Veterans Legal Lowdown is a podcast created by Chisholm Chisholm & Kilpatrick LTD, a law firm representing veterans nationwide on their VA disability claims. In each episode, our legal team breaks down a veterans law topic--from Burn Pits to Traumatic Brain Injuries (TBIs) and VA claim hacks to the latest VA news. This is CCK On Air.
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✨ Stay Connected and Get Inspired! ✨ 📸 Follow Me on Instagram: @nuggetofaugusta for daily updates, behind-the-scenes, and bonus content. 🎥 Love Listening? Watch on YouTube: Nugget of Augusta for in-depth visuals and exclusive episodes. 🌐 Connect With Me Directly: Let’s Chat! Have questions or ready to take the next step? Start here! 🎖️ VA Loan Expert 🏡 Realtor 🏦 Lending multiple states 🪪 NMLS 2593929 | 198414 Welcome to Nugget’s Nuggets on VA Benefits, where we uncover the truth, tackle myth ...
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In this episode, we discuss the VA 70/40 Rule. We’ll discuss how having a combined rating of at least 70%, with at least one of the conditions rated 40% or higher, can help veterans get a 100% VA disability rating through TDIU. We will discuss the 70/40 rule, how much veterans can expect to receive under a 100% rating, and what happens if a veteran…
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CCK Live: Breaking Down Garnishment: Is Your VA Disability Pay Protected?
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Can VA disability benefits be garnished? In this episode, we discuss what protections exist for VA disability benefits and the circumstances that could lead to garnishment. Although VA benefits are typically protected from garnishment, there is an exception for veterans with military retirement pay. Tune in to learn more! For more information, visi…
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CCK Live: A Veterans Guide in Support of Claim (Lay Statement)
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In this episode, we discuss lay evidence in veterans’ VA Claims. Specifically, we touch on tips surrounding lay statements, also called “lay evidence,” “buddy letters,” or “statement in support of claim.” Understanding these pieces of evidence will help veterans effectively utilize lay evidence in support of their claim. Tune in to learn more! For …
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CCK Live: What Happens When VA Is Gathering Evidence in the VA Claim Process?
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In this episode, we discuss the evidence-gathering stage of the VA claim process. We will talk about what happens during the evidence-gathering phase, explain VA’s duty to assist, evidence veterans can submit to support their case, and what happens after this phase. Tune in to learn more! For more information, visit our website at cck-law.com…
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CCK Live: Is It Possible to Win a VA Claim Without Medical Evidence?
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In this episode, we discuss some situations where medical evidence may not be necessary when proving a VA claim. We talk about evidence—such as buddy letters or notes from your current doctor—that can help fill the gap left by missing service records. Tune in to learn more! For more information, visit our website at cck-law.com Follow u…
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Unlock $10,000 in Savings: How VA Disability Can Cut Your Home Buying Costs!
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✨ Stay Connected and Empowered! ✨ 📸 Follow Me on Instagram: @nuggetofaugusta for daily updates, behind-the-scenes content, and tips you don’t want to miss! 🎥 Love the Podcast? Watch on YouTube: Nugget of Augusta for exclusive episodes, in-depth visuals, and more insights. 🌐 Let’s Connect: Schedule a 15-Min Discovery Call to start your journey towar…
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CCK Live: What Does VA Claim Under Review Mean? VA Claim Status
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What idoes it mean when your VA disability claim is listed as "under review?" If you’ve checked your VA claim status and seen this, it’s one of the first steps in the process. We’ll explain how the VA assigns your claim to a Veteran Service Representative (VSR) who evaluates your case and what to expect in terms of wait times. Additionally, we’ll g…
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CCK Live: Can You Prove VA Disability Without Service Treatment Records?
