communities (CCRC). Rae is a CCRC expert and spent her original career primarily managing people and projects in high-tech in Silicon Valley for many years before gaining an interest in CCRC. She explains what it…

1
The Art of a Risk-Adjusted Portfolio in Retirement 18:44

6M ago18:44

18:44

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the art of building a risk-adjusted portfolio. When building a risk-adjusted portfolio, it’s important to identify your personal risk preference and choose the best model to structure your investment portfolio. Listen in to learn the key differences between passive and ac…

1
Roth IRA - 5-Year Rule - Your Retirement - Part 2 with Denise Appleby 25:14

6M ago25:14

25:14

In this Episode of the Secure Your Retirement Podcast, Radon and Murs have Denise Appleby to discuss the Roth IRA 5-year rule in more detail. Denise is the CEO of Appleby Retirement Consulting Inc., a firm that provides IRA tools and resources for financial and tax professionals. She explains the nuances around two separate Roth IRA 5-year rules an…

1
Roth IRAs - 5-Year Rule and Conversions in Retirement 26:07

6M ago26:07

26:07

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the 5-year rule around Roth IRAs and what conversions look like. A Roth IRA is a powerful tax-free investment tool, especially as a long-term investment growth vehicle. Listen in to learn the difference between Roth IRAs’ contributions and conversions and how the 5-year r…

1
Required Minimum Distributions in Retirement - Monthly, Quarterly, or Annually? 24:18

6M ago24:18

24:18

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the best time to take Required Minimum Distributions. Having a retirement plan and your personal preference will help you determine whether to take RMDs monthly, quarterly, or annually. Listen in to learn the advantages and disadvantages of taking required minimum distrib…

1
Social Security Taxation – How it Works in Retirement 22:48

7M ago22:48

22:48

In this Episode of the Secure Your Retirement Podcast, Radon, Murs, and Taylor discuss how social security taxation works for both single and married filing jointly. Other sources of income you have coming in determine the amount of your social security that will be taxed. Listen in to learn the importance of understanding your sources of income, s…

1
QCDs and Donor Advised Funds in Retirement Planning 17:41

7M ago17:41

17:41

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss things to be aware of about qualified charitable distributions (QCDs) and donor-advised funds. The QCDs and donor-advised funds are great tax benefits strategies, but they make sense in your retirement planning journey in two different scenarios. Listen in to learn about …

1
Practical Tips for a Successful RV Lifestyle when you Retire 26:01

7M ago26:01

26:01

In this Episode of the Secure Your Retirement Podcast, Radon speaks with Jenelle Jones about the perks of the RV lifestyle in retirement. Jenelle is the owner of the oldest RV club for anyone traveling on their own, The Wandering Individuals Network. She refers to herself as an RV travel enabler who has been living the RV lifestyle full-time for fo…

1
Mastering Medicare Planning in Retirement 19:47

7M ago19:47

19:47

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss Medicare planning for those coming up on Medicare and those already in Medicare. This is a checklist of three main topics to help you understand what you should be thinking about when it comes to Medicare. Listen in to learn how to evaluate your prescription drug needs an…

1
What's The Difference Between an EA and a CPA in Retirement? 20:20

8M ago20:20

20:20

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the difference between an enrolled agent (EA) and a certified public accountant (CPA) in retirement planning. The CPA and EA deal with tax at a certain level but differ in their education, scope of work, geographical limitations, and ethical standards. Listen in to learn …

1
Integrated Wealth Management Experience in Retirement 21:24

8M ago21:24

21:24

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the elements of their integrated wealth management experience approach. An integrated wealth management experience offers a similar approach to a family office but for multiple people. A family office is a scenario where you have enough assets that you need a whole team t…

1
5 Financial Planning Topics That Need to Be Discussed Annually 17:43

8M ago17:43

17:43

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss five financial planning things to do annually. It is preferable to do these things in or closer to the last quarter of the year, which allows you time to correct whatever needs correcting. Listen in to learn about things to consider when doing tax strategy and planning be…

1
Long-Term Care Planning Options in Retirement 24:35

8M ago24:35

24:35

In this Episode of the Secure Your Retirement Podcast, Radon and Murs speak with Jessica Iverson about long-term care options to consider as part of the retirement plan. Jessica is a long-term care expert in long-term care planning and wealth management. Listen in to learn how long-term insurance has evolved from standalone to asset-based long-term…

