최고 Ric Edelman 팟캐스트 (2024)

1
11/25/24: Bad News and Good News for Fat Americans 8:48

22h ago8:48

8:48

Three quarters of U. S. adults are now either overweight or obese. One in three children are now fat. But help is on the way from new drugs that not only fight obesity but have beneficial effects in fighting a variety of ailments. The impact on health and the economy will be transformative. #ObesityCrisis #HealthAwareness #MedicalBreakthroughs #Wei…

1
11/22/24: AI Isn’t Profitable Yet, But It’s Already Destroying Companies 32:26

4d ago32:26

32:26

As Chegg has plummeted in value due to competition from AI tools like ChatGPT, investors must embrace innovative, forward-thinking companies rather than outdated ones. Plus, while mutual funds may have higher fees compared to ETFs, deciding to switch should depend on long-term investment goals rather than solely on expense ratios or capital gains t…

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11/21/24: Three New Funds that Give You Exposure to the Crypto Ecosystem 15:45

5d ago15:45

15:45

For those intrigued by crypto but hesitant to invest directly in assets like Bitcoin or Ethereum, a “picks and shovels” strategy—investing in companies or ETFs like State Street's SPDR® Galaxy offerings that support the blockchain ecosystem—offers a diversified and potentially less volatile alternative. And a listener faces a tough decision about g…

1
11/20/24: Facing Retirement Without Children? 9:41

6d ago9:41

9:41

With fewer people over 50 becoming grandparents, questions about elder care and financial planning grow critical. For those without children or estranged from family, proactive estate planning, long-term care funding, and giving inheritance early are essential strategies for a fulfilling and secure retirement. Retirees, especially Baby Boomers hold…

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11/19/24: The Global Birth Dearth is Getting Worse - But Does it Matter? 18:41

7d ago18:41

18:41

South Korea faces a demographic crisis with the world's lowest birth rate of 0.72, and globally, nations face falling fertility rates, sparking initiatives like cash incentives, subsidized childcare, and retirement reforms to sustain aging populations. And the 4% withdrawal rate remains a reliable guideline for retirees, designed to preserve princi…

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11/18/24: The Meaning of OpenAI’s $150 Billion Valuation 13:45

8d ago13:45

13:45

OpenAI, creator of ChatGPT, is making waves with a $150 billion valuation and substantial funding efforts from tech giants and institutional investors. This immense financial backing aims to support the expensive computational demands of AI development, though the true payoff for investors remains uncertain as AI continues to evolve and raise quest…

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11/15/24: What the Depletion of the Social Security Trust Fund Means for You 46:39

11d ago46:39

46:39

As the Social Security Trust Fund nears depletion, Americans face potential 20% cuts to benefits starting in 2034, which could significantly affect their retirement security. Financial advisors must help clients understand the importance of personal savings and investments to secure a stable retirement income. And, Michael Saylor, founder and chair…

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11/14/24: Two ETFs that Generate Income in an Innovative Way 11:52

12d ago11:52

11:52

With interest rates fluctuating, finding reliable investment income can be challenging. Ric discusses two Invesco ETFs offering income generation, downside protection, and low fees as one offers equal-weight exposure across all 500 S&P stocks for balanced diversification. And Ric discusses the importance of maintaining cash reserves and what can ha…

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11/13/24: What to Expect From Trump’s Economic Policies 14:51

13d ago14:51

14:51

The election of Donald Trump means shifts in tax policy, financial legislation, and economic strategies, and changes are expected in personal income taxes, estate taxes, and policies affecting student loans, health insurance, Social Security, and tariffs, all with potential impacts on household budgets. #TrumpTaxPlan #SenateShift #FinanceFuture #Lo…

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11/12/24: Seen Bitcoin’s Price Lately? 12:45

14d ago12:45

12:45

With Bitcoin rising 31% in just seven days, Ric examines the impact of the election on the candidates and on the future of crypto. Ric looks at the efforts around the country to institutionalize crypto in state and local government payment options, and what you need to know about investing in Bitcoin. #BitcoinBoom #CryptoRevolution #ElectionImpact …

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11/8/24: Wall Street Wisdom in Building the Future of Crypto with Galaxy's Chris Rhine 43:49

