Pennies To Pounds 공개
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Welcome to the Pennies to Pounds Podcast - the ultimate destination for young people who want to take control of their financial future. We understand that financial literacy is often overlooked in traditional education, leaving many young people feeling overwhelmed and ill-equipped to manage their finances. Our mission is to make financial literacy accessible and fun by simplifying complex concepts and debunking common myths. Here are just a few of the topics we cover on the Pennies to Poun ...
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How are today's youth weathering the storm of the cost-of-living crisis while keeping their fingers firmly on the pulse of culture and beauty standards? This week's episode features Tumisha and Alvin of Tag Agency, who discuss the findings from their $penny Report. This report highlights this generation's resilience, embracing thrifting and DIY to …
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This episode is with Sammie Ellard-King, founder of financial education platform Up The Gains. In this episode, we're discussing how to begin your wealth-building journey, ways to increase your personal growth and how to give your income a boost. FOLLOW UP THE GAINS: Instagram - https://www.instagram.com/upthegainsmoney/ Website - https://upthegain…
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This week's episode is with mortgage advisor Dan Knott demystifying the home-buying process for first-time buyers. He covers how mortgages work, what to be aware of before making an application and schemes available to boost your savings financially. FOLLOW DAN 🏡 Instagram - https://www.instagram.com/dandoesmortgages_/ LinkedIn - https://www.linked…
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We're back with another episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey. This was the final panel of the night with London solo buyer Ayo and couple Alex and Cameron who bought in East London. Filled with a lot of useful tips…
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When you think about a professional dancer, does the image of a financial whiz come to mind? For Susie, this week's podcast guest, this unlikely transition from the stage to spreadsheets is her reality. Susie Italiano, the finance fairy godmother for small charities and creative freelancers, shares how to calculate your minimum monthly spend, the b…
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In this episode, we're discussing Life Insurance and the importance of having insurance policies to protect your finances. To do this, we're joined by Insurance Advisor Ella or Ella Ensures who breaks down the different types of policies available and at which points in life you should consider taking them out. FOLLOW ELLA: Instagram - https://www.…
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This episode is filled with insights from Topsy Taiwo, the property guru behind Property Purchaser, guiding us through the Right to Buy scheme. We also explore the process of going from buying your first home to your next home - schemes available, the process, and how to find a good estate agent. Get Topsy's Book - https://payhip.com/b/4DwuT Follow…
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Happy New Year everyone! As we're heading straight into 2024, the first episode of the year is discussing how you can make conscious money decisions to reach your financial goals this year. TOPICS COVERED: Discovering your financial values Setting realistic financial goals Creating a useful budget Mindful spending and consumerism - Listen to the ep…
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Looking to make savings this Black Friday and Cyber Monday? This episode is not just about the nuts and bolts of smart shopping. It's about real-life experiences and strategies we've picked up along the way. PLUS we discuss Travel Tuesday - the little-known opportunity for discounted travel! WEBSITES MENTIONED: Google Shopping - https://www.google.…
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Ready to take charge of your financial future and build generational wealth? Sharing my personal journey, this episode is packed with actionable steps for those in their 20s, 30s, and beyond. Discussing methods to build your wealth, how to set clear financial goals as well as how to approach saving and investing for the long-term. This is the podca…
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In this episode, we delve into the basics of investing and explore the significance of clear financial goals, the necessity of an emergency fund, and various investment strategies. From buying individual stocks and shares to pouring your money into investment funds, we've got you covered. INVESTMENT PLATFORMS MENTIONED: Wealthify - https://www.weal…
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#ad Want to boost your financial journey but short on time? You’re in luck because Kia has been busy working on a brand-new podcast with Legal & General called A Little Bit Richer, and it’s aimed at making you just that. These weekly bite-sized episodes cover the stuff they didn’t teach us at school but that you need to know to survive adulting in …
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Ever wonder about the pros and cons of renting vs buying a property? In the second panel at our London event on the 24th of August 2023, we were joined by two amazing panelists to discuss this further. Jade Vanriel (here), a seasoned property buyer and content creator, and Nadine Bacchus (here), a pandemic renovator, share their personal journeys a…
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We're back with an episode for first-time buyers! On Thursday 24th August 2023, we hosted an event in London at the Samsung KX building dedicated to debunking the first-time homebuyer journey. This episode is Panel 1 - What are the schemes and options available for first-time homebuyers? Our panel was comprised of property expert Tayo Oguntonade (B…
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Imagine being in your early twenties and a homeowner. Sounds like a dream, right? Meet Jade Vanriel, a property & lifestyle content creator who turned this dream into reality. She shares her journey - from making sacrifices and tough financial decisions to living with her aunt to save money. She also gives young people a roadmap to kickstart their …
