The Global Financial Markets podcast helps clients deal with the legal and business challenges resulting from the ongoing turbulence in worldwide financial markets. By mobilizing our global resources from multiple practices and offices, the podcast provides clients with knowledgeable and timely counsel on a broad spectrum of their legal needs.
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Global Financial Markets Podcast by Mayer Brown


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Global Financial Markets Podcast by Mayer Brown
Mayer Brown
The Global Financial Markets podcast helps clients deal with the legal and business challenges resulting from the ongoing turbulence in worldwide financial markets. By mobilizing our global resources from multiple practices and offices, the podcast provides clients with knowledgeable and timely counsel on a broad spectrum of their legal needs.
…
continue reading
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Global Financial Markets Podcast by Mayer Brown


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Community Reinvestment Act Overhaul: Finalized Changes to CRA Regulations and How They May Affect Banks
31:55
31:55
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31:55
The US federal banking regulators recently finalized major changes to their decades-old Community Reinvestment Act (CRA) regulations, which will have significant consequences for many US banks. Please join Mayer Brown lawyers Kerri Webb, Kris Kully, and Jeffrey Taft as they discuss: How the final regulations differ from the proposal What the final …
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Global Financial Markets


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Community Reinvestment Act Overhaul: Finalized Changes to CRA Regulations and How They May Affect Banks
31:55
31:55
나중에 재생
나중에 재생
리스트
좋아요
좋아요
31:55
The US federal banking regulators recently finalized major changes to their decades-old Community Reinvestment Act (CRA) regulations, which will have significant consequences for many US banks. Please join Mayer Brown lawyers Kerri Webb, Kris Kully, and Jeffrey Taft as they discuss: How the final regulations differ from the proposal What the final …
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Global Financial Markets


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Operational Risk Considerations Under the US Basel Endgame Proposal
25:32
25:32
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25:32
While the recent US Basel Endgame proposal will affect many elements of the capital rules, it will especially impact operational risk, a new category of capital charge for most banks. Midsize and larger US banking organizations will need to develop extensive loss-event tracking and quantification systems to comply with new operational risk requirem…
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Global Financial Markets Podcast by Mayer Brown


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Operational Risk Considerations Under the US Basel Endgame Proposal
25:32
25:32
나중에 재생
나중에 재생
리스트
좋아요
좋아요
25:32
While the recent US Basel Endgame proposal will affect many elements of the capital rules, it will especially impact operational risk, a new category of capital charge for most banks. Midsize and larger US banking organizations will need to develop extensive loss-event tracking and quantification systems to comply with new operational risk requirem…
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Global Financial Markets


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How the Mortgage Markets May Be Affected by the US Basel Endgame Proposal
23:55
23:55
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좋아요
23:55
In late July 2023, US banking agencies proposed significant revisions to the risk-based regulatory capital requirements for certain midsize and larger US banking organizations. These proposals are critical, as the amount of capital a bank must maintain with respect to any particular loan, investment or activity is among the most significant factors…
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Global Financial Markets Podcast by Mayer Brown


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How the Mortgage Markets May Be Affected by the US Basel Endgame Proposal
23:55
23:55
나중에 재생
나중에 재생
리스트
좋아요
좋아요
23:55
In late July 2023, US banking agencies proposed significant revisions to the risk-based regulatory capital requirements for certain midsize and larger US banking organizations. These proposals are critical, as the amount of capital a bank must maintain with respect to any particular loan, investment or activity is among the most significant factors…
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Global Financial Markets Podcast by Mayer Brown


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Market Risk Considerations Under the US Basel Endgame Proposal
28:47
28:47
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나중에 재생
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28:47
While the recent US Basel Endgame proposal will affect many elements of the capital rules, it will have a particularly significant effect on market risk, where it may increase the capital requirement by more than 50%. Midsize and larger US banking organizations and others with significant trading activity also will need to develop extensive positio…
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Global Financial Markets


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Market Risk Considerations Under the US Basel Endgame Proposal
28:47
28:47
나중에 재생
나중에 재생
리스트
좋아요
좋아요
28:47
While the recent US Basel Endgame proposal will affect many elements of the capital rules, it will have a particularly significant effect on market risk, where it may increase the capital requirement by more than 50%. Midsize and larger US banking organizations and others with significant trading activity also will need to develop extensive positio…
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Global Financial Markets Podcast by Mayer Brown


