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The Ramblers: Dave Ramsey

The Ramblers with Dave Ramsey & Friends

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Life, Love, Race, Sex, Drugs and Rock and Roll! The Ramblers ramble about it all, ok mainly just jokes and travel stories and making fun of politically correct peoples.. Yin and Yang, If you love stereotypes this is where they will come to die.
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Money and Mental Peace - Scholarships, Budget Tips, Manage Money, Dave Ramsey Baby Steps, College Student Loans

Kara Walker - College Scholarship Strategist, Dave Ramsey Aficionado, College Prep, Dual Enroll

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Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $ ...
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Are student loans stacking up and you wish you could go to school debt-free? Is it truly possible? YES! Because I did, and I'll be telling you how with this first step on how I got a degree for only $1200! Colleges didn't tell me how to do this, I had to find out for myself, and now I share all the secrets with you! Ready? Grab your cold brew and T…
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Are textbook prices stacking up and you wish you could forget the expense altogether? Is it truly possible? YES! Because I did, and I'll be telling you how, along with finding cheap textbooks to rent. You don't want to miss the awesome steps and tricks that I lay out. Grab your cold brew and TI-89, because class is now in session. I can also person…
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Hey friends! Today, we'll discuss 3 ways to find scholarships specific to you! Not random ones that you just don't seem to qualify for, but ones tailored to you!!!! Let's get it! I can also personally help you!! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I cannot gu…
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STOP BELIEVING THE LIES! You can get scholarships, God does want to partner with and help you, there are many ways to pay for school, and it's totally possible for you to graduate debt-free with your mental health still intact. Today we DESTROY the lies of the enemy while speaking truth & life! Want me to find you scholarships for college so you ca…
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Heyyyyy girl! Wouldn't you love a high-paying job that fits so seamlessly around your class schedule and homework? I have an idea for convenient online work HERE in this episode, with my special guest podcaster Arianna Vernier, host of Ditch the Classroom! Arianna's podcast --> Ditch the Classroom - Quit Teaching, Virtual Assistant, WAHM, Side Hust…
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Do you need funds for school, and you see your friends' parents paying for their college education, but that is not your situation? I get you! I was in the same boat, and I STILL graduated from college debt-free with over $10,000 left over in my bank account that I had been saving up but didn't need to use. Scholarships, internships, grants, and ot…
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Ok so you wanna avoid loans while paying for college, but you also either really want to, or feel pressured to (eek!), give back to your church too. How to reconcile the two, and accomplish both with a good, godly perspective? We'll sort all that out on today's episode! This question came from our Facebook group! Join us and submit a question of yo…
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Today 2 of my besties join me to talk about how you can save $80 ahead of time for college, in only 20 minutes TODAY! Want me to find you scholarships to apply for? I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on wh…
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Are you open to applying for scholarships, but don't have any time to find them? I got you boo! Today, I describe 4 steps to getting a full-ride scholarship, or... I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on whi…
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The struggle is real. You know you need to decompress and recharge to be able to handle all the stuff happening on your calendar, but ain't nobody got time for that! But... do you have 5 minutes? I can help you start fighting this good fight in only 5 minutes a day. Is it truly possible? YES! Because I did, and I'll be telling you how, in a relatea…
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I would have been fine, sometimes better even, if I had gotten worse grades in college! Just take it from me, a girl who graduated college debt-free with honors in both of my degrees, and a "recovering over-achiever." I might have had more peace if I had just let gooooooo. Is it truly possible? YES! Because I did, and I'll be telling you how, in a …
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Hey friend! Did you know you can use scholarships to pay for expenses OTHER THAN just tuition? Maybe you have school paid for, but now need $ for life expenses. Scholarships are STILL the way to go! I have 2 ideas + some budget tips to get you there, so you can find money for EVERY facet of your life!! If INSTEAD you want me to find you scholarship…
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Hey you! Interested in finding $10,000 in scholarships this week? That's so possible for you if you can optimize your time management while in school. I know you'd like to graduate from college debt-free, like I did a few years ago, and steer clear of the horrors of student loans. Today I give you tips on how to get there!!! If INSTEAD you want me …
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Today 2 of my besties join me to talk about how you can save $80 ahead of time for college, in only 20 minutes TODAY! Want me to find you scholarships to apply for? I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on wh…
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Heyyyy friend! What's up? Today we're chatting on finding you some major-specific scholarships! These are specific to what YOU are doing, NOT ones you don't qualify for, anywhere from pre-med to education majors and beyond! Does this sound like too much, or is it totally NOT where you want to spend your time? Want ME (instead of you) to find you sc…
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Say less! Can you believe that I have 6 degrees to discuss today, in which graduates can earn $100, 612 annual salaries and up!? Anything from business, architecture, and technology made this list today! So stop what you’re doing, and grab your cold brew and TI-89, because class is now in session! P.S. Want me to find you scholarships for college s…
