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NZME and NZ Herald에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 NZME and NZ Herald 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
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The common insurance mistake New Zealanders are making

18:13
 
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Manage episode 297393970 series 2000499
NZME and NZ Herald에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 NZME and NZ Herald 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's how to figure out what insurance is worth getting, and what's not. Hosted by Frances Cook.
Insurance is one of those areas that gets murky even for the experts.
There are lots of different things you can insure, from your stuff, to your house, even pets or your health.
There's also insurance for your income, and one rather worrying statistic shows about 55,000 NZ households lose their main source of income each year, whether that's because of accident, illness, or unemployment.
Most of us need that income to get by, yet only about 15 per cent of us have income protection insurance.
But what's hard about insurance more generally is knowing when it's worth it. Insurance can cost a lot, and while it gives you peace of mind, you also want to be sure you get the benefits that make it worthwhile.
There is a school of thought that says you should "self-insure" – otherwise known as making sure you have enough savings to replace something yourself, if disaster strikes.
That can work well for the small stuff.
Happily the Herald has rolled out a series on insurance, putting all aspects under a microscope.
For the latest Cooking the Books I talked to Herald money editor Tamsyn Parker.
We discussed what most people are missing, how to figure out what you need for your life, and common areas of overinsurance.
You can read more about the insurance series here:
https://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=12295127
https://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=12300549
If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

See omnystudio.com/listener for privacy information.

  continue reading

533 에피소드

Artwork
icon공유
 
Manage episode 297393970 series 2000499
NZME and NZ Herald에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 NZME and NZ Herald 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.
Each week the NZ Herald and Newstalk ZB's Cooking the Books podcast tackles a different money problem. Today, it's how to figure out what insurance is worth getting, and what's not. Hosted by Frances Cook.
Insurance is one of those areas that gets murky even for the experts.
There are lots of different things you can insure, from your stuff, to your house, even pets or your health.
There's also insurance for your income, and one rather worrying statistic shows about 55,000 NZ households lose their main source of income each year, whether that's because of accident, illness, or unemployment.
Most of us need that income to get by, yet only about 15 per cent of us have income protection insurance.
But what's hard about insurance more generally is knowing when it's worth it. Insurance can cost a lot, and while it gives you peace of mind, you also want to be sure you get the benefits that make it worthwhile.
There is a school of thought that says you should "self-insure" – otherwise known as making sure you have enough savings to replace something yourself, if disaster strikes.
That can work well for the small stuff.
Happily the Herald has rolled out a series on insurance, putting all aspects under a microscope.
For the latest Cooking the Books I talked to Herald money editor Tamsyn Parker.
We discussed what most people are missing, how to figure out what you need for your life, and common areas of overinsurance.
You can read more about the insurance series here:
https://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=12295127
https://www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=12300549
If you have a question about this podcast, or question you'd like answered in the next one, come and talk to me about it. I'm on Facebook here https://www.facebook.com/FrancesCookJournalist/ Instagram here https://www.instagram.com/francescooknz/ and Twitter here https://twitter.com/FrancesCook

See omnystudio.com/listener for privacy information.

  continue reading

533 에피소드

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