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How Commercial Real Estate Lending May Be Affected by the US Basel Endgame Proposal
17:38
17:38
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나중에 재생
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17:38
In late July 2023, US banking agencies released proposals to significantly revise the risk-based regulatory capital requirements for certain midsize and larger US banking organizations. These proposals would have a critical impact on the banking industry, as the amount of capital a bank must maintain with respect to any particular loan, investment …
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Global Financial Markets


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How Commercial Real Estate Lending May Be Affected by the US Basel Endgame Proposal
17:38
17:38
나중에 재생
나중에 재생
리스트
좋아요
좋아요
17:38
In late July 2023, US banking agencies released proposals to significantly revise the risk-based regulatory capital requirements for certain midsize and larger US banking organizations. These proposals would have a critical impact on the banking industry, as the amount of capital a bank must maintain with respect to any particular loan, investment …
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Global Financial Markets


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Long-Term Debt Requirements Proposed for US Regional Banks
26:19
26:19
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26:19
The US federal banking regulators have jointly proposed long-term debt (“LTD”) requirements for certain midsize and larger US banking organizations. The LTD proposal would require many regional and larger banking organizations to issue approximately $70 billion of new LTD over the three-year implementation period. Additionally, affected organizatio…
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Global Financial Markets Podcast by Mayer Brown


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Long-Term Debt Requirements Proposed for US Regional Banks
26:19
26:19
나중에 재생
나중에 재생
리스트
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좋아요
26:19
The US federal banking regulators have jointly proposed long-term debt (“LTD”) requirements for certain midsize and larger US banking organizations. The LTD proposal would require many regional and larger banking organizations to issue approximately $70 billion of new LTD over the three-year implementation period. Additionally, affected organizatio…
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Global Financial Markets


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Recent Developments in the CFPB’s Small Business Data Collection Rule
31:58
31:58
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31:58
Since the CFPB’s small business data collection rule became effective earlier this year, small business lenders have been making plans to implement the new and extensive data collection requirements. At the same time, the final rule has been the subject of litigation, with several financial institutions and trade associations suing the CFPB to enjo…
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Global Financial Markets Podcast by Mayer Brown


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Recent Developments in the CFPB’s Small Business Data Collection Rule
31:58
31:58
나중에 재생
나중에 재생
리스트
좋아요
좋아요
31:58
Since the CFPB’s small business data collection rule became effective earlier this year, small business lenders have been making plans to implement the new and extensive data collection requirements. At the same time, the final rule has been the subject of litigation, with several financial institutions and trade associations suing the CFPB to enjo…
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Global Financial Markets Podcast by Mayer Brown


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How Securitization and Structured Finance May Be Affected by the US Basel Endgame Proposal, Part 3
24:16
24:16
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나중에 재생
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24:16
The US federal banking regulators have jointly proposed extensive revisions to the regulatory capital requirements for midsize and larger US banking organizations. While these revisions will affect nearly all credit exposures, securitization exposures will be significantly affected by certain policy choices. Securitizations historically have benefi…
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Global Financial Markets


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How Securitization and Structured Finance May Be Affected by the US Basel Endgame Proposal, Part 3
24:16
24:16
나중에 재생
나중에 재생
리스트
좋아요
좋아요
24:16
The US federal banking regulators have jointly proposed extensive revisions to the regulatory capital requirements for midsize and larger US banking organizations. While these revisions will affect nearly all credit exposures, securitization exposures will be significantly affected by certain policy choices. Securitizations historically have benefi…
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Global Financial Markets


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How Capital Markets May Be Affected by the US Basel Endgame Proposal
23:25
23:25
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나중에 재생
리스트
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좋아요
23:25
In late July 2023, the US banking agencies released proposals to significantly revise the risk-based regulatory capital requirements for certain midsize and larger US banking organizations and change the method for calculating the capital surcharge for global systemically important banking organizations. These proposals are of critical importance b…
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Global Financial Markets Podcast by Mayer Brown


