))
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, rec ...
…
continue reading
1
05.14.25 Saving Strategy: Series I Savings Bonds / The U.S.-China Tariff Reprieve
31:44
31:44
나중에 재생
나중에 재생
리스트
좋아요
좋아요
31:44
Today, learn more about I-Bonds. Are they still worth buying? Clark explains how I-Bonds work and why they can be a solid part of your saving strategy. Also, the tariff news keeps coming, with a temporary reprieve on goods from China now in effect. Clark discusses what this will mean for consumers and merchants moving forward. Series I Savings Bond…
…
continue reading
Breaking Down ETFs/Index Funds/Mutual Funds and Retirement vs. Brokerage Accounts Confused about ETFs, index funds, and mutual funds? Fiduciary financial advisor Wes Moss breaks down these "cousins" of investing – including when to use them. Also, retirement accounts vs. brokerage accounts – what’s the difference and what’s the best option for you?…
…
continue reading
1
05.12.25 Income Inequality / Privacy Alert! Alexa Can Hear You
29:06
29:06
나중에 재생
나중에 재생
리스트
좋아요
좋아요
29:06
The Congressional Budget Office update found the top 10% of earners in the U.S. have 70% of the nation’s wealth, possibly the greatest disparity in our history. Today, Clark discusses the severity of income inequality and its effects on our society. Also - if you have a smart device in your home, you might not realize some of the privacy concerns, …
…
continue reading
1
05.09.25 Clark Answers His Critics on Clark Stinks / How Restaurants Survive
35:51
35:51
나중에 재생
나중에 재생
리스트
좋아요
좋아요
35:51
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Restaurants of all types are having to adapt to difficult market conditions. Many have failed in the last two years due to high food, labor and leasing costs. Those that succeed offer lessons in adaptation for all businesses. Clark…
…
continue reading
1
05.07.25 Protect Your Home Title / What Job Seekers Should Know
33:48
33:48
나중에 재생
나중에 재생
리스트
좋아요
좋아요
33:48
In today’s episode - you may have heard ads for services that allegedly lock your home’s title. Are they worth it? Clark talks about how best to guard your greatest asset - your home. Also, as the economy goes into lower gear with layoffs more frequent, Clark has important new info for today’s job seekers. Home Title Protection: Segment 1 Ask Clark…
…
continue reading
Is Owning a Home Still a Good Investment? and 5 Areas To Cover With a Financial Advisor Ever wonder if buying a home is still a smart move in today's market? Fiduciary financial advisor Wes Moss reveals why housing can be a powerful "forced savings plan" and a hedge against inflation, especially for happy retirees. He examines historical trends, th…
…
continue reading
1
05.05.25 Burglars Go High Tech / Avoid This Hotel Booking Mistake
34:08
34:08
나중에 재생
나중에 재생
리스트
좋아요
좋아요
34:08
Today, Clark has 2 key warnings. First - you won’t believe how burglars are casing your home now using hidden high tech - what to look out for. And - how to avoid getting burned when booking a hotel. Plus, Clark answers your questions - post at Clark.com/ask. Burglar Surveillance: Segment 1 Ask Clark: Segment 2 Hotel Booking Warning: Segment 3 Ask …
…
continue reading
1
05.02.25 Clark Answers His Critics on Clark Stinks / Tariff Adaptation
33:43
33:43
나중에 재생
나중에 재생
리스트
좋아요
좋아요
33:43
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about innovation in the face of tariffs. A new tool has been created to help some businesses navigate prices, and it’s a great example of American ingenuity. Clark Stinks: Segments 1 & 2A Tariff Tool: Segment 3 Ask…
…
continue reading
1
04.30.25 Tariff Proof Your Wallet / SAVE on Home Energy
28:39
28:39
나중에 재생
나중에 재생
리스트
좋아요
좋아요
28:39
Today, Clark talks about where you can find deals that aren’t subject to tariffs. Also, now is the time to consider ways to lower home energy costs and Clark shares some money saving ideas. Buy Secondhand First: Segment 1 Ask Clark: Segment 2 Home Energy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 9 Things You Should Always Buy Used Auto…
…
continue reading
Stock Market Fear Index and Missing the Worst Market Days Hurts You More Than You Think Feeling anxious about the volatile market in 2025? Fiduciary financial advisor Wes Moss breaks down why history shows us that peak fear always subsides. He analyzes past VIX spikes over the last 25 years to offer a reassuring perspective. Learn why it's unlikely…
…
continue reading
1
04.28.25 Prime Time For Roth Conversion / The Return of Big Bank Fees
33:39
33:39
나중에 재생
나중에 재생
리스트
좋아요
좋아요
33:39
Today, Clark - Man From Roth, talks about why now might be the best time to do a Roth conversion. Also - why big bank fees are back and how you can prevent getting your wallet pinched in this way. Roth Conversion: Segment 1 Ask Clark: Segment 2 Beware Bank Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - The ROTH IRA & 401(K)…
…
continue reading
1
04.25.25 Clark Answers His Critics on Clark Stinks / Fidelity Warning
37:25
37:25
나중에 재생
나중에 재생
리스트
좋아요
좋아요
37:25
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark puts favorite child Fidelity in time-out due to a current practice they’re engaged in that account holders need to be well aware of. Clark Stinks: Segments 1 & 2 Fidelity Warning: Segment 3 Ask Clark: Segment 4 Mentioned…
…
continue reading
1
04.23.25 Clark Saves On Travel To Italy / Understanding BONDS
40:51
40:51
나중에 재생
나중에 재생
리스트
좋아요
좋아요
40:51
