Georgia Department of Transportation's official podcast highlighting the employees, projects and programs that make us one of the best transportation agencies in the country.
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Looking for ideas, tips, and best practices to take your financial institution to the next level? Look no further than this podcast featuring insights from banking leaders and advisors across the industry. We’ll tackle a range of topics — technology implementation, loan grading, banking cannabis, and more to ensure you stay ahead of the curve in this fast-changing environment. This podcast is available on all your favorite podcasts platforms. For more information on Abrigo, head to abrigo.com.
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Weekly business podcast
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An in-depth look at all aspects of MLB Cover art photo provided by Lesly Juarez on Unsplash: https://unsplash.com/@jblesly Support this podcast: https://podcasters.spotify.com/pod/show/todd-garza2/support
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Host Jonathan Gelnar and an array of guests from differing backgrounds discuss how to develop the complete baseball player. This will be your source for the most up to date coaching strategies for baseball player and coach development.
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Breakout Investors (www.breakoutinvestors.com) is an investment community focusing on microcap stocks, primarily in the United States. The Ahead of The Curve podcast supplements the discussion forums hosted on the Breakout Investor Platform (app.breakoutinvestors.com). Membership and much of the content found on the Breakout Investor Platform is free. Please register and join us for a discussion about the Breakout companies and ideas discussed on each Ten Minutes podcast.
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Host Natalie Dale sits down with Deputy Commissioner Brad Saxon as he highlights the roles, projects, and experiences that helped shape his career at Georgia DOT.저자 Georgia DOT
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Balancing AI capabilities and human expertise in loan review and beyond
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15:36In this episode of Ahead of the Curve, we explore how Artificial Intelligence is transforming the loan review process, making it more efficient, accurate, and compliant—while ensuring that human expertise remains essential. Joining us is Steve Wert, Vice President of DiCom Loan Review Solutions at Abrigo. With over 20 years of experience in market …
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The cannabis banking conundrum: Risks, regulations, and what’s next
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18:00With a new administration in office, speculation is running high on what the future holds for financial institutions working within the cannabis-related business (CRB) industry. Today's guest is Kevin Gulledge, Senior Risk Management Consultant at Abrigo and a seasoned expert in financial compliance. With extensive experience guiding banks and cred…
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Host Natalie Dale dives into the role of the TIME Task Force with Incident Response Program Manager Jason Josey, Georgia State Patrol Captain Ritche and Georgia DOT District 6 Communications Officer Joe Schulman. In this episode, the guests provide an overview of key TIME initiatives and how the task force works to improve coordination between agen…
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M&A accounting best practices for financial institutions
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24:50Bank mergers and acquisitions are on the rise, with institutions looking to expand, scale technology investments, and enhance profitability. But the accounting side of these deals—Day 1 valuation, CECL modeling, and income recognition—can introduce unexpected complexities that impact deal success. In this episode, Abrigo Advisory’s Neekis Hammond a…
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Updates on CFPB 1071 and 1033 for community financial institutions
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22:30The CFPB 1071 regulation has sparked plenty of debate and concern among financial institutions. Since our last 107 1 episode in March, there have been some key developments, including the Supreme Court's decision to uphold the CFPB’s funding structure and the new administration's 60-day pause on the rule. We’ll discuss how community financial insti…
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In this episode, host Natalie Dale is joined by the Incident Response Program Manager Jason Josey to share insight on the important role of HERO in keeping the traveling public safe as the program celebrates 30 years of service.저자 Georgia DOT
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Why core deposit studies matter: Using your bank's data wisely
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30:06While having data is valuable, the key to success is knowing how to interpret and effectively use that data. Core deposit studies can enhance the value of your institution’s non-maturity deposit sector, improving pricing betas and reducing funding costs. But how can you be sure you're considering the right factors when analyzing your portfolio? Joi…