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How Capital Markets May Be Affected by the US Basel Endgame Proposal
23:25
23:25
나중에 재생
나중에 재생
리스트
좋아요
좋아요
23:25
In late July 2023, the US banking agencies released proposals to significantly revise the risk-based regulatory capital requirements for certain midsize and larger US banking organizations and change the method for calculating the capital surcharge for global systemically important banking organizations. These proposals are of critical importance b…
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continue reading
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Global Financial Markets Podcast by Mayer Brown


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Mortgage Market Update Part 3: Alternatives to Conventional Mortgage Loans
25:55
25:55
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25:55
The primary mortgage market recently has flattened, with rising interest rates and fewer homes on the market. However, these factors, coupled with home price appreciation, have created a space for alternatives to traditional residential mortgage financing. These include single family rental (SFR), rent-to-own and home equity option contracts, i-buy…
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Global Financial Markets


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Mortgage Market Update Part 3: Alternatives to Conventional Mortgage Loans
25:55
25:55
나중에 재생
나중에 재생
리스트
좋아요
좋아요
25:55
The primary mortgage market recently has flattened, with rising interest rates and fewer homes on the market. However, these factors, coupled with home price appreciation, have created a space for alternatives to traditional residential mortgage financing. These include single family rental (SFR), rent-to-own and home equity option contracts, i-buy…
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Global Financial Markets


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Overhaul of Regulatory Capital Requirements Proposed By US Banking Regulators, Part 1
29:37
29:37
나중에 재생
나중에 재생
리스트
좋아요
좋아요
29:37
The US federal banking regulators have jointly proposed extensive revisions to the regulatory capital requirements for midsize and larger US banking organizations. The revisions are lengthy and would change the requirements for credit, market, and operational risk. Some of the revisions are long-expected (e.g., re-evaluation of use of internal mode…
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Global Financial Markets Podcast by Mayer Brown


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Overhaul of Regulatory Capital Requirements Proposed By US Banking Regulators, Part 1
29:37
29:37
나중에 재생
나중에 재생
리스트
좋아요
좋아요
29:37
The US federal banking regulators have jointly proposed extensive revisions to the regulatory capital requirements for midsize and larger US banking organizations. The revisions are lengthy and would change the requirements for credit, market, and operational risk. Some of the revisions are long-expected (e.g., re-evaluation of use of internal mode…
…
continue reading
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Global Financial Markets


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Mortgage Market Update Part 2: Mortgage Securitization and MSR Updates
37:25
37:25
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37:25
In recent years, the US mortgage markets have faced mounting pressure from rising interest rates, declining originations, and heightened regulation. In part two of our three-part podcast series on the current state of the US mortgage markets, Mayer Brown experts will discuss the current challenging environment for mortgage origination, as well as r…
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Global Financial Markets Podcast by Mayer Brown


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Mortgage Market Update Part 2: Mortgage Securitization and MSR Updates
37:25
37:25
나중에 재생
나중에 재생
리스트
좋아요
좋아요
37:25
In recent years, the US mortgage markets have faced mounting pressure from rising interest rates, declining originations, and heightened regulation. In part two of our three-part podcast series on the current state of the US mortgage markets, Mayer Brown experts will discuss the current challenging environment for mortgage origination, as well as r…
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Global Financial Markets


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Mortgage Market Update Part 1: Bank Capital Requirements and Related Developments
30:28
30:28
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나중에 재생
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30:28
In recent years, the US mortgage markets have faced mounting pressure from rising interest rates, declining originations, and heightened regulation, such as EU risk retention requirements. While deals continue to be struck, they are becoming increasingly complex and expensive. We have heard of a number of similar concerns from our clients with stru…
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Global Financial Markets Podcast by Mayer Brown


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Mortgage Market Update Part 1: Bank Capital Requirements and Related Developments
30:28
30:28
나중에 재생
나중에 재생
리스트
좋아요
좋아요
30:28
In recent years, the US mortgage markets have faced mounting pressure from rising interest rates, declining originations, and heightened regulation, such as EU risk retention requirements. While deals continue to be struck, they are becoming increasingly complex and expensive. We have heard of a number of similar concerns from our clients with stru…
…
continue reading
The last few months have seen a steady stream of emergency actions from the US banking regulators, along with legislative proposals from the Hill, that have spurred debate over the necessity of regulatory action. Some of these changes may be foregone conclusions, but others are just the early innings of a vigorous debate. Also key will be the way t…
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The last few months have seen a steady stream of emergency actions from the US banking regulators, along with legislative proposals from the Hill, that have spurred debate over the necessity of regulatory action. Some of these changes may be foregone conclusions, but others are just the early innings of a vigorous debate. Also key will be the way t…
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Global Financial Markets