18d ago43:49

43:49

Crypto’s early days were marked by risk-takers with little attention paid to regulation. Now, forward-thinking Wall Street veterans have introduced crypto’s 'adult supervision'" and structure. Owning a vacation home with friends or family may seem like a dream, but shared ownership comes with complex responsibilities and potential conflicts. Plus, …

1
11/7/24: What if Something Goes Wrong with Your Advisor Relationship? 18:49

19d ago18:49

18:49

Ric discusses three topics that both investors and advisors need to understand: The importance of E&O insurance if something goes wrong...The Invesco S&P 500® Quality ETF (SPHQ)...and Defining Comprehensive Financial Planning. #Invesco #SPHQ #Top100Stocks #SP500 #QualityStocks #IRAInvesting #FinancialAdvisor #PortfolioStrategy #InvestmentOptions #S…

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11/6/24: Ric’s Analysis of America's Decision on the Election 16:31

20d ago16:31

16:31

Ric takes a deep dive into America's decision on the 34 Key Topics of Election 2024 that he's been discussing over the past month. Plus, what a friendly Administration and additional gains in the Senate means for the future of crypto growth and regulation. #2024Election #ElectionResults #TrumpWins #KamalaHarris #CloseRace #CryptoVictory #EconomyMat…

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11/5/24: Should the Most Important Election in History Influence Your Investment Strategy? 18:29

21d ago18:29

18:29

It's Election Day and Ric shares three predictions on what happens next and advises against reacting to election results with impulsive investment changes. Plus, listeners reflect on Ric's impact over his 35-year radio and podcast career of financial advice and education. #ElectionDay2024 #PresidentialElection #InvestSmart #LongTermFocus #MarketImp…

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11/4/24: The Latest in Crypto 25:12

22d ago25:12

25:12

Ric lists a number of amazing new developments in crypto and blockchain technology with VISA, Mastercard and PayPal among the headlines. Plus, a listener asks how Ric & Jean chose their path in personal finance. You'll hear the story of how the company rose to the top and the importance of working with a fiduciary. FinancialPlanning #FiduciaryDuty …

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11/1/24: Three Demonstrations of AI’s Capabilities 58:39

25d ago58:39

58:39

Ric showcases the capabilities of AI by presenting a fully AI-generated podcast, including a segment where AI voices emulate a conversation on cryptocurrency and finance. Plus, Ric makes a major announcement, and you'll hear the latest headlines in the world of crypto. #AIPodcast #AIContentCreation #AIGeneratedVoice#Innovation #Technology #Podcasti…

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10/31/24: Ric's Conclusion on the Presidential Election 24:06

26d ago24:06

24:06

It's the final episode of our 19-part series covering 34 essential topics impacting the upcoming presidential election. Using a decision-making tool inspired by Benjamin Franklin to assist undecided voters in choosing who aligns with their values and priorities, Ric summarizes his examination of the candidate's positions. #Election2024 #PodcastSeri…

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10/30/24: An Analysis of the Vice-Presidential Candidates 10:43

27d ago10:43

10:43

A look at the character and the policies of J.D. Vance and Tim Walz, and their alignment with their running mates. Ric wonders if the choice for vice-president will make a difference in how you will vote this year. #VPSelection #KamalaHarris #TimWalz #Donald Trump #JDVance #2024Election #PoliticalDebate #CharacterMatters #EthicsInPolitics #TrumpVsH…

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10/29/24: What You’ve Told Ric About Donald Trump’s Character, Ethics, Morals, and Values 20:28

28d ago20:28

20:28

Among the 34 key issues in Election 2024 is today's discussion about character, ethics, morals, and values. Ric features 18 e-mails from listeners along with his own opinion on the contrast between Kamala Harris and Donald Trump. It's Ric's 500th podcast of The Truth About Your Future! #EthicsInPolitics #CharacterMatters #TrumpVsHarris #Presidentia…

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10/28/24: Harris and Trump on Unions 21:38

29d ago21:38

21:38

The 2024 campaign shows a break in tradition among union support of the presidential candidates. Ric examines what's different this year. Plus, a review of the candidates' public comments and legislative records on the military and veterans affairs. #UnionSupport #Teamsters2024 #UnionPolitics #VeteransAndUnions #TrumpAndUnions #KamalaHarrisUnions #…

