))
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, rec ...
T
The Clark Howard Podcast
1
12.06.22 December Deals / Warning: Medical Credit Plans
25:56
25:56
나중에 재생
나중에 재생
리스트
좋아요
좋아요
25:56
This December the shelves are stocked and there are still deals to be had. Clark talks friendly prices in toyland and for clothing, laptops and appliances. Also this episode: Medical providers of all types are promoting instant credit. Clark explains why these credit plans are bad medicine - financially. Holiday Deals: Segment 1 Ask Clark: Segment …
Following a PR disaster and Senate hearings, the banks that created fraud-riddled Zelle are coming to the reform table. Clark describes testing going on now, soon coming to consumers. Also, the current state of holiday shipping is not what Clark predicted. Potential Zelle Reform: Segment 1 Ask Clark: Segment 2 Holiday Shipping: Segment 3 Ask Clark:…
T
The Clark Howard Podcast
1
12.02.22 Clark Answers His Critics on Clark Stinks / Update: The Short Term Rental Market
32:53
32:53
나중에 재생
나중에 재생
리스트
좋아요
좋아요
32:53
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the short term rental market keeps going through changes channeled through Airbnb & VRBO themselves, and by local governments, directly affecting rental property decisions and renter experiences. Clark shares recent examples of both…
T
The Clark Howard Podcast
1
12.01.22 Maximize Credit Card Benefits / Clark Savvy Subscription Management
31:10
31:10
나중에 재생
나중에 재생
리스트
좋아요
좋아요
31:10
The Costco Citi Visa card is eliminating one of its best benefits starting January 1st. Get Clark’s card benefit workaround. Also, if you’ve ever kicked yourself for not canceling a free trial subscription or an automatic renewal, you are not alone. Learn how to manage subscriptions and avoid the built-in hassles of free trials. Costco Citi Visa Be…
T
The Clark Howard Podcast
1
11.30.22 What Clark’s TV Grocery Study Reveals / Red Alert Postal Warning
29:11
29:11
나중에 재생
나중에 재생
리스트
좋아요
좋아요
29:11
How much can you save at Costco vs traditional supermarkets? You may be surprised! Clark also has an important warning issued by the USPS concerning how you mail cards and packages. Clark shares tips for more secure mailing & bill pay - and tells you the one thing you should NEVER carry with you because if it’s stolen, YOU could end up in jail. Cla…
T
The Clark Howard Podcast
1
11.29.22 Nuggets from the 2022 Fast-Food Report / A New 401(k) Portability Service
30:43
30:43
나중에 재생
나중에 재생
리스트
좋아요
좋아요
30:43
Survey says: The slowest fast food lines belong to the most popular fast food place. And a serious innovation for workers at one of these restaurants is a big success. Also - Job mobility in the modern era has created the problem of stranded 401(k)s getting cashed out. If you’ve got one or more old 401(k) accounts, a new financial portability servi…
T
The Clark Howard Podcast
1
11.28.22 WARNING: Vehicle Purchases & Lease Buyouts / Attention Holiday Shoppers
32:13
32:13
나중에 재생
나중에 재생
리스트
좋아요
좋아요
32:13
New warnings if you have a leased car or are trying to buy a vehicle. Dealers are getting desperate, and some are using dirty tactics you need to know about. Also, it’s go time for holiday shopping and Clark has several excellent tips for how to save while shopping online this holiday season, plus shipping and store pick-up advice. Vehicle Purchase…
T
The Clark Howard Podcast
1
11.18.22 Clark Answers His Critics on Clark Stinks / Supermarket Big Brands Taking It To The Limit
32:15
32:15
나중에 재생
나중에 재생
리스트
좋아요
좋아요
32:15
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark shares another reason to change your grocery shopping habits if you haven’t yet. Learn just how you’re being played if you are extremely brand name loyal. Clark Stinks: Segments 1 & 2 Big Brand Price Hikes: Segment 3 Ask Clark…
T
The Clark Howard Podcast
1