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In this episode, we discuss how veteran can provetheir VA disability claims when their service treatment records are missing. The absence of medical evidence from service time poses an obstacle for veterans, but it doesn’t mean they still can’t secure their benefits. Tune in to learn more! For more information, visit our website at cck-law.co…
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In this episode, we discuss the VA benefits a veteran may qualify for with a 70% VA disability rating. We will talk about the 70% VA disability pay rate, VA healthcare eligibility, the Veteran Readiness and Employment Program, and other benefits veterans may qualify for. Tune in to learn more! For more information, visit our website at cck-la…
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In this episode, we discuss whether VA can reduce or terminate a disability rating. We will talk about the circumstances under which VA may stop or reduce a VA rating and what veterans can do if this occurs. Tune in to learn more! For more information, visit our website at cck-law.com Follow us on social media: YouTube - …
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CCK Live: Have a C&P Exam for Arthritis? What to Expect at Your VA Exam
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In this episode, we discuss what to expect during a C&P exam for arthritis. We’ll cover VA service connection for both osteoarthritis and rheumatoid arthritis, what C&P examiners look for, how arthritis severity is measured, and what to mention if you’re in pain to get the right rating. Tune in to learn more! For more information, visit our website…
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Dental conditions can yield significant VA disability ratings. In this episode, we discuss the VA rating system for dental conditions, specific dental conditions and their ratings, cancerous tumors of the mouth and jaw, and more. Tune in to learn about dental disabilities and VA compensation! For more information, visit our website at cck-law…
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CCK Live: New Laws for Veterans and Servicemembers in 2024 - NDAA
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In this episode, we discuss the National Defense Authorization Act, or NDAA. This is passed each year and includes new laws for Veterans and service members. We discuss these new laws and how they may impact VA disability benefits, other veteran’ benefits, and service members. Tune in to learn more about the 2024 NDAA! For more information, visit o…
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CCK Live: How to Prepare the Best VA Claim for Sleep Apnea
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In this episode, we discuss the types of sleep apnea, the critical role of medical evidence, lay evidence, and more. Sleep apnea is a common service-connected condition among veterans and can qualify for a 100% VA disability rating of severe. Tune in to learn what you need to set your sleep apnea VA claim up for success! For more information, visit…
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CCK Live: Top 5 VA Disability Claim Mistakes We See as VA Disability Lawyers
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In this episode, we discuss the top 5 VA disability mistakes we see as VA disability lawyers. These mistakes include misunderstanding service connection criteria, delaying filing a VA claim, missing VA correspondence and deadlines, and others. Tune in to learn more! For more information, visit our website at cck-law.com Follow us on soc…
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CCK Live: 100% VA Disability for Veterans Not Able to Work - TDIU VA Benefits
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In this episode, we discuss Total Disability based on Individual Unemployability, or TDIU. Key topics we talk about include how TDIU benefits allow veterans to be rated 100 percent, how veterans can apply for these benefits, the differences between “schedular” and “extraschedular” TDIU, and more. Tune in to learn more about TDIU! For more informati…
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CCK Live: Types of VA Claim Evidence to Increase Your VA Disability Rating
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In this episode, we discuss three types of evidence veterans can use to increase their VA rating. We will discuss medical records, lay evidence, and employer records. Additionally, we will talk about increased rating claims so that veterans can learn how to demonstrate a worsening of their service-connected condition. Tune in to learn more! For mor…
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CCK Live: Pending Decision Approval & Preparation for Notification: VA Claim Status
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What does it mean when your VA claim status reads “Pending Decision Approval and Preparation for Notification”? If a veteran’s claim is at the Pending Decision Approval or Preparing for Notification step, this is generally a good sign. It means that the decision process is nearing completion. Tune in to learn more! For more information, visit our w…
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In this episode, we discuss VA disability benefits secondary to hip conditions and what conditions commonly stem from hip disabilities. Veterans who develop a secondary disability because of an already service-connected condition can receive a VA rating for both conditions. Tune in to learn more! For more information, visit our website at cck…
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Step-by-Step to Six Figures: Real Estate Hustle with Matt ‘Nugget’ Daniels
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Summary Matt "Nugget" Daniels shares his real estate side hustle school, where he teaches others how to make a side income in real estate. He explains his journey from failed entrepreneurial ventures to making six figures in two years. He emphasizes the importance of being honest with oneself and finding a side hustle that aligns with one's skills …
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CCK Live: How to Complete Form 21-4192 - Employment Information in TDIU VA Claims
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In this episode, we discuss Form 21-4192, which is one of the forms Veterans must complete when applying for TDIU benefits. In this episode, we discuss more about what Form 21-4192 is used for, go over each section of the form, explain why veterans must submit it, and offer some tips on how to complete it. Tune in to learn more! For more informatio…
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CCK Live: How Do Veterans Get 100% Total VA Disability Ratings?
