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Zack, with the Debt Free Millionaire Brand and With the Debt Free Millionaire Brand에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Zack, with the Debt Free Millionaire Brand and With the Debt Free Millionaire Brand 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
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Are Kids Expensive to Raise... Myth or Truth??? - (W8:D3) - Part 1 - Debt Free Millionaire Podcast

29:03
 
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Manage episode 417248369 series 3557376
Zack, with the Debt Free Millionaire Brand and With the Debt Free Millionaire Brand에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Zack, with the Debt Free Millionaire Brand and With the Debt Free Millionaire Brand 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

Simplified Explanation: Having children costs money. You have to feed them, cloth them, shelter them, and do most things for them, until they grow up, and become adults. These increase your expenses, and reduce the time you can/should work outside the home.

Real Life: Children are the greatest blessing in your life - better than anything (other than your spouse)! They are the source of some of your greatest joys, and sometimes heartache. With this blessing comes more financial obligations.

Parenting Financials 101: When you have a child, there are many obligations you will have, in order to care for the child. First off, your monthly expenses increase dramatically, due to buying diapers, formula, diapers, clothes, and many accessories, including diapers. Other items needed include pack-and-play, beds, strollers, car seats, toys, and much more. Also, parenting an infant and toddler is very exhausting, and will take a toll on your workload. You will need to spend more time with them, or pay for daycare, or even a live-in nanny, depending on how much you work.

Recently, a growing percentage of couples wait until they are financially settled to have children. Sometimes, this moveable target makes a couple never start a family, because the goal is either never met, or always increased, because they do not feel ready. Just know that the longer you wait, the more exhausting your child will pay on you and the more exhausting they are the more you will end up exhausted. Children are exhausting no matter how old you are, but would you rather play on the ground and run after a toddler when you are in your 40s, or when you are younger and more energetic, in your 20s? Also, would you rather have your children out of your house by the time you hit 50, or not until you are in your 60-70s? The older you are when you start, the older you will be when they leave the nest. Either way you choose, just make sure that they are well taken care of, and remember that most things you spend money on, for your child, are reimbursed by the government through child tax credits of $4,000 per year.

You will need to spend most nights waking in the middle and caring for the child. An infant needs to eat multiple times during the night, diapers need to be changed, and they will need comfort if they are scared or uncomfortable. As they get older, you are waking when they are scared or wet the bed. When they become teenagers, you stay up late until they get back from social gatherings, parties, and dates. Then when you are older and the kids move out, you find yourself waking up because of your own bowel movements. Get ready, as you get older, your life doesn’t become easier, even without children.

Just know, having children while you are younger and more energetic is not a bad thing, but make sure that you can care for their needs - both with time and money.

Read more articles: https://www.statista.com/chart/2633/raising-a-child-today-could-cost-a-quarter-of-a-million/ https://www.kidjunction.com/2023/03/15/10-advantages-of-having-children/ https://www.bellybelly.com.au/parenting/having-kids-young/ https://www.psychreg.org/mental-health-benefits-having-children/ https://freudianmommy.com/benefits-of-having-children/ https://lovinglifeathome.com/2023/09/04/science-proves-having-babies-good-for-you/ https://www.usda.gov/media/blog/2017/01/13/cost-raising-child

  continue reading

56 에피소드

Artwork
icon공유
 
Manage episode 417248369 series 3557376
Zack, with the Debt Free Millionaire Brand and With the Debt Free Millionaire Brand에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Zack, with the Debt Free Millionaire Brand and With the Debt Free Millionaire Brand 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

Simplified Explanation: Having children costs money. You have to feed them, cloth them, shelter them, and do most things for them, until they grow up, and become adults. These increase your expenses, and reduce the time you can/should work outside the home.

Real Life: Children are the greatest blessing in your life - better than anything (other than your spouse)! They are the source of some of your greatest joys, and sometimes heartache. With this blessing comes more financial obligations.

Parenting Financials 101: When you have a child, there are many obligations you will have, in order to care for the child. First off, your monthly expenses increase dramatically, due to buying diapers, formula, diapers, clothes, and many accessories, including diapers. Other items needed include pack-and-play, beds, strollers, car seats, toys, and much more. Also, parenting an infant and toddler is very exhausting, and will take a toll on your workload. You will need to spend more time with them, or pay for daycare, or even a live-in nanny, depending on how much you work.

Recently, a growing percentage of couples wait until they are financially settled to have children. Sometimes, this moveable target makes a couple never start a family, because the goal is either never met, or always increased, because they do not feel ready. Just know that the longer you wait, the more exhausting your child will pay on you and the more exhausting they are the more you will end up exhausted. Children are exhausting no matter how old you are, but would you rather play on the ground and run after a toddler when you are in your 40s, or when you are younger and more energetic, in your 20s? Also, would you rather have your children out of your house by the time you hit 50, or not until you are in your 60-70s? The older you are when you start, the older you will be when they leave the nest. Either way you choose, just make sure that they are well taken care of, and remember that most things you spend money on, for your child, are reimbursed by the government through child tax credits of $4,000 per year.

You will need to spend most nights waking in the middle and caring for the child. An infant needs to eat multiple times during the night, diapers need to be changed, and they will need comfort if they are scared or uncomfortable. As they get older, you are waking when they are scared or wet the bed. When they become teenagers, you stay up late until they get back from social gatherings, parties, and dates. Then when you are older and the kids move out, you find yourself waking up because of your own bowel movements. Get ready, as you get older, your life doesn’t become easier, even without children.

Just know, having children while you are younger and more energetic is not a bad thing, but make sure that you can care for their needs - both with time and money.

Read more articles: https://www.statista.com/chart/2633/raising-a-child-today-could-cost-a-quarter-of-a-million/ https://www.kidjunction.com/2023/03/15/10-advantages-of-having-children/ https://www.bellybelly.com.au/parenting/having-kids-young/ https://www.psychreg.org/mental-health-benefits-having-children/ https://freudianmommy.com/benefits-of-having-children/ https://lovinglifeathome.com/2023/09/04/science-proves-having-babies-good-for-you/ https://www.usda.gov/media/blog/2017/01/13/cost-raising-child

  continue reading

56 에피소드

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