11.17.22 Crypto: The FTX Collapse / Scams Targeting Seniors
29:27
29:27
나중에 재생
나중에 재생
리스트
좋아요
좋아요
29:27
FTX Crypto has gone bust, and there are lots of questions about where millions in client money has gone. Clark explains what has happened with FTX and other crypto exchanges and what’s next. Learn Clark’s NEVER NEVER rule for crypto. Another rip off - Scams against people age 60 and over are up 40% in the last 2 years. And that’s only what’s report…
Get Clark’s take on where mortgage rates are heading, plus great news about how lenders will determine your creditworthiness for a mortgage in the future. Also - The way future energy is discussed needs to be broader, based in the marketplace. A major natural gas company is integrating solar into the mix. How cool is that? Clark knows! Mortgage Rat…
T
The Clark Howard Podcast
1
11.15.22 FIDUCIARY OR BUST / Automation Meets The Labor Shortage
34:50
34:50
나중에 재생
나중에 재생
리스트
좋아요
좋아요
34:50
The importance of choosing a financial adviser wisely can not be emphasized enough, and Clark has even more proof. Learn what to avoid, and when & how to hire a real financial planner. Also, the ongoing labor shortage is leading to adaptive innovations by American companies. Clark discusses manufacturing and automation as businesses adjust to labor…
T
The Clark Howard Podcast
1
11.14.22 Internet Security Beyond Passwords / A Different Kind of Auto Insurance
30:32
30:32
나중에 재생
나중에 재생
리스트
좋아요
좋아요
30:32
Keeping track of passwords and frequently having to change them is a part time job. But passwords may soon be a thing of the past. Now the industry believes they’ve come up with a more secure answer. Also, the auto insurance industry is all in to telematics tracking. For those with privacy concerns and lower than average miles driven, there’s a gro…
T
The Clark Howard Podcast
1
11.11.22 Clark Answers His Critics on Clark Stinks / Update: City Relocation Incentives
34:08
34:08
나중에 재생
나중에 재생
리스트
좋아요
좋아요
34:08
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, over the past couple of years, population shifts have led some cities to offer pay incentives for people to move there. Clark has an update on these locales, incentives, and how these programs are working out. Clark Stinks: Segments…
T
The Clark Howard Podcast
1
11.10.22 POLL: Money Wisdom / Tight Christmas: Thinking Through Your Holiday Spending
30:07
30:07
나중에 재생
나중에 재생
리스트
좋아요
좋아요
30:07
Clark shares poll results on the question, “What would you tell your younger self if you could?” We received some great and very wise responses. And later - how people are handling this inflationary holiday includes cutting back & keeping it simple, and/or taking advantage of how the overhang of excessive inventory has created deals in many categor…
Clark shares a wild story about a hotel booking gone terribly wrong, and how to protect yourself when booking with third party sites. Plus, Clark’s longtime creed: Save more, spend less, and avoid getting ripped off. Today - spotlight on a myriad of ripoffs proliferating right now and how to avoid them. Hotel Booking Wisdom: Segment 1 Ask Clark: Se…
T
The Clark Howard Podcast
1
11.08.22 Charities: Season of Giving Guidelines / Privacy For Sale
29:25
29:25
나중에 재생
나중에 재생
리스트
좋아요
좋아요
29:25
It’s that time of year - charity solicitations. But there are fake charities vying for our hard earned dollars and targeting our senior loved ones. Clark has some important guidelines for legitimate charitable giving. Also. we live in an era of surveillance. Our life online can be tracked and sold for profit, but WE don’t get paid. Yet, that option…
T
The Clark Howard Podcast
1
11.07.22 A Potentially Perilous Home Buying Trend / Airfare Booking Strategy
28:58
28:58
나중에 재생
나중에 재생
리스트
좋아요
좋아요
28:58