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10/25/24: Why Ric Won’t Use StubHub Again 43:18

1M ago43:18

43:18

Transportation and infrastructure are next in our 19 episodes on the 34 key issues in Election 2024. Ric recounts an experience with StubHub that just might save you an unwanted surprise. He answers a listener question on the trend of companies to go private and how you can invest. And a conversation with Tom Bradley, Chief Client Officer at Schwab…

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10/24/24: Ric's Review of the Hottest Election Issue: Immigration & Border Security 20:05

1M ago20:05

20:05

Ric contrasts the performance of then-President Trump and Vice President Harris on handling immigration and border security, along with an examination of the role of executive experience in the history of our presidents. And Ric answers a listener's question regarding the daily swings in stock market prices. #ImmigrationDebate #BorderSecurity #Poli…

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10/23/24: On Today’s Show: The Politics of Racism, Religious Freedom, LGBTQ+, Gender and Transgender 15:42

1M ago15:42

15:42

Among the 34 key topics of the 2024 election are the emotional issues of racism, religious freedom, LGBTQ plus, gender and transgender. Ric looks at the positions of each of the candidates. #Racism #Bigotry #ReligiousFreedom #GenderEquality #LGBTQ+ #TransRights #Inclusion #Diversity #EqualityForAll #SocialJustice #Donald Trump #Kamala Harris ----- …

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10/22/24: Harris vs. Trump on Judicial Reform, Regulation and Presidential Appointments 24:46

1M ago24:46

24:46

In today's discussion of the 34 key issues of the campaign: judicial reform, presidential nominations, and regulation. Plus, using tax software simplifies managing complex crypto transactions. And, bitcoin miners are leveraging high-performance computing power to support AI's massive energy demands. #UndecidedVoters #Election2024 #RegulationCosts #…

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10/21/24: Kamala’s New Proposals to Help Black Men 27:42

1M ago27:42

27:42

Ric analyzes Kamala Harris' ambitious new policy plan aimed at supporting black men, which has sparked significant controversy. The proposal includes forgivable loans, healthcare, and tax breaks, raising concerns about its feasibility and fairness. And a comparison of the candidates' views on gang violence, violent crime, guns, incarceration, and t…

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10/18/24: The Real Risk to Democracy: Rhetoric 56:35

1M ago56:35

56:35

The Election 2024 podcast series continues: Voting Integrity, the Electoral College, Campaign Finance, Corruption. the Filibuster. Ric dissects the rhetoric of democracy at risk. Also in the election, key age-related issues such as increased life expectancy, healthcare costs, mass elder poverty, ageism, and finding purpose in retirement must be add…

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10/17/24: Did You Hear What Harris & Trump are Saying About Drug Addiction, Treatment & Prevention? Neither has Ric 18:03

1M ago18:03

18:03

In our series on the 34 issues in the 2024 Election, Ric discusses the lack of attention from the candidates on drug addiction, treatment, incarceration, along with the related issues of smoking and vaping. Plus Ric looks at options to invest in technology and innovation from Invesco, and answers a listener's question regarding ETFs and mutual fund…

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10/16/24: Climate Change and the Candidates 26:10

1M ago26:10

26:10

Ric examines the positions of Kamala Harris and Donald Trump on the environment, climate change, and its core issue: greenhouse gas. And Ric shares e-mails from across the country with a variety of opinions on the 34 key issues so far in the Election 2024 series. #ClimateChange #GreenhouseGases #EnergyPolicy #FossilFuels #RenewableEnergy #Environme…

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10/15/24: What Harris and Trump Say About Healthcare 29:32

1M ago29:32

29:32

The broad umbrella of healthcare is among the most important of the 34 issues in the 2024 Election. Today, Ric tackles the Affordable Care Act, also called Obamacare, Prescription drugs, Medicaid, Medicare, LGBTQ health, public health, mental health, the opioid crisis, long term care, immigrant health and the overall cost of healthcare. Plus, Ric e…

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10/11/24: Abortion: The Most Emotional Election Issue 49:08