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Navigating upcoming rate changes: How to manage liquiditiy
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23:00With many experts predicting that the Federal Reserve will lower interest rates this week, this episode delves into what financial institutions should expect now that rate drops are on the horizon. Banks and credit unions are under pressure to reevaluate their strategies for managing deposits, loans, and overall financial health. We will explore to…
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In this episode, host Natalie Dale is joined by Assistant Director of Strategic Communications Katina Lear, Assistant State Environmental Administrator Amber Phillips, and State Program Delivery Administrator Kimberly Nesbitt to share their insight on the important role that public involvement plays in shaping Georgia DOT projects.…
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Ensuring access to the FFIEC's "suitable resources" at your financial institution: What BSA Compliance Officers need to know
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21:14It is a BSA Compliance officer's job to make sure their institutions are in compliance with the latest from the FFIEC. That means getting their boards and leadership invested in following AML/CFT best practices. In today's episode, we'll explore the FFIEC's list of critical elements for a BSA program—from adequate staffing and expertise to the tech…
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Host Natalie Dale chats with Georgia DOT's Intermodal - Transit Program team about how GDOT supports transit programs across the state, especially in rural areas.저자 Georgia DOT
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Outsourcing ALM: Best practices for the current interest rate landscape
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22:32With interest rates having shifted dramatically, financial institutions find themselves navigating uncharted territory, grappling with how to adapt their ALM strategies to the new normal. Join us as Abrigo Director of Sales and Professional Services Dave Koch, an experienced asset/liability management advisor, delves into the complexities of the cu…
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In this episode, Natalie Dale chats with Assistant State Maintenance Engineer for Emergency Operations Emily Fish and GEMA State Meteorologist WIll Lanxton about how Georgia DOT stays prepared for a hurricane or tropical storm that impacts our state.저자 Georgia DOT
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Elder financial exploitation and elder abuse: Statistics, FinCEN guidance, and how you can help
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25:21As the global population of individuals aged 60 and over is projected to increase by 38% between 2019 and 2030, elder abuse and elder financial exploitation (EFE) are becoming increasingly prevalent issues. This demographic shift, particularly in the developing world, brings attention to the unique challenges older persons face, including those rel…
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Host Natalie Dale chats with State Environmental Liaison Sandy Lawrence about the purpose of the Interagency Office of Environmental Quality and its collaboration with state and federal agencies. Natalie also interviews US Army Corps Biologist Nicole Liette and Georgia DNR Environmental Specialist RJ Hunter on how their partnership with GDOT helps …
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Host Natalie Dale chats with Georgia DOT Director of Policy and Government Affairs Josh Waller and Policy Analysis Bureau Specialist Abigail Handel about the importance of GDOT's involvement in the legislative process.저자 Georgia DOT
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Host Natalie Dale is joined by Georgia DOT’s Division of Permits and Operations Director John Hibbard and Executive Director of The Ray C. Anderson Foundation Allie Kelly to discuss the innovations happening on an 18-mile stretch of I-85 in West Georgia known as The Ray Highway.저자 Georgia DOT
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CFPB 1071 and the future of small business lending: What, when, and where to start
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22:34Section 1071 of the Dodd-Frank Wall Street Reform and Consumer Protection Act requires financial institutions to collect and report data on small business lending to the Consumer Financial Protection Bureau (CFPB). The details of the CFPB 1071 rule are laid out in an extensive 888-page document, so it's no surprise that many financial institutions …
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Stress test success: Navigating the 2024 scenarios for community financial institutions
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30:10The OCC, FDIC, and Federal Reserve Board have released the hypothetical scenarios for their annual Dodd-Frank stress tests, which help ensure that large banks can lend to households and businesses even in a severe recession. How do the scenarios impact community financial institutions, and how can you use stress testing to your institution's benefi…
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Georgia DOT and Georgia Department of Natural Resources Partnership
