Imagining MERA: My Empowered Retirement Account

Capitalmind Podcast

Wizemarkets Analytics Private Limtied에서 제공하는 콘텐츠입니다. 에피소드, 그래픽, 팟캐스트 설명을 포함한 모든 팟캐스트 콘텐츠는 Wizemarkets Analytics Private Limtied 또는 해당 팟캐스트 플랫폼 파트너가 직접 업로드하고 제공합니다. 누군가가 귀하의 허락 없이 귀하의 저작물을 사용하고 있다고 생각되는 경우 여기에 설명된 절차를 따르실 수 있습니다 https://ko.player.fm/legal.

1+ y ago 45:17

MP3•에피소드 홈

In this conversation with Shray, Deepak shares why he feels now is the time for India's concept of a Retirement Account - he calls it the MERA account. This account should help improve investment opportunities for retail customers, create a longer-term investment horizon and push people to save for their retirements.

Listen in as we discuss:

The concept of a retirement account
Impact on the economy and people
Imagining a retirement account scheme that works for India
The operational aspect of such an account
Who would oppose such a thing?

Show notes and references

2:00 - Seven consecutive years of positive market returns for India

4:00 Seize the opportunity of India story with retirement accounts

Read: My Empowered Retirement Account (MERA)

8:30 Where do LIC and EPFO invest retirement money

"We're giving asset managers our retirement money and asking them to do great things for the next 20 - 30 years... But, they're not doing great things... They are conservative.. not letting me realize my larger risk appetite."

14:30 ELSS equity funds hold money for a longer period of time. Can't they act as retirement funds?

17:00 The peril of investing for retirement with post-tax money

25:00 Deepak introduces his idea of MERA - My Empowered Retirement Account (MERA)

33:00 Why does this matter so much at the national policy level?

41:20 Who are the people who would feel this is not a good idea?

82 에피소드