2M ago49:08

49:08

Ric's series of podcasts on the 34 key topics of Election 2024 continues with a conversation about abortion, perhaps the most controversial and most divisive of all topics, along with contraception and euthanasia. Plus, Ric weighs the pros and cons of staking versus traditional price appreciation when investing Ethereum. And Dr. Daniel Kraft discus…

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10/10/24: Both Harris and Trump Need an Education...on Education 33:57

2M ago33:57

33:57

Today issue on Ric's list of 34 election topics centers on various education-related topics, including critical race theory and student loans and the historical debate between states' rights and federalism in shaping education policy today. Plus, a listener expresses her confusion about financial terms like ROI, accrual ratio, and financial leverag…

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10/9/24: Housing and Homeownership Among the 34 Key Issues of Election 2024 19:25

2M ago19:25

19:25

Ric discusses the current housing crisis in the U.S., evaluating the differing approaches of presidential candidates Donald Trump and Kamala Harris on addressing housing affordability and availability. Ric is skeptical about the ability of either candidate to effectively implement their housing policies due to potential Congressional gridlock. #Hou…

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10/8/24: Ric Chooses Between Harris & Trump on the Big Topic: “The Economy, Stupid!” 38:13

2M ago38:13

38:13

Ric continues his series through this month on addressing the 34 topics that are issues in the presidential election. Today, "it's the economy, stupid!" ----- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric ----- Links from today’s show: Click here for Ric's worksheet to help you…

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10/7/24: The 2024 Election: The Tool I’ve Created to Help Me Decide Who Gets My Vote 39:43

2M ago39:43

39:43

Ric discusses his perspective on the upcoming presidential election, exploring 34 critical issues and soliciting your input. Ric reviews emails from listeners, outlining their reasons for supporting each candidate, He offers his own thoughts on the topics while announcing further discussions on other issues from now to Election Day. He also offers …

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10/4/24: Caring for Caregivers: How to Avoid Becoming a Financial Burden to Your Loved Ones 59:51

2M ago59:51

59:51

Ric highlights the importance of planning for long-term care, emphasizing that many people wish to remain in their own homes as they age, yet require significant support that can be costly. Plus, Ric reflects on his indecision regarding the upcoming presidential election, sharing insights from listener emails that highlight diverse perspectives on …

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10/3/24: Why Merely Signing a DNR isn’t Enough 14:05

2M ago14:05

14:05

Ric explores the personal decision of whether to pursue heroic medical interventions at the end of life, highlighting contrasting views on resuscitation from a patient's perspective. It emphasizes the importance of clear communication about Do Not Resuscitate (DNR) wishes and understanding the realities of medical interventions. Plus, the tax impli…

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10/2/24: New Study Shows that Forgiving Student Loans Isn’t Helping Students 8:56

2M ago8:56

8:56

President Biden's student loan forgiveness program has relieved five million borrowers, yet many still face significant financial stress, often replacing student debt with other burdens like credit card debt. The relief, while appreciated, is deemed insufficient to change lives fundamentally, highlighting that financial struggles persist beyond the…

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10/1/24: Knee, Hip, Kidney and Lung Transplants - Next: Heads 11:39

2M ago11:39

11:39

A biomedical engineering company is developing head transplants using robotics and AI to help patients with severe conditions retain their consciousness while receiving a new body, with potential surgeries starting within eight years. Meanwhile, studies show psychedelics can improve emotional states in rats, and non-surgical techniques using ultras…

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9/30/24: Say Bye-Bye to Your Bathroom and Hello to Your Biomedical Base 6:45

2M ago6:45

6:45

In the next decade, traditional bathroom fixtures will transform into advanced smart devices capable of monitoring health, enhancing relaxation, and providing a seamless, voice-activated experience, revolutionizing personal care in our homes. #SmartBathroom #HealthTech #FutureOfWellness #BathroomInnovation #ToiletTechnology #AI #AugmentedReality #V…

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9/27/24: We've Suffered Through Inflation...Will We Now Face the Dangers of Deflation? 47:21