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39:27In this episode, host Natalie Dale interviews GDOT’s Assistant State Environmental Administrator Doug Chamblin and Georgia Department of Natural Resources Program Manager for Wildlife Conservation Trina Morris about the landmark Endangered Species Act agreement and what it means for Georgia and the bats that live here.…
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Unveiling human trafficking: Perspectives, realities, and strategies
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40:16Human trafficking – a form of modern slavery – is one of the fastest-growing criminal activities in the world, exploiting over 45 million people and generating an estimated $150 billion in profits each year. While global in reach, human trafficking also affects individuals, communities, and economies across the United States. Join Brad Jeffery, fou…
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Georgia’s population is growing. It is anticipated that our state will have approximately 1 million more people on our roads in just 10 years. In today’s episode, Host Natalie Dale talks with Georgia Commute Options’ Program Administrator and Marketing Communications Director Jill Goldberg and Livable Buckhead’s Executive Director Denise Starling a…
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Season 2 Episode 1: Working with Minority-Owned Businesses
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40:48Created in 1982, the Disadvantaged Business Enterprise Program (DBE) is a legislatively mandated U.S. DOT program that applies to Federal-aid highway dollars expended on federally-assisted contracts issued by state DOTs like GDOT. In this episode, Host Natalie Dale talks with Georgia DOT’s Equal Employment Opportunity Director Kimberly King and Sta…
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Season 1 Episode 12: Hyperlocal Transportation Innovation
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51:29Innovation. Mobility. Safety. Three buzzwords that are often used to describe transportation projects – especially by GDOT. Those words are included in the department’s mission, after all. But these words are also used in regard to autonomous vehicles. In this episode, Host Natalie Dale talks to GDOT’s Director of Intermodal Clement Solomon and ATL…
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Banking on cannabis: Breaking down the SAFER Banking Act
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34:48The marijuana-related banking industry took major steps forward on September 27, 2023, when the Senate Committee passed the Secure and Fair Enforcement Regulation (SAFER) Banking Act after weeks of negotiations and revisions to reach a bipartisan agreement. The bill would secure access for marijuana-related businesses (MRBs) to financial institutio…
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An Eye on Risk: Taking a Look at the OCC's Bank Supervision Operating Plan for 2024
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16:31The OCC issued it's Bank Supervision Operation Plan for 2024 and we take a look on at it on the latest episode of Ahead of the Curve. This plan outlines the OCC's priorities and objectives for the coming year and provides great insights on where to focus your financial institution's time. In this episode, Abrigo Advisor Zach Englert discusses his b…
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In this month’s episode, host Natalie Dale talks with GDOT’s Assistant State Transportation Planning Administrator Habte Kassa, Transportation Planner with Modern Mobility Partners Candace Foster, and Senior Consultant, Air Quality with ICF International Seth Hartley about the research and development involved with the creation of GDOT’s Carbon Red…
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Season 1 Episode 10: SRTS - Bicycle & Pedestrian Safety
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59:10Data released in June 2023 from the Governors Highway Safety Association showed American drivers are projected to have struck and killed at least 7,508 people walking in 2022. That is a 77% increase since 2010 and the highest number since 1981, according to the study. Georgia saw 344 pedestrian fatalities in 2022. That is 344 too many. In this epis…
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Summer is a time when a lot of families head out on vacation. In this episode, host Natalie Dale talks with HERO Manager Jason Josey, CHAMP Manager Chadrick Hendon, TMC Technical Specialist Billie Rose, and WSB Traffic Reporter Ashley Frasca to get the insights and best tips about safe driving, the resources available to motorists in Georgia, and f…
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In this month’s episode of the Ahead of the Curve podcast, host Natalie Dale chats with Strategic Communications Director Scott Higley, Digital Services and Web Strategy Manager Ron Battle, and District Six Communications Officer Joe Schulman about how Georgia DOT keeps the public informed about the people, projects, and initiatives that make our a…
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In this episode of the Ahead of the Curve podcast, Host Natalie Dale talks with HR Deputy Director Brian Robinson, State Talent Development Manager Kyle Mote, and Recruitment Supervisor Nicole Glenn about our efforts to attract and retain a talent workforce at Georgia DOT. Resources GDOT Employment Website…
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