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Credit Risk Transfer for Regional and Community Banks: A Path Back to Growth
25:32
25:32
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25:32
Many regional and community banks in the United States are under intense pressure from economic forces beyond their control. This has led to a contraction in the lending markets, and may even shut off the spigot for some asset classes. Some banks might look to credit risk transfer (“CRT”) trades to keep the lending pipeline open. These cutting-edge…
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Global Financial Markets Podcast by Mayer Brown


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Credit Risk Transfer for Regional and Community Banks: A Path Back to Growth
25:32
25:32
나중에 재생
나중에 재생
리스트
좋아요
좋아요
25:32
Many regional and community banks in the United States are under intense pressure from economic forces beyond their control. This has led to a contraction in the lending markets, and may even shut off the spigot for some asset classes. Some banks might look to credit risk transfer (“CRT”) trades to keep the lending pipeline open. These cutting-edge…
…
continue reading
The last few years have seen many changes and trends in the world of trade finance—not least because of well-publicized supply-chain disruptions around the globe. These and other factors have spurred changes in traditional products and pushed new structures to the fore. Please join Mayer Brown lawyers Evan DeCresce and Patrick Healy as they discuss…
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The last few years have seen many changes and trends in the world of trade finance—not least because of well-publicized supply-chain disruptions around the globe. These and other factors have spurred changes in traditional products and pushed new structures to the fore. Please join Mayer Brown lawyers Evan DeCresce and Patrick Healy as they discuss…
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The Financial Crimes Enforcement Network (“FinCEN”) recently waded into unexpected controversy with the release of proposed data fields for the beneficial ownership information (“BOI”) reporting regime that will take effect at the beginning of next year. FinCEN’s inclusion of “Unknown” and “Unable to identify” options for several of the proposed da…
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The Financial Crimes Enforcement Network (“FinCEN”) recently waded into unexpected controversy with the release of proposed data fields for the beneficial ownership information (“BOI”) reporting regime that will take effect at the beginning of next year. FinCEN’s inclusion of “Unknown” and “Unable to identify” options for several of the proposed da…
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continue reading
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Global Financial Markets Podcast by Mayer Brown


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RESPA Compliance for Lead Generators: Recent CFPB Guidance Addresses Digital Comparison Shopping Platforms
32:10
32:10
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32:10
Can online lead generation be done while remaining compliant under Section 8 of the Real Estate Settlement Procedures Act (“RESPA”)? The answer is yes, but it is important to navigate the impermissible activities recently identified by the Consumer Financial Protection Bureau (“CFPB”). On February 7, 2023, the CFPB issued guidance in an advisory op…
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Global Financial Markets


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RESPA Compliance for Lead Generators: Recent CFPB Guidance Addresses Digital Comparison Shopping Platforms
32:10
32:10
나중에 재생
나중에 재생
리스트
좋아요
좋아요
32:10
Can online lead generation be done while remaining compliant under Section 8 of the Real Estate Settlement Procedures Act (“RESPA”)? The answer is yes, but it is important to navigate the impermissible activities recently identified by the Consumer Financial Protection Bureau (“CFPB”). On February 7, 2023, the CFPB issued guidance in an advisory op…
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continue reading
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Global Financial Markets Podcast by Mayer Brown


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It’s That Time of the Decade: BE-12 Reports Due for Certain Cross-Border Investments
25:44
25:44
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나중에 재생
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좋아요
25:44
Many US businesses with significant non-US investors may be required to file a BE-12 with the Bureau of Economic Analysis (“BEA”) this year as part of a survey that the BEA conducts every five years and most recently in 2018. The BE-12, also known as the Benchmark Survey of Foreign Direct Investment in the United States, is a collection of financia…
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Global Financial Markets