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In this episode, we explore the different pathways to achieving this rating, including schedular ratings for single or multiple conditions, Total Disability based on Individual Unemployability (TDIU), permanent and total ratings, and temporary total disability ratings. Tune in to learn more! For more information, visit our website at cck-law.…
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Summary In this conversation, Matt "Nugget" Daniels discusses how to have strategic conversations in real estate without alienating friends, family, and coworkers. He emphasizes the importance of authenticity and transparency in sales, and how building trust and rapport is key to successful communication. Matt also highlights the value of providing…
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CCK Live: Getting a 70% VA Rating for Mental Health Conditions
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In this episode, we break down the 70 percent VA rating for mental health conditions. Mental health conditions are all rated using VA’s General Rating Formula for Mental Disorders. Under this, ratings can be assigned at 0, 10, 30, 50, 70, or 100 percent. If a veteran receives the 70 percent rating, it means they display impairment in most areas suc…
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Why a Real Estate Side Hustle is PERFECT for Military Vets, Actives, and Spouses!
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Summary In this episode, Matt "Nugget" Daniels discusses why real estate is a perfect fit for military families. He explains two pathways in real estate: active and passive. The passive pathway involves becoming a referral partner, where you get your real estate license and connect leads with active agents. The active pathway involves building an a…
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Real Estate Side Hustle Skool: Tip #1 Strategic Conversations
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Summary In this conversation, Matt "Nugget" Daniels discusses how to have strategic conversations in real estate without alienating friends, family, and coworkers. He emphasizes the importance of authenticity and transparency in sales, and how building trust and rapport is key to successful communication. Matt also highlights the value of providing…
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Summary In this conversation, Matt "Nugget" Daniels discusses four ways to make passive income in real estate. The first method is to become a referral agent, where your job is to have conversations and educate people about real estate, and then refer them to an active agent. The second method is to join a brokerage that offers revenue share, where…
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CCK Live: Top Ways to Obtain VA Disability Benefits - How to Get VA Compensation
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There are several ways veterans may obtain VA disability benefits. In this episode, we discuss the process of establishing service connection for your disability, either through an initial claim or supplemental claim, and the significance of submitting through evidence with your initial claim using VA Form 21-526EZ to increase the likelihood of a f…
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CCK Live: Georgia Veterans Benefits - State-Sponsored Benefits for GA Veterans
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Georgia provides a range of resources and benefits to supports its veterans. Veterans residing in Georgia may wonder what these benefits are and how to access them. In this episode, we discuss some of the benefits available to veterans living in Georgia, including veterans’ homes, financial benefits, employment benefits, and others. Tune in to lear…
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Veterans who receive a 100 percent, or total, VA disability rating may wonder if they can still work while rated as totally disabled. In this episode, we discuss some ratings veterans may receive, such as TDIU, and some scenarios when they may be eligible to work while rated at 100 percent. Tune in to learn more! For more information, visit our web…
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In this episode, Matt “Nugget” Daniels, a veteran, realtor, and founder of S.E.R.E School, explores why real estate is an ideal career path for military families. Matt delves into two main pathways in real estate: the passive agent and the active agent roles. He explains how becoming a referral partner allows military members to earn income through…
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VA requires certain documents to support all claims for disability benefits. Veterans should consider gathering, or giving VA permission to gather, this evidence. In this episode, we discuss how veterans can obtain their records to submit to VA and what to do if some of their service records are missing. Tune in to learn more! For more information,…
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SERE School -> Strategic Earning in Real Estate is coming, are you ready?? Attention, brave souls! 🎖️ If you are military – Veteran, Active Duty, or Spouse – and you’re looking for a side hustle or a career change, I’m creating a FREE Real Estate training course tailored just for you! We’ll explore two pathways for success: 1.Passive – minimal time…
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Guides and Info: https://wkf.ms/4bKSDFo (Please let us know what information you want specifically) In this video, we cover some topics you need to know before you PCS (Permanent Change of Station). Moving can be stressful, but with the right preparation, you can ensure a smooth transition for you and your family. We’ll discuss key financial prepar…
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CCK Live: Should I File a VA Claim If I Already Have a 100% VA Rating?
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Veterans with a 100% VA rating are considered “totally disabled.” Whether to file another VA claim depends on their specific situation and rating type. This episode discusses why veterans might want to file a new claim despite a 100% rating and also explores reasons they might not. Tune in to learn more! For more information, visit our website at …
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Click this Link -> Let us know what Guides/Resources you are looking for: https://wkf.ms/4bKSDFo Moving always comes with excitement and dread. Nobody enjoys the process but sometimes when we move the result is amazing. As a Veteran, when I think about moving I cannot help but think Permanent Change of Station (PCS). The military does the best they…
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CCK Live: What Does “Favorable Findings” Mean in VA Decision Letters?