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Say less! Can you believe that I have 6 degrees to discuss today, in which graduates can earn $100, 612 annual salaries and up!? Anything from business, architecture, and technology made this list today! So stop what you’re doing, and grab your cold brew and TI-89, because class is now in session! P.S. Want me to find you scholarships for college s…
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Say less! Can you believe that I have 10 jobs to tell you about, that only require a 2-year degree, but actually are still high-paying - I’m talking a $75,000 median salary and up!?!? Stop what you’re doing, and grab your cold brew and TI-89, because class is now in session! Want me to find you scholarships for college so you can spend your time ap…
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Hey fam! Today I have details about the top 5 most budget-friendly Christian colleges in America! Employers don’t need you to always have the highest GPA or have gone to an Ivy League level university. You just need that degree! Why not go budget-friendly so you can try to finish without student loans? Of course, it’s important to make sure they ha…
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Hey fam! Today I have details about the top 5 most budget-friendly colleges in America! Employers don’t need you to always have the highest GPA or have gone to an Ivy League level university. You just need that degree! Of course, it’s important to make sure they have the programs you are looking for and wisely consider all options. I’m here to help…
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Do you get your paycheck and then it seems to disappear in less than a week? Where is it going? Are you overwhelmed with full time school and work, a social life, sleep, laundry, and, oh yeah, trying to manage your money so that you can pay for school? Let's chat about 3 ways to SAVE THOUSANDS OF $$ and maintain and even stretch your budget while b…
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Who else wishes college was cheaper? Are you barely making ends meet for all you need to survive (or want to do)? Most budget tips take a long time to implement, like extensive meal planning and meal prepping (although yes, that definitely saves money too). But today we discuss 5 budget stretching tips that are QUICK and EASY to fit around your hec…
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You might be hearing of your friends or influencers getting all sorts of scholarships for school, but they never seem to work out for you!!! Don’t fret, this IS POSSIBLE. If my male friend got a women’s scholarship and I earned an award after the deadline had already passed, then it is totally possible for you to get some scholarship funds as well!…
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Don't feel like a genius? Well, you are AMAZING in God's eyes, but FYI you DON'T need to be an Einstein-level genius to get a scholarship! I myself had a high GPA, and YET the majority of my scholarships that helped me graduate from college debt-free came from those without a high GPA requirement, and without an essay requirement. WHAAA!?!?!?! It's…
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Episode link → Find $10,000 in Scholarships in Under An Hour Over Christmas Break While Surviving Family Drama! Who wants to be productive over winter break, WHILE enjoying family time WITH LOW DRAMA? You’re in luck! In this episode I share the details on where to find $10,000 in scholarships in under an hour, alongside several tips to lower family…
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Episode link → Questioning Your Career Choice? 2 New Year’s Resolutions That Will Help You Choose A College Degree You’ll LOVE! I know how it feels to question my career choice! I declared a major and then I was like, "Now what?" Was it correct? What would I do after college? Even though I was still in college, I thought way ahead. Can you relate? …
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Episode link → This New Year’s Resolution Has Me on Track to Become a Millionaire! Only Takes 20 Mins a Week (: Real talk here: Do you want to feel stabilized with money? That's usually a New Year's resolution of many people. Do you have enough money for college? Is it too far fetched to think you could eventually become a millionaire? Well, I star…
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Episode link → 2 Ways to Earn Spending Money from Phone Games While Resting Over Christmas Break! In this episode I discuss 2 Ways to Earn Spending Money from Phone Games While Resting Over Christmas Break! I want you to feel like you're recharged, while also enjoy all the festivities AND being a bit productive along the way (: Ready? Grab your col…
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You’ll love this scholarship because it's applicable to what you're going through and thinking about right now over break, and it's short so not too much time is needed to apply. Then you can go on to enjoy family and friends and hopefully calm down this Christmas and holiday stress you might be feeling. Plus I'll give you some insider tips on how …
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Are you trying to gain independence, but feel like your mom or parents are treating you like a child, or just don’t understand you? Maybe you want to have a friendship with them but it feels like your mom is just momming you all the time. You’d like them to JUST LISTEN and not always tell you what do you, BUT also give wise advice when you need it …
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Who wants to be productive over Christmas break, but not give up your precious time with family and Jesus? You're in luck! In this episode I share the details on where to find this $1500 FUN & EASY scholarship that you can apply to over Christmas break! I want you to be encouraged that there are still easy scholarships out there that you can get go…
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You did what you thought was best at the time (or were told there was no other way), but now you see the BURDEN that student loans have created, like a dark cloud hanging over your life! What if I told you it could be different for your kids? Hey, I’m Kara, and I graduated from college debt-free without much financial assistance from my parents. I …