1
It’s That Time of the Decade: BE-12 Reports Due for Certain Cross-Border Investments
25:44
25:44
나중에 재생
나중에 재생
리스트
좋아요
좋아요
25:44
Many US businesses with significant non-US investors may be required to file a BE-12 with the Bureau of Economic Analysis (“BEA”) this year as part of a survey that the BEA conducts every five years and most recently in 2018. The BE-12, also known as the Benchmark Survey of Foreign Direct Investment in the United States, is a collection of financia…
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continue reading
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Global Financial Markets Podcast by Mayer Brown


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SEC Re-Proposes Conflict of Interest Rule for Asset-Backed Securities
24:40
24:40
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24:40
Please join us as the authors of our recent Legal Update provide an overview of the SEC’s (Securities and Exchange Commission) recently proposed rule to prohibit conflicts of interest in certain securitizations as required under the Dodd-Frank Act. A re-proposal of a 2011 proposed rule, the re-proposal shares some of the same issues and concerns an…
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Global Financial Markets


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SEC Re-Proposes Conflict of Interest Rule for Asset-Backed Securities
24:40
24:40
나중에 재생
나중에 재생
리스트
좋아요
좋아요
24:40
Please join us as the authors of our recent Legal Update provide an overview of the SEC’s (Securities and Exchange Commission) recently proposed rule to prohibit conflicts of interest in certain securitizations as required under the Dodd-Frank Act. A re-proposal of a 2011 proposed rule, the re-proposal shares some of the same issues and concerns an…
…
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Please join Mayer Brown partners Jessie Dougher, Jenna Hartnett, Melissa Kilcoyne and Miller Smith for a discussion of what awaits structured finance this year. They will examine some of the key opportunities and challenges 2023 will bring to market participants and discuss topics such as trends in auto and equipment securitizations, the SEC’s rece…
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Please join Mayer Brown partners Jessie Dougher, Jenna Hartnett, Melissa Kilcoyne and Miller Smith for a discussion of what awaits structured finance this year. They will examine some of the key opportunities and challenges 2023 will bring to market participants and discuss topics such as trends in auto and equipment securitizations, the SEC’s rece…
…
continue reading
Algorithms and artificial intelligence (AI) are increasingly being deployed in the financial services industry, with massive potential to automate and enhance processes, increase efficiency, improve customer service, and augment investment and lending analyses. However, with those potential benefits come challenges, such as the risk that AI applica…
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Algorithms and artificial intelligence (AI) are increasingly being deployed in the financial services industry, with massive potential to automate and enhance processes, increase efficiency, improve customer service, and augment investment and lending analyses. However, with those potential benefits come challenges, such as the risk that AI applica…
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Litigation involving artificial intelligence (AI) or machine learning presents special risks due to the inherent difficulties of explaining how these tools work. Please Join Mayer Brown lawyers Reg Goeke, Alex Lakatos, and Christopher Leach as they discuss the risks of using AI tools, solutions that can help mitigate those risks, and explainability…
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Litigation involving artificial intelligence (AI) or machine learning presents special risks due to the inherent difficulties of explaining how these tools work. Please Join Mayer Brown lawyers Reg Goeke, Alex Lakatos, and Christopher Leach as they discuss the risks of using AI tools, solutions that can help mitigate those risks, and explainability…
…
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The end of 2022 saw a few noteworthy proposals and other actions by the US banking regulators. Final rulemakings on some proposals may come in 2023 but likely not before we see additional proposals in the first half of the new year. Some are long-awaited, and others are newly inspired, actions of the moment. Please join Mayer Brown partners Jeffrey…
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The end of 2022 saw a few noteworthy proposals and other actions by the US banking regulators. Final rulemakings on some proposals may come in 2023 but likely not before we see additional proposals in the first half of the new year. Some are long-awaited, and others are newly inspired, actions of the moment. Please join Mayer Brown partners Jeffrey…
…
continue reading
The National Association of Insurance Commissioners (“NAIC”) recently introduced a host of initiatives related to statutory accounting, credit quality designation and related regulatory risk-based capital affecting CLOs and other types of structured finance in which US insurance companies invest. Mayer Brown partners Paul Forrester and Larry Hamilt…
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The National Association of Insurance Commissioners (“NAIC”) recently introduced a host of initiatives related to statutory accounting, credit quality designation and related regulatory risk-based capital affecting CLOs and other types of structured finance in which US insurance companies invest. Mayer Brown partners Paul Forrester and Larry Hamilt…
…
continue reading