A new home buying trend is emerging that allows more people to become homeowners - BUT there are major considerations before entering into something very difficult to exit. Also, air travel patterns have changed, one of several factors driving up fares. Clark has 2 booking tips that can help you save in this current travel environment. Home Buying …
T
The Clark Howard Podcast
1
11.04.22 Clark Answers His Critics on Clark Stinks / The END of Standard Return Policies
29:31
29:31
나중에 재생
나중에 재생
리스트
좋아요
좋아요
29:31
Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Return policies are different this holiday season. Rapid changes are underway and vary from retailer to retailer, online vs in-store. What to know before any purchase. Clark Stinks: Segments 1 & 2 Beware New Return Policies: Segmen…
T
The Clark Howard Podcast
1
11.03.22 Bonds Update / Saving LESS + Spending MORE = Bear Trap
30:47
30:47
나중에 재생
나중에 재생
리스트
좋아요
좋아요
30:47
I Bonds aka Inflation Bonds have reset. Recently there was a land rush on I Bonds, offering a rate over 9%. The interest earnings rate is reset every 6 months based on an inflation measurement index. Clark explains the new structure and rate, and why I Bonds remain the best place to park savings. Also - In the pandemic wake, discretionary revenge s…
Due to inflation, there are big changes in the tax brackets. Clark discusses how this affects investing and buying some types of life insurance. Also, add new seasonal job openings to the ongoing labor shortages and know there’s great side gig opportunity out there to close any gaps in your monthly budget. But, beware the “freeway ramp scam” and it…
T
The Clark Howard Podcast
1
11.01.22 Roth IRA & 401(k) Limits for 2023 / CLARKONOMICS: The Deficit Reckoning
30:24
30:24
나중에 재생
나중에 재생
리스트
좋아요
좋아요
30:24
The 401(k) contribution limit has been increased for 2023, but this headline buries the lead: New rules for Roth IRA income and contribution limits. And - Clark-onomics: The U.S. deficit. Clark explains how we got here since the budget surpluses of the 90’s and what we can learn from recent events in the UK. New Roth IRA & 401(k) Limits: Segment 1 …
T
The Clark Howard Podcast
1
10.31.22 Netflix & Streaming Update / Investing: Upside of the Downside
27:20
27:20
나중에 재생
나중에 재생
리스트
좋아요
좋아요
27:20
Clark discusses changes from Netflix, the overall morphing of streaming services across providers and how to protect your wallet with the changes underway. Also, time for year end tax considerations. Those with non-retirement investment accounts should know about tax loss harvesting to save on taxes. When you sell a winner, you pay capital gains ta…
Friday - Clark Stinks day! For the first time ever - for the entire podcast - Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Clark Stinks: Segments 1 - 4 Mentioned on the show: Citi® Double Cash Card – 18 month BT offer Review: Earn Up to 2% Cash Back on All Purchases Consider US Treasury Bills, Notes and Bonds…
T
The Clark Howard Podcast
1
10.27.22 Car Buying Forecast And An Alternative / Back to Basics - HSA vs. FSA
35:24
35:24
나중에 재생
나중에 재생
리스트
좋아요
좋아요
35:24
The car market is gradually healing but we’re not there yet. Clark gives a timeline on availability, affordability, and a potential alternative to buying now if you need wheels right away. And - Back To Basics - Open Enrollment decisions are upon us. Clark clears confusion surrounding Health Savings Accounts or HSAs which can offer long term financ…
T
The Clark Howard Podcast
1
10.26.22 Loyalty Programs Give & Take / At Last! Affordable Hearing Aids
28:23
28:23
나중에 재생
나중에 재생
리스트
좋아요
좋아요
28:23
Current customer outrage at Dunkin’ for devaluing rewards offers a lesson about these programs in general, including travel points from hotels and airlines. Clark discusses how this game is played and what participating consumers should understand about so called loyalty programs. Also, Clark has been talking about affordable hearing aids being jus…
