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#5 Our "Pillars of Good Credit"
Manage episode 311846402 series 3192697
Dj Hen, Tala & Guests and Dj Hen에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Dj Hen, Tala & Guests and Dj Hen 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
Our 6 pillars of Good Credit. Eventually we''ll add on to it if we feel the need. But these are 6 good pillars to start off with. 1. Pay your payments on time. This is 35% of your credit score. The most percentage of your score. 2. Keep your utilization or "usage" of credit below 30% of total credit allowed per month. This is 30% of your credit score. 3. Use your credit cards ONLY for stuff you already pay for. Gas, groceries, bills etc. 4. Have long history of credit. Don't close accounts. Length or history of having credit is 15% of your credit score. 5. Have a mix of credit. Credit cards, Auto loans, Home loans, bank loans. This is 10% of you score 6. Don't have too many inquiries on your report. This is 10% of your score. Link to your free annual credit report. https://www.annualcreditreport.com/index.action --- Send in a voice message: https://podcasters.spotify.com/pod/show/henry-uili/message
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