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3 Types of Retirement, and the different savings strategies
Manage episode 291904725 series 2907060
Daniel W. Leonard and Dan Leonard에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Daniel W. Leonard and Dan Leonard 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
We are taking a look at another article from Michael Kitces' blog. "3 Types Of Retirement And Their Very Different Savings Strategies."
With life expectancies growing, the idea of a Traditional Retirement and Early Retirement are becoming harder and harder to achieve. The model of growing up and going to school for 20 years, working for 40 years, and then being retired for the rest of your life which is now stretching to 30 plus years if you retire at 60, is harder to make work. The article talks about two other types of retirement as alternatives to traditional retirement.
Then we dive into the PG&E 401(k) and your contribution rates and the company match. Many people think maxing out your 401(k) is a good idea. I am not here to tell you it isn't, but you need to know how PG&E matches your contributions. It is on a per-paycheck basis, so if you don't contribute on a specific paycheck, PG&E does not make a contribution.
Listen to learn how to ensure you don't miss out on matching dollars from the company.
For more information, visit the show notes at https://poweringyourretirement.com/2021/05/07/3-types-of-retirement-and-the-different-savings-strategies-3/
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