1
Protecting Against Cybersecurity Threats 24:30

9M ago24:30

24:30

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss fourteen common practices to help you protect yourself against cyber security threats. The purpose of this isn’t to scare you but to empower you to be on the internet safely. Listen in to learn the importance of having strong and complex passwords for your home and office…

1
2023 IRMAA Update - Will You Have a Surcharge for Medicare Part B and D? 16:59

9M ago16:59

16:59

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the 2023 Medicare Part B and D IRMMA surcharges. They explain the modified adjusted gross income and the 2023 surcharges if you earn more than $97k single or $194k married filing jointly. Listen in to learn about the income-dropping circumstances the IRS considers when ex…

1
Andrew Opdyke - 2023 Mid-Year Economic Update for Retirement 32:50

9M ago32:50

32:50

In this Episode of the Secure Your Retirement Podcast, Radon and Murs speak with Andrew Opdyke about a 2023 mid-year economic update and the future. Andrew is a Certified Financial Advisor and Economist at First Trust Advisor. Listen in to learn the expected and unexpected turn of events in the economy today and why inflation might not allow for ra…

1
Should You Consider a Franchise as a Part of Your Retirement Plan? 25:26

9M ago25:26

25:26

In this Episode of the Secure Your Retirement Podcast, Radon and Murs speak with Jon Ostenson about the benefits of starting a franchise as part of your retirement plan. Jon is a Certified Franchise Consultant, owner/investor, author, and international speaker specializing in non-food franchising. He discusses the misunderstandings and lack of know…

1
Annuities or CDs - What You Should Consider 17:20

10M ago17:20

17:20

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the similarities and differences between annuities and CDs and the best one for retirement planning. In as much as CDs and fixed index annuities are similar, CDs are best suited for short-term investments, while annuities are best suited for long-term investments. Listen …

1
Using a Health Savings Account (HSA) for Medical and Retirement Planning 22:12

10M ago22:12

22:12

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss ten advantages to a Health Savings Account (HSA) and why you need to know them. A Health Savings Account is a valuable medical and long-term retirement planning tool with more than just tax benefits. Listen in to learn how to let your HSA contributions grow and invest the…

1
You Have Enough to Retire, but How Do You Create an Income 27:33

10M ago27:33

27:33

In this Episode of the Secure Your Retirement Podcast, Murs discusses how to approach a retirement withdrawal strategy when you have enough to retire early. He explains the importance of having a financial professional to help you with the withdrawal strategy to avoid the stress of the deaccumulation phase. Listen in to learn the importance of star…

1
What To Consider If Your Spouse Has Passed Away After Retirement 21:59

10M ago21:59

21:59

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the different retirement things to consider if your spouse passes away. They explain how to approach cash flow, estate settlement, insurance, tax, and investment and assets issues. Listen in to learn the importance of knowing how much you’re spending, where that money com…

1
Mid-Year Tax Planning - Why So Important in Retirement? 24:43

10M ago24:43

24:43

In this Episode of the Secure Your Retirement Podcast, Radon, Nick, and Taylor discuss the importance of mid-year tax planning. It’s important to look at the previous year’s tax situation because some things, like Roth conversions and qualified charitable distributions, need to be done before the end of the year in order to be reported on your tax …

1
What If You Need Long-Term Care in Retirement? 30:42

11M ago30:42

30:42

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss long-term care, how it works, and your options. If you want to know and understand what long-term care may cost you in the future, you must first understand the actual cost of long-term care. Listen in to learn about assisted living services for long-term care that involv…

1
Does The Rule 100 Work in Retirement? 19:04

11M ago19:04

19:04

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how Rule 100 applies to retirement planning risk management. The conversation around risk is extremely important for you to have an investment structure you’re comfortable with. Listen in to learn why investment risk is subjective and should be looked at as an individual.…

1
How To Manage Risk in Volatile Markets 21:15

11M ago21:15

21:15

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss managing investment risk in volatile markets using the active management strategy. An active management strategy is not superior to the buy-and-hold investment strategy, but it is a great way to reduce risk in volatile markets. Listen in to learn how we use data/numbers t…

1
Important Age Milestones in Retirement 19:03

11M ago19:03

19:03

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the important financial planning milestones that happen at different ages. These are things you should be thinking about and preparing for before getting to retirement. Listen in to learn about the different financial milestones that happen in the life of a child from bir…

1
Why You Need a HIPAA Authorization 17:56

12M ago17:56

17:56

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why you need a HIPAA form as part of your overall estate plan package. A HIPAA form is a simple document to put together and is recognized for protecting your personal health information, giving you privacy. Listen in to learn how your HIPAA Authorization can connect with…

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