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We've got a gem-filled episode for you this week! Join us as we dive into the secrets of career success with our special guest, Shay Loko. Shay is a job-search content creator and co-founder of the Black British pub quiz, PRTY HERE. Shay reveals strategies for leveraging non-monetary benefits, from flexible schedules to professional development opp…
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This week's episode is live with Hayley Mulenda! Hayley Mulenda is a Multi-Award Winning International Speaker, Author, and Change Agent who has spoken to thousands of people across the world sharing her story of how she turned her pain into purpose. Get ready for a mind-expanding episode that will transform your relationship with money and ignite …
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Get ready to dive deep into this week's finance headlines in this episode! To do so, we're joined by podcaster and current affairs commentator Ayo, aka Disunomics. We uncover the recent buzz surrounding interest rates, as they soar to a surprising 4.5%. What does this mean for you? Discover how the rate hike impacts savers, mortgage holders, and th…
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Join us for a riveting conversation with Larry, a successful entrepreneur and investor who has made his mark in the world of digital asset brokering, web design, and luxury asset investing. Larry shares his inspiring journey to wealth creation, from his early days in tech to his pivot into the high net worth investment space. Discover the hottest t…
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In this episode, we explore the complex and often taboo topic of financial dependency in relationships. Nadine, the creator of the social media page Rona Renovation, shares her insights on how financial dependency can manifest in a relationship, and the impact it can have on both partners. We delve into the power dynamics within relationships and h…
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In this episode, we dive deep into the inspiring story of Ibrahim Braimah, who went from being homeless to owning multiple properties. They share their journey of how they overcame obstacles and challenges, and the mindset they developed along the way. We also discuss practical tips for getting started in property investing with little to no capita…
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This episode is with Mary-Grace Olu, a final year university student studying Law who is also an online content creator sharing her journey as well as fashion & beauty content. TOPICS COVERED: Choosing law as a career path Going to Brampton Manor Academy for sixth-form Being rejected from Oxford University Becoming a successful online content creat…
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This week’s episode is sponsored by Visit England. Kia is joined by Jazz to discuss their trip to Newcastle discussing what they got up to and how they saved money on their staycation. TOPICS: - Things to do in Newcastle - Places to eat in Newcastle on a budget - Things to do in Newcastle on a budget - How to save on staycations in England For more…
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This week's episode is focusing on the link between mental health and finances. We're exploring this topic into the triggers and how people can take care of their mental health. To discuss this topic, we're joined by Celine Erorh, founder of mental health platform Celutions. TOPICS: How Celutions began The link between mental health and finances Wa…
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This week's episode is great for anyone looking to start investing or better understand how to make it best work for you. To simplify this for us, we're joined by Ato, AKA Savvy Wallet. TOPICS COVERED: - The importance of investing in yourself - Investing myths - What are dividend stocks? - How does compound interest work? - How to become a million…
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This episode is a very special one as we're joined by Financial Advisor, TV Personality, and Newly Published Author Emmanuel Asuquo. TOPICS COVERED: Habits to leave to improve your finances Understanding how to grow your wealth Money and relationships - the role finances play His newest book, Get Your Money Right (purchase the book here). FOLLOW EM…
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In this episode, we're joined by content creator Jordan (JayVSOP). He is the Online Financial Influencer of 2022, Co-Founder of the platform @sturdyoff, and online content creator. TOPICS COVERED - Apprenticeships - Growing the Sturdy-Off platform - How credit works and using it responsibly - Ways to make extra money - Jordan's journey to becoming …
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In this episode, we're joined by friends Sadia and Amanda. They have recently completed on an investment property together based in Liverpool and are going through the process of renovating the property. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound…
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In this episode, we're joined by Shola West - Media Week’s 30 Under 30 Newcomer, & TEDx speaker. Shola now works at Global Media Agency OMD UK as a Media Partnerships & Social Content Executive; her clients include Barclays, PepsiCo & Channel 4. She is also a Careers Content creator and has amassed a following of over 12k young people on TikTok. TO…
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This week's episode is sharing the top tips that you need to ensure that you're getting the best deals this Black Friday, Cyber Monday AND Travel Tuesday. Websites Mentioned: Price Spy, Price Runner, Idealo, Trolley.com Forums Mentioned: HotUKDeals Chrome Extensions Mentioned: Honey, Pouch, Karma, Price Tracker, Price Box, Klarna Support the show F…
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This week we're joined by Elvire, a content creator specialising in money saving, entrepreneur and self-proclaimed side hustle queen. She talks us through her various side hustles and how you can make some extra cash today. TOPICS COVERED: - What are side hustles? - How much Elvire makes from her side hustles - Understanding taxes and trader allowa…
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In this episode, we're joined by Mr Money Jar to talk about all things pensions. Pensions are important to understand whether you're 22 or 42 and this episode gives you the breakdown that you need. TOPICS COVERED: - What are pensions - How does the state pension work - How much do you need saved for retirement - Building generational wealth - Setti…