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Hey fam! As a Christian, you’d like to learn at a godly institution, but sometimes they are just so expensive! Today I have details about how my friend Daniel (from Anchor Bible College, a new school with extremely low-priced tuition), graduated from college with no loans and paid for it without scholarships! Of course, it’s important to make sure …
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Hey fam! As a Christian, I know you’d like to learn at a godly institution, but sometimes they are just so expensive! Today I have details about Anchor Bible College, a new school with extremely low-priced classes that include ongoing discipleship on top of top-notch Biblical training. Of course, it’s important to make sure they have the programs y…
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Do you think it's impossible to FULLY pay for school? You've probably heard that it's just easier with loans. But then you hear horror stories of people trying to pay back loans and it taking 30+ years! I want you to be able to KNOW it's possible to graduate from college debt-free! Librarian Marsha, my guest today, did so WITHOUT ANY student loans …
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Hey fam! I have the BEST job to tell you about that can work around your schedule and that you might even be able to do homework at! My friend Marsha and I spill on our histories with this work, and how it could help YOU achieve more work life balance (or school/work/life balance!). Also, join me on... ~ Facebook: Christian College Girl Community -…
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Depression and anxiety in college is rampant, and antidepressants and therapy might be a great tool in your toolkit for dealing with mental health! Today, my besties Alyssa and Liz and I discuss my attempt to get off meds, and how it didn't really work (it failed... but that doesn't mean I'M a failure! It means I'm taking this seriously to figure i…
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There, I said it... sometimes higher education is just a waste of money! But that doesn't mean it always is, or that there is no hope of going and succeeding! Why not just have someone else pay for it, so you don't go into massive debt as you figure out life? That might seem easier said than done, but today I have 3 ways to have someone else pay fo…
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Hey fam! Next in our series on best scholarships for every level of school, we'll check out $6500 worth of scholarships for graduate students! If instead of looking for yourself, you want me to find you scholarships to apply for, I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school…
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Hey fam! Next in our series on best scholarships for every level of school, we'll check out $26,000 worth of scholarships for college seniors! If instead of looking for yourself, you want me to find you scholarships to apply for, I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school…
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Hey fam! Next in our series on best scholarships for every level of school, we'll check out $6500 worth of scholarships for juniors! If instead of looking for yourself, you want me to find you scholarships to apply for, I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I c…
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Hey fam! Next in our series on best scholarships for every level of school, we'll check out $4500 worth of scholarships for sophomores! If instead of looking for yourself, you want me to find you scholarships to apply for, I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. …
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Hey fam! We're doing a series on best scholarships for all levels of high school, college, and graduate school! Today we'll check out $26,000 worth of scholarships for freshmen! Can't wait to share them with you today, along with my besties Alyssa & Liz!! If INSTEAD you want me to find you scholarships to apply for, I can guarantee finding students…
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Hey fwend!! (; Let's talk how high school students can earn $30,000 to reach their college funding goal! Over the next couple weeks we'll be discussing the same for college freshman, sophomore, and so on. Wouldn't several extra thousand dollars help ya out? Let's get into it! I can find you scholarships to apply for besides these listed in today's …
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Are you open to applying for scholarships, but don't have any time to find them? I got you boo! I can guarantee finding students between $10,000-30,000 in scholarships for college, university, grad school, law school, etc. I charge less than 1% of what I find them, depending on which tier you choose to hire me. I try to find them based on school, m…
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Enjoy this conversation with a minority, first-generation college student, who is also a mom returning to college! I found her 8 scholarships worth potentially $18,000 for college (if she applies for and receives them)! Do you wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session! Enter code…
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Hey fam! Today, we'll discuss the best way to find scholarships specific to you that you don’t even know about! Not random ones that you just don't seem to qualify for, but ones tailored to you!!!! Let's get it! P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmen…
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Hear a live conversation with my client, who I ended up finding 11 scholarships worth potentially $18,722 (if he applies for and receives them)! Ever wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session so we can find you some bread for school!!! LET’S GOOOOOOOOOOOOOO!!! Related Episodes: 1…
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What could you do with the $50+ a month that some of you pay for coffee, if it was only $0.99 or so instead? Let’s talk about raising your income and lowering your expenses so you can have more wiggle room (AND COFFEE) in your money this month!!! Also, want me to find you scholarships for college? HEAD TO… calendly.com/moneyandmentalpeace to schedu…
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Hear a live conversation with my client, who I ended up finding 10 scholarships worth potentially $20,500 for college (if she applies for and receives them)! Ever wanna work with me, too? HEAD TO… calendly.com/moneyandmentalpeace and plan a FREE Scholarship Strategy Session so we can find you some bread for school!!! LET’S GOOOOOOOOOOOOOO!!! Relate…
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