2M ago47:21

47:21

While inflation concerns linger, the energy sector faces a deflationary pressure from overproduction, particularly in solar energy, leading to lower prices but threatening the profitability of producers and overall economic stability. Plus, a listener's discovery of a seemingly valuable airdropped crypto token raises red flags, and Ric warns it may…

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9/26/24: 23% Cut in Social Security Benefits Starts in 2034 12:08

2M ago12:08

12:08

The Congressional Budget Office now projects that the Social Security Trust Fund will be depleted by 2034, highlighting a critical and ongoing financial challenge. With benefits potentially cut by 23% for retirees, the need for Congress to address the sustainability of Social Security is urgent, particularly as many Americans rely on these benefits…

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9/25/24: The Global Race Toward Digital Money 7:19

2M ago7:19

7:19

The discussion around Central Bank Digital Currencies (CBDCs) is becoming increasingly contentious in Congress, with some lawmakers opposing government-issued digital currencies while others see their necessity as the global landscape evolves. As countries worldwide advance their CBDC initiatives, the U.S. risks falling behind unless it adapts to t…

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9/24/24: An Impact of AI You Might Not Like 9:42

2M ago9:42

9:42

AI's rapid advancement is causing significant job cuts across major companies, with UPS, Google, and BlackRock among those impacted, raising concerns that it could automate 300 million full-time jobs globally by the decade's end. Despite potential benefits, over half of Fortune 500 companies view AI as a substantial risk, particularly in media and …

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9/23/24: Why Two AIs are Better than One 7:38

2M ago7:38

7:38

Artificial intelligence is making significant strides, with Microsoft providing ChatGPT-4 to the U.S. government for classified national security use. Researchers are exploring multi-agent systems, where AI teams collaborate autonomously to solve complex problems more effectively. Meanwhile, major tech companies are investing heavily in AI infrastr…

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9/20/24: Losing Your Mind Over a Hot Dog 30:24

2M ago30:24

30:24

Ultra-processed foods, like hot dogs and chips, have been linked to an increased risk of dementia and cognitive decline, highlighting the importance of mindful eating. Adopting a healthy lifestyle—focusing on natural foods, exercise, and mental stimulation—can significantly reduce this risk and promote better brain health. Plus, an ETF to create a …

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9/19/24: The $10,000 Dorm Makeover 10:41

2M ago10:41

10:41

An interior designer specializing in college dorms, highlights a trend where students now spend an average of $10,000 on dorm furnishings—more than their tuition. This lavish spending contrasts sharply with the rising rates of grade inflation, where students achieve higher GPAs while studying less. The phenomenon raises concerns about entitlement i…

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9/18/24: So You Think You Know Who I’m Voting For? 16:46

2M ago16:46

16:46

In the run-up to the 2024 elections, I find myself undecided due to troubling aspects of both Donald Trump's associations and Kamala Harris's proposed economic policies. Trump's ties to controversial figures and Harris's potentially destructive tax plans on unrealized capital gains have left me questioning both candidates' suitability. As I grapple…

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9/17/24: Forget Medicine – This is the Key to Improving Your Health and Quality of Life 9:18

2M ago9:18

9:18

Since 2000, there has been a significant rise in deaths and serious illnesses related to high blood pressure and obesity, affecting even younger people. But there is a growing shift towards healthier lifestyles, including reduced alcohol consumption and an increase in the popularity of non-alcoholic beer. Adopting a healthy lifestyle, including reg…

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9/16/24: Why Stablecoins Are the Hottest Thing in Crypto 18:28

2M ago18:28

18:28

Stablecoins like Tether and Circle are providing a stable alternative to traditional investments, offering a secure way to store value and facilitate global transactions. As Wyoming prepares to launch its own stablecoin and discussions around Central Bank Digital Currencies (CBDCs) grow, the crypto landscape continues to evolve rapidly, despite Bit…

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9/13/24: Is Your Plan to Fund Your Retirement Based on the 4% Rule? 53:14

2M ago53:14

53:14

The traditional 4% withdrawal rate from your investment savings may not last your lifetime, as you may be living to 100 or beyond. Plus, Ric discusses a variety of topics helpful to financial advisors with two leaders in the field. And Ric explains Donor-Advised Funds and endowments to a listener. #IdealClientProfile #ClientFocus #FinancialPlanning…

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