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This episode is a very special one as we're celebrating 3 years of Pennies To Pounds! To do this, Kia is joined by her dad to share some of his key financial tips. They discuss: - Budgeting methods - Buying cars on finance vs buying outright - The value of learning skills - Bad money habits that many people have and how to curb them This episode is…
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In this week's episode, we're joined by Denzil Jones, Austin Okolo and Poku Banks who make up the Gen Z Club. Gen Z Club is a platform that hosts monthly networking events for young people to learn and meet likeminded individuals. We discuss starting a business in your early 20s, money lessons to learn, how to start investing, side hustle ideas and…
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Welcome to episode 2 of our series Behind The Creator! This is the monthly series where we get behind the finer details of amazing people who have created amazing things. This week, we're joined by Leoni Joyce. Leoni is very well known for her creativity and unique editing style when it comes to her dance videos. Her videos have reached across the …
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This week we're joined by Jazz, a food and travel content creator. She talks to us about her travel hacks for travelling abroad, things to consider when booking flights abroad and all-inclusive travel vs booking separately. Follow Jazz on all platforms to stay up to date with her travel content: @lifeofjazz__ Support the show FOLLOW PENNIES TO POUN…
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In this week's episode, we're joined by Samuel Okusaga - a TEDx speaker, entrepreneur and founder of the platform Worth Of Mouth. He talks to us about the advantages of being disadvantaged and how young people are able to pitch themselves in corporate environments if from an unconventional background. FOLLOW SAMUEL: Instagram - @ceosam_ Twitter - @…
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Welcome to the first episode of a monthly series we'll be starting alongside regular episodes called Behind The Creator. This is where we'll get behind the nitty-gritty of how creators and brands were built. This week's episode is with Ama who founded the million-pound wellness brand Plantmade. She discusses how she began, scaling to 7-figures, set…
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This week's episode is slightly different to what you may be used to hearing. This week, guest host Martina has come on to interview Kia about her personal journey and how she built Pennies To Pounds. This has been highly requested so hope you enjoy it! Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopound…
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In this episode, we're joined by Devon Entrepreneur. He talks to Kia about starting his first side hustles at school, dropping out of university and making six figures through Amazon FBA. FOLLOW DEVON: Instagram - @\devon_entrepreneur Twitter - @\devontheteller TikTok - @\devonentrepreneur Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - htt…
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In this episode, we're joined by Faith - aka Black Bezos. He talks to us about Wifi Money and how you can make money from home through ticket reselling, trading cards and more. We also discuss his experience speaking with Jeff Bezos' lawyers over his name trademark and how he made money during his childhood from selling chocolates and sweets at sch…
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We're back after a break to give you the new and improved Pennies To Pounds Podcast! To kick off our return, this week we're talking to entrepreneur and content creator Marnie Zubair. She is the creator of jewellery brand Tresor and is the youngest business partner to The Apprentice's Lord Sugar. She talks about her journey in building her business…
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We're back after a creative hiatus! This week we're joined by Andrea Cheong who talks about the difference between fast fashion vs sustainable fashion and how we can save money in the process. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - h…
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This week we're joined by BeniRatio Finances to break down the self-assessment tax return and everything that you need to know as someone self-employed. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tiktok.com/@penniestopounds?_…
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Happy new year everyone! This week's episode is with the amazing guys from Property Strat talking about all things property. They are discussing how they started their platform, their motivations and various property strategies you can use to get into property in 2022 and beyond. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.i…
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This week's episode is with returning guest, Tobi Dada. We discuss the corporate world, getting internships both during and after university and the bank of mum and dad when it comes to home-buying. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikT…
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In this week's episode, we're joined with couple Alex and Cameron who share their homebuying story. They talk about how they managed to purchase their first property, an apartment in East London, together at the age of 20. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter…
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This week's episode is with the amazing couple Monalisa and Justin who have bought their first home together and are currently going through renovations. Follow their journey on Instagram here. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - …
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This week's episode is with Ayo, a first-time buyer who bought her first property in London during the height of the coronavirus pandemic. She's talking about how she saved up for her deposit, why she chose London and how she found the process. Follow her on Instagram here. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagr…
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We're back! This week's episode after a long break is with Tobi Dada talking all about apprenticeships vs university. Follow Tobi on Instagram by clicking here. Support the show FOLLOW PENNIES TO POUNDS 💸 Instagram - https://www.instagram.com/penniestopoundspod/ Twitter - https://twitter.com/penniestopound TikTok - https://www.tiktok.com/@penniesto…
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