091 - [Guest Interview] How to Invest for Retirement If You Might Not Retire in the US

Real Personal Finance

Scott Frank and James Conole, Scott Frank, and James Conole에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Scott Frank and James Conole, Scott Frank, and James Conole 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

3y ago 30:28

MP3•에피소드 홈

Listener Question

How do immigrants should strategize investing when there is a real possibility of going back to home country because of work visa denial? Should we continue to invest in the states or invest offshore where we would retire? Thank you.

I have been living in the United States for 11 plus years now. Because I am an immigrant, I did not invest in 401k until 2015. But again, I was just contributing 6% to get employer match. I started my financial independence journey a year back. I maxed my 401k, contributed to Roth IRA. Thank you for the wonderful podcast to inspire millions of listeners.

Guest Interview

Connect with Ashley Murphy, CFP®, AIF®

Arete Wealth Strategists

Global Financial Planning Institute

Planning Points Discussed

Tax Planning
Retirement Planning
Purchasing Power
Other issues (IRAs, Inflation, Financial Goals)

Timestamps:

2:00 - Introduction to Guest Interview

5:30 - International v. Cross-Border Financial Planning

8:27 - Every Country is Different

7:00 - Why the 4% Withdrawal Rule is Conservative

8:00 - When Can I Ensure I Can Retire?

12:30 - Tax Implications

13:00 - Foreign Tax Credits

17:37 - Roth IRAs for Dual Citizens

22:00 - How to Avoid Pitfalls

22:51 - PFIC (Passive Foreign Investment Company)

28:30 - Overview

LET'S CONNECT!

James

Facebook LinkedIn Website

Scott

Facebook Twitter Website

193 에피소드