Today, Clark looks at how the cost of summer travel is trending, and shares money saving advice from a recent trip abroad. Also in this episode, Clark explains the significance of bond funds to the market and to your investments. Latest Travel Tips: Segment 1 Ask Clark: Segment 2 A Briefing On BOND FUNDS: Segment 3 Ask Clark: Segment 4 Mentioned on…
…
continue reading
Scared to Spend? Don't Cancel Plans and #1 Investment Benchmark Worried about the market and your upcoming vacation? Fiduciary financial advisor Wes Moss explains why you shouldn't cancel your beach trip due to market volatility. Learn a rational approach to navigating bear markets and protecting your life plans. Also, Wes reveals the surprising in…
…
continue reading
1
04.21.25 GOLD As An Asset / The Best Cell Phone Plan For You
34:06
34:06
나중에 재생
나중에 재생
리스트
좋아요
좋아요
34:06
Today, Clark talks GOLD! Should you be buying gold to help offset the uncertainty of the stock market? Clark discusses the nature of gold as an asset, and, should you decide to buy it, the best way to do so. Also - you may have seen lots of ads lately from the big cell phone carriers. Is it time to switch? Gold As An Asset: Segment 1 Ask Clark: Seg…
…
continue reading
1
04.18.25 Clark Answers His Critics on Clark Stinks / Guide: Appeal Insurance Denial
35:38
35:38
나중에 재생
나중에 재생
리스트
좋아요
좋아요
35:38
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, when it comes to medical insurance denials, companies count on people just paying up. But those who appeal are often successful. Clark shares a new guide that makes the appeal process easier. Clark Stinks: Segments 1 & 2 Appea…
…
continue reading
AI is spreading fast - too fast. Can you trust the answers you get? Clark relates how trusting AI can cost you time and money. Also, consumers are leaving money on the table when eating out. Asking for a doggy bag? No shame in that game! What’s RIGHT about leftovers. AI Warning: Segment 1 Ask Clark: Segment 2 To Go Box: Segment 3 Ask Clark: Segment…
…
continue reading
Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness The stock market was in a meltdown last week after the tariff announcement, and it has been a roller coaster over the last several days. How do we handle such uncertainty as investors? Fiduciary financial advisor Wes Moss shares lessons from the market meltdown -- and melt up – al…
…
continue reading
1
04.14.25 Clarkonomics: What Is Stagflation / Pay In 4 Gets Worse
32:52
32:52
나중에 재생
나중에 재생
리스트
좋아요
좋아요
32:52
Today brings a Clarkonomics session on something much in the news - the potential for stagflation. Clark explains this economic environment and how you can prepare. Also, something terrible just got worse: Pay in 4. Why you should just say NO to Buy Now Pay Later. Clarkonomics - Stagflation: Segment 1 Ask Clark: Segment 2 BNPL Spells TROUBLE: Segme…
…
continue reading
1
04.11.25 Clark Answers His Critics on Clark Stinks / Job Market Update
34:25
34:25
나중에 재생
나중에 재생
리스트
좋아요
좋아요
34:25
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - we now find ourselves in a frozen job market. Clark explains how this compares to conditions in 2009, and where laid off workers and others seeking employment, are most likely to find work. Clark Stinks: Segments 1 …
…
continue reading
1
04.09.25 Dollar Tree Adaptations / Summer Travel - Gas Prices
30:39
30:39
나중에 재생
나중에 재생
리스트
좋아요
좋아요
30:39
In today’s episode - We may need a new name for Dollar Tree, because things there are changing again as the retailer adapts to inflation pressures. Also, the gasoline industry is going “bottom bucket - top bucket”. Clark explains what this means for motorists, and how to save more on quality gas. Dollar Tree Changes: Segment 1 Ask Clark: Segment 2 …
…
continue reading
Should You Shift Investments to Cash? and How To Beat Inflation As investors, we naturally want to protect everything and make everything safe. It’s our human emotion. But fiduciary financial advisor Wes Moss warns us to beware the siren’s song of safety luring you to move to cash. He has three tips to help you ignore the urge. Also, inflation has …
…
continue reading
1
04.07.25 On Car Tariffs / 23andMe - Privacy Action Required
37:26
37:26
나중에 재생
나중에 재생
리스트
좋아요
좋아요
37:26
Today - Clark’s view on the impact of auto tariffs from strictly an economics standpoint - plus, direction for car buyers. Also, 23andMe has gone bust. If you have an account with them, the action you need to take right away. Car Tariffs: Segment 1 Ask Clark: Segment 2 23andMe Bankruptcy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Hyunda…
…
continue reading
1
04.04.25 Clark Answers His Critics on Clark Stinks / Cruise Industry Scam Alert
36:12
36:12
나중에 재생
나중에 재생
리스트
좋아요
좋아요
36:12
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, if you like to go on cruises, Clark has 2 special warnings for you. Clark Stinks: Segments 1 & 2 Cruise Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Phone Plan For You – Compare Phone Plans Streaming TV T…
…
continue reading
1
04.03.25 Clark Reacts to Tariff Announcement-Stock Market Plunge
4:44
4:44
나중에 재생
나중에 재생
리스트
좋아요
좋아요
4:44
A special message from Clark today regarding the new tariffs and stock market reaction. Clark addresses the wide sense of alarm among investors, sharing his perspective and advice. Should investors act? First hear what Clark has to say. Learn more about your ad choices. Visit megaphone.fm/adchoices저자 Clark Howard
…
continue reading