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When reading their Rating Decision letter, a veteran may come across what are known as “favorable findings.” In this episode, we will discuss what exactly favorable findings are, where to find them in your decision letter, and whether VA adjudicators are bound by these findings. Tune in to learn more! Follow us on social media: YouTube …
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CONNECT WITH NUGGET: https://wkf.ms/4bKSDFo Resources - [VA’s Official Website](https://www.va.gov/housing-assistance/home-loans/) for more detailed information on VA Loans. - [Download the Certificate of Eligibility (COE) Form](https://www.va.gov/housing-assistance/home-loans/how-to-apply/) Description: Are you an E5 in the Miltary looking to maxi…
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What mental health conditions qualify for a 100% rating? In this episode, we will discuss what is takes to qualify for the 100% VA disability rating for mental health conditions. We will break down the rating criteria you must meet to get a 100% VA rating and mental health conditions, such as PTSD, depression, and anxiety. Tune in to learn more! Fo…
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Shocking Wealth Building Statistic about Active Duty Military and Veterans
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If you want to reach out to Nugget: click this LINK The VA Loan program is an invaluable resource designed to help veterans and active duty military members achieve homeownership. This blog post will provide an overview of the program, including its history, purpose, and importance for veterans and military personnel. Support for Veterans: The prim…
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CCK Live: Social Security (SSDI, SSI) & VA Disability Benefits Offsets Explained
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How do Social Security benefits and VA Disability Benefits impact each other? In this video, we discuss VA disability and Social Security benefits, how they work together, and whether any offsets apply. There are two different types of Social Security disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income …
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CCK Live: DBQ’s and Nexus Letters in VA Claims Explained
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DBQ stands for Disability Benefits Questionnaire. DBQs are forms created for veterans’ use in the evaluation process for VA disability benefits. A nexus letter is a document prepared for a veteran by a medical professional that explicitly connects an in-service event to the current condition for which a veteran is seeking VA compensation. Tune in t…
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Is VA disability compensation exempt from bankruptcy? In 2019, the HAVEN Act was signed into law, making VA benefits protected income during bankruptcy proceedings. Prior to the HAVEN Act – from 2005 to 2019 – the federal Bankruptcy Code commonly required veterans to give up their VA disability benefits to creditors to obtain bankruptcy relief. Tun…
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CCK Live: VA Disability for Knee Conditions & Pain (2023 VA Rating Update)
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In this informative episode, we will break down the VA disability benefits available to veterans with knee conditions and pain. Learn the common knee conditions Veterans experience, how they're rated, special Veterans Law considerations to be on the lookout for in your decisions, C&P examinations for knee conditions, and tips for building a strong …
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In this video, we will breakdown the monthly rate VA DIC recipients will receive in 2024! DIC, or dependency and indemnity compensation, is a monthly benefit paid by VA to surviving dependents of a veteran whose death was related to their military service or a service-connected condition. DIC has exclusive rates and is separate from veterans’ disab…
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The Department of Veterans Affairs (VA) awards special monthly compensation (SMC) to veterans with service-connected conditions so debilitating they warrant a rating higher than 100 percent. In this episode, we will break down the SMC rates for fiscal year 2024 and other key information veterans need to know about their special monthly compensation…
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The Cost-of-Living Adjustment for Veterans’ disability compensation in 2024 was announced at 3.2 percent. In this episode of CCK Live, we will discuss how this change in COLA will affect veteran’s benefits, what the 2024 pay chart looks like, and what veterans can expect for their VA disability benefits in 2024. Tune in to this episode to learn eve…
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CCK Live: Beware of VA Benefits Scams - Warnings from Congress, VA, FTC, & OIG
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In this episode, we are discussing the issue of unaccredited individuals charging veterans and their families illegal fees to file VA claims, obtain medical evidence and nexus letters, and more. A group of 31 members of Congress sent a letter to VA Secretary McDonough addressing the increase in unaccredited individuals profiting off veterans. The l…
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CCK Live: Can Veterans Qualify for PFAS Exposure Compensation and VA Benefits?
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In this episode, we discuss the PFAS lawsuit and your entitlement to VA benefits. PFAS chemicals were used widely in various industries and have contaminated water, food, and air across the U.S. If you believe you have been exposed to PFAS and have been diagnosed with certain cancers after the year 2000, then you may qualify for compensation. What'…
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CCK Live: Board of Veterans’ Appeals (BVA) Meets VA Decision Goal - At What Cost?
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In this episode, we discuss the Board of Veterans’ Appeals decision goal for fiscal year 2023 and explain how this compares to previous years, including a breakdown of the additional funding the department has received in its budget. We review the Board’s productivity and the status of VA’s backlog, give budget insights, estimate cost per case, and…
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